Blog Entries by Lewis Wood

• Banks to Cut Overdraft, Non-Sufficient Fund Fees in Response to Market Pressures
• CFPB Identifies Consumer Reporting Companies the Public Can Hold Accountable
• CFPB, DOJ and OCC Take Action Against Trustmark National Bank for Deliberate Discrimination Against Black and Hispanic Families
• Divided US Government Would Shape Recession Response
• Fannie Mae Cuts 2022 Origination Forecast
• GreenState CU Still Eyeing Nebraska Expansion after Bank Deal Collapse
• Lending, Assets, Insured Shares, Deposits Continue Growth in 2Q
• Mortgage Bankers Record Largest Average Loss Since 2008
• Stablecoins Face Industry-Defining Regulatory Guidance
• Yellen Reiterates Need for Consistent Regs on Stablecoins
• $275-Million CU To Buy $210-Million Bank
• $42.7M Lost to Fake Crypto Apps
• 'Credit Union Difference' on Display for State Legislators
• 'Financial Hacking' Plagues DeFi in Latest Setback for Crypto
• 'Minibus' Bill Funds Priorities Important to CUs, Communities
• 'Ransomware in the Financial Sector' Webinar Oct. 13
• 1st Advantage Colleagues Come Together for a Day of Community Service
• 1st Advantage Colleagues Give Back to Local Non-Profits
• 1st Advantage Federal Credit Union Recognized as A Top Workplace in Hampton Roads
• 1st Quarter 2022 Credit Union Profile Available
• 2 Trade Groups Call for ‘Clean’ NDAA, With No Language Related to Credit Cards, NCUA Oversight of Third Parties
• 2020 HMDA Final Rule Partially Vacated: Closed-End Loan Reporting Threshold Lowered
• 2021 SAR Filing Trend Data Now Available on FinCEN’s Website
• 2021 HMDA Data on Mortgage Lending Now Available
• 2022 Auto Lending: New Consumer Survey on Electric Vehicles Should Put Charge in Credit Unions’ Need to Respond
• 2022 Cybersecurity: Analysis Finds Several Factors Driving Ongoing Growth in Ransomware Attacks
• 2022 General Assembly Sessions: Overview of Legislation of Interest to Credit Unions
• 2022 Inclusiv Annual Conference Scholarships: Apply Now
• 2022 Tax Season Has Started - Tips to Help You File an Accurate Return
• 2022 Threshold Adjustments Under the Truth in Lending Act (Regulation Z), the Consumer Leasing Act (Regulation M), and the Fair Credit Reporting Act (Regulation V)
• 2023 Credit Union Hero Award Nominations Now Being Accepted
• 2023 State-Level Elections
• 2nd Annual #ILoveMyCredit Union Blitz Had Potential Reach of 6 Million
• 3 Reasons CUNA Mutual Joined the FinHealth Fund (and Why Your CU Should, Too)
• 3 Virginia Credit Unions Among National Social Responsibility Award Winners
• 3 Virginians Among the 2023 GAC Crashers
• 3 Ways Credit Unions Need to Talk to Their Depositors
• 3Q2022 Credit Union Profile Available
• 4 Perspectives for FIs to Note in the Industry's Data-Sharing Debate
• 41 Credit Union Mergers Approved by NCUA First Quarter 2022
• 4Q2021 Credit Union Profile Now Available
• 60 Participate in Virtual Marketing Workshop
• 72% of Economists Expect US recession by Mid-2023
• A Crypto Breakthrough? Western States Consider Taking Digital Currency
• AACUC Celebrates Best of DEI, CU Thought Leaders
• AACUC Leverages Experts to Propel Small CU CEOs’ Success
• Aaron Rouse Sworn into Virginia Senate
• AARP Announces New BankSafe Training Features
• ABA Seeks Supreme Court Intervention in Field-of-Membership Case
• ABNB Federal Credit Union Holds 62nd Annual Meeting; Re-Elects Board Members
• ABNB Federal Credit Union Names James A. Young to Board of Directors
• ABNB Hires Elaine Cuevas as Director of Training
• ABNB Relocating Sewell Point Branch to Ward's Corner
• Achieva Credit Union Launches Bitcoin Trading in its Mobile App
• Action Alert: Write Lawmakers on Interchange; Talking Points, Issue Overview Now Available
• ACUM Announces 2022 'Herstory' Hall of Fame Honorees
• ACUM Premieres HERSTORY Hall of Fame, Announces Exhibit Expansion
• Additional Details Needed on Proposed Changes to CFPB Information Collection
• Administration Turning Attention to Banks in PPP Fraud Probe
• Advocacy Alert: Write Your Lawmakers and Help Fight New IRS Reporting Provisions
• African American CU Coalition to Host Commitment to Change Webinar on Feb. 18
• After Initially Slow Adoption, More and More People Taking a Bite out of Apple Pay
• Agencies Announce Dollar Thresholds in Regulation Z and Regulation M for Exempt Consumer Credit and Lease Transactions
• Agencies Announce Dollar Thresholds in Regulations Z and M for Exempt Consumer Credit and Lease Transactions
• Agencies Announce Threshold for Smaller Loan Exemption from Appraisal Requirements for Higher-Priced Mortgage Loans
• Agencies Issue Cybersecurity Advisory on Latest Hive Ransomware Variants
• Agencies Issue Guide to Help Community Banks Evaluate Fintech Relationships
• Agencies Release Revised Interagency Questions and Answers Regarding Flood Insurance
• Aggressive Fed Throws Wrench into FIs' Deposit-Cost Plans
• Alanna McCargo Confirmed as Ginnie Mae President
• All of CFPB's Past Actions Threatened by Appeals Court Decision
• Although Well-Intentioned, NAFCU Says Bill That Would Expand FOM Increases Regulatory Burden
• Amendment to the Cyber-Related Sanctions Regulations, Associated Administrative List Updates
• Americans Pay $120 Billion in Credit Card Interest, Fees Each Year
• America’s Gross National Debt Exceeds $31 Trillion for First Time
• Analysts Expect Rate Hikes to Boost Regional Banks' Q3'22 Earnings
• Another State Bars Credit Union Acquisitions of Banks
• Another Steep Rate Hike Coming at Next Week's Fed Meeting
• Anticipation Rates Will Rise Soon Drives Big Jump in January Home Sales
• Appeals Court Blocks Biden’s Student-Loan Forgiveness Program
• Appeals Court Reinstates Biden’s Vaccine Policy for Businesses; Supreme Court Showdown on Policy Likely
• Appeals Court Rules in Favor of Credit Unions in FCDPA Lawsuit
• Appeals Court Rules in Favor of Credit Unions in FCDPA Lawsuit
• Applications to 'Crash the GAC' Open through Dec. 2
• Are Labor Market Forces Stretching Your Collections Team Too Thin?
• Arlington Community FCU Awards $30,000 in Grants to Local Non-Profits
• Arlington Community Federal Credit Union Announces Proposed Merger with InFirst Federal Credit Union
• As Banks Shutter Branches, Credit Unions Continue to Build
• As Crypto Investments Sputter, Payments Get a Second Wind
• As CUs Continue to Nibble Away at MBL Cap, What About the Cap Itself?
• As Election Day Nears, League Hosting Lawmakers at CU House
• As General Elections Get Closer, CUNA Launches New Phase of Credit Unions Vote
• As Mortgage Market Cools, Fraud Risk Heats Up
• As Mortgage Rates Continue to Rise, Refinancings Plunge
• As NCUA Weighs Climate Risk, CU Official Joins New Advisory Committee
• As SOFR Gains Favor, Other Benchmark Rates Face Uncertain Future
• As the Secondary Market Rethinks Risks, So Too Must Lenders
• ATM Shimming, Fallback Transactions Back On The Rise
• Auto Loan Delinquency Rates Among Younger Consumers Hit the Accelerator
• Auto Loans Cruising at U.S. Credit Unions in Q2
• Bank Economists Advise Caution But Don't Expect a Recession
• Bank Groups Ask Justice Department to Limit Merger Guidance; Say CU Competition Should Be Factored In
• Bank of America to Offer Zero-Down Payment Mortgages in Certain Black and Hispanic Communities
• Bank Of America, Wells Fargo Hit With Patent Suit Targeting Mobile App Development
• Bank-Fintech Partnerships Win Key Battle, But War is Far From Over
• Bank/BNPL Lender Divide Dominates Comments to CFPB
• Bankers Betting Interest Rates Will Peak in First Half of 2023
• Bankers Fear CFPB Will Lower Cap on Credit Card Late Fees
• Bankers’ Group Tells Commerce Department Digital Assets, Central Bank Digital Currency Both Pose Risks
• Banking Groups Belie Warren's Report Alleging Rampant Fraud on Zelle
• Banking Groups Challenge CFPB’s RFI on Customer Service
• Banking Groups Plead with Biden Administration for Bigger Crypto Role
• Banks Are Reporting More Sophisticated Cyber Attacks, According to FDIC
• Banks Call for Housing Discrimination Scrutiny for Credit Unions
• Banks Change Overdraft Policies Amid Competition, Regulatory Pressure
• Banks' Pandemic Help Offer Rang Hollow, Cardholders Say
• Banks' Tech Upgrades Can Hinder Financial Inclusion, Treasury Official Warns
• Basel Committee Issues World Council-Supported Proportionality Guidance
• BayPort Credit Union Helps Fund $500,000 ACT Grant for New Virginia Beach City Public Schools Renewable Energy Technologies Program
• BayPort Credit Union Opens Fourth Virginia Beach Branch
• BayPort Credit Union Wins Industry CUNA Marketing Award for Checking Campaign
• BayPort CU Joins With Local Corporations to Launch $500,000 Accelerating Change Together Grant
• BayPort Donates $10,000 to the Salvation Army Florida as Hurricane Ian Relief Continues
• BayPort Donates $10,000 to The Ukrainian Credit Union Displacement Fund
• BayPort Donates Backpacks, Books to Local Students
• BayPort Foundation Announces Official Crawlin’ Crab Race Weekend Sponsors
• BayPort Foundation Charity Golf Classic Raises More Than $110,000 Toward its Mission
• BayPort Foundation Raises Nearly $160,000 in First Year
• Become a Better Lender: ULEND Academy Set for Feb. 8-10; Registration Closes Jan. 21
• Beneficial Ownership Database Could Provide Significant Relief
• Beneficial Ownership Regulatory Relief Far From Assured
• Biden Administration Issues Vaccine Mandates 
• Biden Budget Has Increased CDFI, CDRLF Funding Amounts
• Biden Budget Would Boost Funding for SBA Loans, Fighting Financial Crime
• Biden Extends Student Loan Payment Pause Through May 1
• Biden Has a Plan B for Student Debt Relief
• Biden Nominates Thompson as FHFA Director
• Biden Offers Pardons for Pot Possession, Signals Deeper Reform for U.S. Cannabis Laws
• Biden Official Says US Government Could Pass Stablecoin Rules by End of Year
• Biden Signs Omnibus Bill with Banking Provisions
• Biden to Sign Crypto Order as Industry Faces Sanctions Pressure
• Biden Warns Private Sector: ‘Harden Your Cyber Defenses Immediately’ and Prepare for Cyberattacks from Russian Government
• Biden's Student-Loan Relief Plan Gets Expanded Review from Supreme Court
• Biden’s CFTC Nominees Call for More Powers to Police Crypto
• Biden’s Covid-19 Vaccine Mandate Moves Closer to Approval
• Biden’s IRS Reporting Proposal for FIs Still in Play; Critical CUs Continue Outreach to Lawmakers
• Big Bank CEOs Push Back Against Proposed Liability Shift for Fraud on Zelle
• Big Banks Expected to Rack Up More Than $1 Billion in Fines for WhatsApp Use
• Big Banks Fight Rising Capital Requirements by Managing Down Risk Exposures
• Big banks, Nonbanks Largely Absent from FHFA's Home Loan Bank Inquiry
• Big Changes for Credit Union Financial Reporting in 1Q2022
• Big US Banks to Contend with Recession Fears in 1Q2022 Earnings Reports
• Bill Debuts in Senate That Would Create $2B Emergency Fund for CDFIs
• Bill to Curb Payday Lending Abuses Introduced in Congress
• Bill to Freeze Virginia’s Minimum Wage Increase Passes House of Delegates
• Bill to Regulate Stablecoins in Offing
• Bill Would Block Fed From Issuing Central Bank Digital Currency Directly to Consumers
• Bill Would Bring Closer a Major Overhaul of AML Laws
• Bill Would Give CFTC Direct Oversight Over Certain Cryptocurrencies
• Bipartisan Bill Would Require Firms to Report Cyberhacks Within 72 Hours
• Bipartisan Crypto Plan Would Create Oversight Body for Fintech
• Bipartisan Data Privacy Bill Intro’d; NAFCU Expresses Objection
• Blowing the Whistle: 2 Reforms to AML Included in New Bill
• Borrowers Have a Record $11 Trillion in Tappable Equity
• Brainard Calls Digital Dollar a 'Natural Evolution' of Payment System
• Breaking Barriers in 2022: Roadmap to Growing Your Credit Union’s Financial Advisor Team in the Age of the Great Resignation
• Breaking News! Overdraft, NSF Fees Scrutiny Enhanced by CFPB
• BREAKING NEWS: First Step Taken to Revoke Virginia's COVID-19 Workplace Standard
• BREAKING NEWS: House Passes Bill Modernizing Credit Union Fields-of-Membership
• BREAKING NEWS: Landmark FOM bill introduced in wake of CUNA GAC
• BREAKING NEWS: Parity Measure Passes State Senate; On Fast Track to Passage in House
• BREAKING NEWS: Parity Powers Bill Unanimously Passes House Commerce and Energy Committee
• BREAKING NEWS: Parity Powers Bill Unanimously Passes Senate Commerce and Labor Committee
• BREAKING NEWS: Virginia's COVID Workplace Safety Standard Revoked
• Brian Knight Selected as NASCUS President and CEO
• Budget Reaches Youngkin, as 7-Day Clock Starts Ticking for Changes
• Bureau Accepting Applications for CFPB Advisory Committees
• Business Group Sues Over New Corporate Ownership Database
• California, New York AGs Push Card Companies to Add Firearms Category
• Call Report Due Date - Oct. 30, 2022
• Call Report Modernization
• CAMELS Rating System Changes Effective April 1
• Can a Small Credit Union Take a Bite Out of Apple Pay's Fees?
• Can FinCEN Deliver on Promised Regulatory Relief?
• Can the Supreme Court Distinguish the CFPB's Funding from Other Agencies'?
• Cannabis and Compliance
• Cannabis Banking Bill Likely to Pass Senate in 2022 as Democrats Align
• Cannabis Banking Reform Removed from U.S.-China Bill
• Cannabis Banking: Keys to Success
• Car Loan or Rent? As Car Prices Hit New Highs, So Do Auto Loan Payments
• Carrie's Diary: Death and Rebirth
• Carrie's Diary: The Meditating Dentist
• Cautiously Returning to Special Events
• CDC Cuts Isolation Time Recommended for People with Asymptomatic Coronavirus Infections
• CDC’s Latest Guidance On Isolation, Quarantine
• CDFI Certification Turns Financial Inclusion Values into Action
• CDFI Fund Issues Long-Sought Supplemental Guidance
• CDFI Fund Offering $1.73B to Help Communities Recover from Pandemic
• CDFI Refresher and Helpful Resources
• CDFIs Considered Certified until Official Notification of Change
• Central Bank Digital Currency Creation Needs ‘Serious, Exacting’ Consideration
• CEO FORUM Set for Oct. 20; Registration Open!
• Certificate of Deposit Rates at US Banks Fall Well Short of Fed Rate Hikes
• Certificate of Deposit Rates Rise Modestly in Aftermath of Fed Rate Hikes
• CFPB Advises Furnishers Have an Obligation to Investigate Consumer Disputes
• CFPB Allows Debt Collectors to Use Social Media
• CFPB Announces Review of Credit Card Financial Institution Late Fees, Penalties
• CFPB Announces Settlement Regarding the 2019 Taskforce on Federal Consumer Financial Law
• CFPB Annual Report of 2021 Mortgage Market Activity Reveals an End to the Refinancing Boom; Increase in Home Purchase Loans
• CFPB Auto Lending Announcement Has Insufficient Info, Wrong Assumptions
• CFPB Bans BrightSpeed Solutions and Its Former CEO for Supporting Telemarketing Scammers Targeting Older Americans
• CFPB Beats Suit Challenging Payday Lending Regs
• CFPB Chief Previews Next Steps in Open-Banking Rulemaking
• CFPB Compliance Guides, Videos and Resources Available
• CFPB Cracks Down on Subscription Fees
• CFPB Creates Repeat Offender Unit
• CFPB Director Chopra Addresses Community Bank, Credit Union Advisory Councils
• CFPB Director Chopra Statement on Appraisal Task Force Report
• CFPB Ends No-Action Letter with Fintech Lender Upstart Network
• CFPB Enforcement Action Targets Overdraft Fees
• CFPB Examines Potential Impact of Rising Car Prices on Consumer Credit
• CFPB Expands its Authority to Punish FIs for Discrimination
• CFPB Expands UDAAP Reach to Include Discrimination
• CFPB Extends Comment Deadline for Customer Service RFI to Aug. 22
• CFPB Extends Late Fee ANPR Deadline to August 1
• CFPB Extends Opportunity for Public to Provide Input on 'Junk Fees' to April 11 
• CFPB Fall 2021 Rulemaking Agenda
• CFPB Finalizes Annual Changes for Exemption Thresholds Under HMDA
• CFPB Finds Credit Card Late Fees Fell Slightly in 2020
• CFPB Finds Credit Report Disputes More Common in Majority Black, Hispanic Aeas
• CFPB Fines Mobile Savings App Digit $2.7 Million for Overdraft Charges
• CFPB Gets Earful on Limiting Credit Card Late Fees
• CFPB Guidance, Enforcement Hang in the Balance of US Supreme Court Appeal
• CFPB Has Missed Opportunities to Leverage Credit Union Mission
• CFPB Interpretation of Convenience Fees Under FCDPA is Improper
• CFPB Invokes Dormant Authority to Examine Nonbank Companies Posing Risks to Consumers
• CFPB Issued Annual Adjustment to Maximum Fee Credit Bureaus May Charge Consumers for File Disclosure
• CFPB Issued Final Rule to Effect Annual Adjustments to TILA Thresholds for 2022
• CFPB Issues Advisory Opinion on Debt Collection Fees
• CFPB Issues Advisory Opinion on ECOA and Reg B
• CFPB Issues Advisory Opinion on Fair-Lending Laws
• CFPB Issues Bulletin to Prevent Unlawful Medical Debt Collection and Credit Reporting
• CFPB Issues Draft Proposals on Consumer Financial Data Sharing
• CFPB Issues Final Rule to Facilitate Transition from LIBOR
• CFPB Issues Guidance Around 2 ‘Junk Fees,’ Including ‘Surprise’ Overdraft Fees & Depositor Fees
• CFPB Issues Proposal to Collect Small Business Data; League Seeks Member Feedback
• CFPB Joins Other Financial Regulatory Agencies in Issuing Statement on Discontinuation of LIBOR
• CFPB Launches Effort to Spur New Opportunities for Homeowners in the Mortgage Market
• CFPB Launches Initiative Aimed at Curbing ‘Junk Fees’ Charged by FIs; CUNA, NAFCU Join Groups in Calling it ‘Misguided Effort’
• CFPB Launches Initiative on Excessive Junk Fees
• CFPB Lays Out Possible Counter to Fifth Circuit Funding Decision
• CFPB Likely to Punt Data-Sharing Rule into 2023
• CFPB Making Changes to Credit Card Data Submission Process
• CFPB Mischaracterizes Many Financial Services Fees in RFI
• CFPB Moves to Thwart Illegal Auto Repossessions
• CFPB Names New Chiefs for Supervision and Enforcement Positions
• CFPB on Evolution of Banks’ Overdraft/NSF Fee Revenues and Policies
• CFPB Opens Inquiry Into ‘Buy Now, Pay Later’ Credit
• CFPB Orders Regions Bank to Pay $191 Million for Illegal Surprise Overdraft Fees
• CFPB Partners with Department of Justice, Fed, and FTC to Stand up for Civil Rights Protections
• CFPB Plans Rule Next Year to Toughen Caps on Credit Card Late Fees
• CFPB Plans Rules to Faciliate Personal Financial Data Rights, Open Banking, Open Finance
• CFPB Plans to Revisit the CARD Act, Older Regulations: Chopra
• CFPB Plans to Subject Buy Now, Pay Later Lenders to Same Regulatory Scrutiny as Credit Card Companies
• CFPB Posts Lists of Rural or Underserved Counties
• CFPB Presses Big Card Issuers on Their Credit Reporting Practices
• CFPB Proposes Rule to Rein in Nonbank Arbitration Contracts
• CFPB Proposing Reg V Human Trafficking Amendment
• CFPB Provides Spanish Translations for Certain Prepaid Rule, Regulation B Model, Sample Forms
• CFPB Providing Guidance to Other Agencies on Enforcing Federal Consumer Financial Law
• CFPB Readies Guidance on Money-Transfer Scams
• CFPB Releases Advisory Opinion Reaffirming Position on 'Pay to Pay' Fees
• CFPB Releases Annual Report to Congress on Fair Debt Collection Practices Act
• CFPB Releases Debt Collection Rule FAQs
• CFPB Releases Financial Toolkit for Victims of Hurricanes Fiona, Ian
• CFPB Releases HMDA Quarterly Graphs Tool
• CFPB Releases Report Documenting Rural Banking Issues
• CFPB Releases Report on Diversity and Inclusion within Financial Services
• CFPB Reminds Credit Unions of States’ Enforcement Powers
• CFPB Report Finds High Fees Charged on Student Banking Products Endorsed by Colleges
• CFPB Report Shows Criminal Justice Financial Ecosystem Exploits Families at Every Stage
• CFPB Report: Many in Appalachia Region Have Higher Rates of Subprime Credit, Higher Rates of Medical Debt
• CFPB Report: Renters at Risk as COVID-19 Safety Net Ends
• CFPB Research: Overdraft Fees and Economically Insecure Older Adults
• CFPB Says Big Tech Digital Marketers Liable for Unfair, Deceptive Practices
• CFPB Says Consumers Getting Runaround from NCRAs
• CFPB Says Servicers Should Offer Loss Mitigation Beyond COVID Hardships
• CFPB Seeking Comments on 'Junk Fees' by March 31
• CFPB Seeks Comments on Buy Now Pay Later Products, Business Practices
• CFPB Seeks Further Public Input on Big Tech Payment Platforms
• CFPB Seeks Information on HMDA Regulations
• CFPB Seeks Input on Detecting Discrimination in Mortgage Lending
• CFPB Seeks to Limit Banks' Ability to Collect on Delinquent HELOCs
• CFPB Seeks to Modernize How It Collects Credit Card Data
• CFPB Shares Guidance to Safely Send Money to Loved Ones in Conflict Areas
• CFPB Shares Recent Trends in SARs Involving Elder Financial Exploitation
• CFPB Should Bolster Oversight of Nonbank Financial Services
• CFPB Should Study, Appropriately Regulate 'Buy Now, Pay Later' Products
• CFPB Shutters Lending by VC-Backed Fintech for Violating Agency Order
• CFPB Signals Imminent Crackdown on 'Junk Data' in Credit Reports
• CFPB Sues Pawn Lenders for Cheating Military Families
• CFPB Sues Software Company That Helps Credit-Repair Businesses Charge Illegal Fees
• CFPB Takes Action Against Bank of America
• CFPB Takes Action Against Firm Offering Alternative Financing for College; Some CUs Had Explored Similar Product Offering
• CFPB Takes Action to Address Junk Data in Credit Reports
• CFPB Takes Action to Halt Prepaid Card Providers Siphoning Government Benefits
• CFPB Takes Action to Protect the Public from Shoddy Data Security Practices
• CFPB Takes Aim at Overdraft Fees
• CFPB Taking Hard Look at Credit Card Interest Rates
• CFPB Targets Amazon, Facebook, Others In Payments Probe
• CFPB to Accept Public Petitions for Rulemaking
• CFPB Turns Its Attention to Data Security – Seven Industry Practices You Need to Know Now
• CFPB Unlikely to Take Immediate Action on Buy-Now, Pay-Later Sector
• CFPB Uses Homeowner Assistance Fund Program to Help Borrowers Avoid Foreclosure
• CFPB Warns Against Trying To Manipulate Customer Reviews
• CFPB Warns of Possible Direct Dispute Violations
• CFPB Warns of Possible Direct Dispute Violations
• CFPB Will Look Into New Credit Bureau Rules, Chopra Says
• CFPB Withdraws Proposal to Delay Debt Collection Rules
• CFPB ‘Junk Fee’ Guidance Ignores Credit Unions’ Focus on Members
• CFPB's Chopra Calls Level of P2P Fraud 'Frightening'
• CFPB's Chopra Vows Guidance on Buy-Now, Pay-Later Loans, Eyes Lender Examination
• CFPB's Credit Card Late Fee Project Could Hit Small Institutions Hard
• CFPB's Latest Existential Threat: Legal Challenges to Its Funding
• CFPB, FTC and North Carolina Department of Justice File Amicus Brief in Henderson v The Source for Public Data
• CFPB, FTC Say Court Ruling Would Undercut Credit Reporting Law
• CFPB, NCUA Rules on Spring 2022 Unified Agenda
• CFPB: Help Available to Homeowners Struggling to Make Housing-Related Payments Due to the Pandemic
• CFPB: Help Us Spur New Opportunities for Homeowners in the Mortgage Market
• CFPB: HMDA Filing Period Has Begun
• CFPB: Mortgage Borrowers Can Challenge Inaccurate Appraisals Through the Reconsideration of Value Process
• CFPB: Overdraft Fees Can Price People Out of Banking
• CFPB: Permissible Purposes for Pulling and Using Credit Reports
• CFPB’s Chopra Discusses Rulemaking Efforts with HFSC; NAFCU Pens Letter Ahead of SBC’s Hearing
• CFPB’s Fair Lending Annual Report to Congress Focuses on Racial and Economic Equity Issues and COVID-19 Recovery
• CFPB’s Garnishment Order Makes a Muddle of Law, Procedure
• CFPB’s Housing Portal Offers Help for Servicemembers, Veteran Homeowners, and Renters
• CFPB’s Report on Credit Card Late Fees
• Chartway Congratulates Board Members Sauer, Price
• Chartway Congratulates Two Board Members
• Chartway Congratulates Two Leaders on New Roles
• Chartway Promise Foundation Grants $62,500 to Roc Solid Foundation
• Chartway Proudly Congratulates Two Leaders
• Chartway’s Refreshed Brand Identity Conveys Its Promise to Help Individuals, Families Thrive
• Check Your Credit Union’s Compliance with New CFPB Rules
• Child Tax Credit Update: New Tool From IRS to Aid Families Receiving Paper Checks
• Chopra's Expansive Vision for CFPB Authority is Facing Industry Pushback
• CISA Cyber Incident Reporting Requirements are ‘Beneficial Steps’
• CISA Issues Alerts Relating to Russian Cyberthreats, Ukraine Cyber Incidents
• CISA Issues Emergency Directive on VMWare Vulnerabilities
• CISA Welcomes Public Input on New Cyber Incident Reporting Requirements
• Citing Lower Risk, CDC Changes COVID-19 Exposure Guidelines
• Class Action Lawsuits Involving Zelle-Related Scams
• Cold, Winter Conditions Deliver Potential Office Safety Issues
• Comments Due April 4 on NCUA's Proposed Rule on Succession Planning
• Comments Due on PCA Relief Extension, Digital Currencies
• Comments Due to CFPB ANPR on Credit Card Late Fees
• Comments Filed; FinCEN States It May Reopen BOI Reporting Rule
• Comments on NCUA Digital Assets, Fair Lending Due in September
• Comments on New CDFI Application Process Due Dec. 5
• Comments on Subordinated Debt, Bylaws Proposals Due in December
• Comments Submitted on Money and Payments; 'The U.S. Dollar in the Age of Digital Transformation'
• Comments Submitted to CFPB in Response to RFI on Fees
• Committee Formed to Provide Guidance to FSOC on Climate-Related Financial Risks
• Committee Passes ILC Loophole, Down-Payment Assistance Bills
• CommonWealth One Federal Credit Union Appoints Frank Wasson As President/CEO
• Commonwealth's Credit Union Recognize UVA Community Credit Union's Alison DeTuncq with Lifetime Achivement Award
• Community Banks Juggle Anti-Overdraft Pressures with Preserving Fee Income
• Comp Selection is at the Heart of Appraisal Bias, Advocacy Groups Claim
• Compliance: 2021 Year in Review; Checklist Now Available
• Compliance: MLA Card Fee Spreadsheet Updated for 4Q 2021
• Comprehensive Digital Asset Framework Would Aid Adoption
• Condoleezza Rice Joins CUNA GAC Programming
• Confirmed for the Inclusiv CDFI CU Roundtable at GAC: Senator Mark Warner
• Congress Should Act to Help Communities Before End of Year
• Congress Should Reject Any Expansion of CU-DoD Land Lease Arrangement
• Congress Votes to Avert Government Shutdown
• Congressional FCU Names New President/CEO
• CONNECT Conference Draws 50 CU Attendees
• Consumer Agency Using 'Every Tool' to Step Up Scrutiny of Financial Institutions
• Consumer Compliance Outlook Publication Now Available
• Consumer Discretionary Spending Stable Despite Inflation Pressure, Says Visa CEO
• Consumer Financial Protection Bureau to Examine Colleges’ In-House Lending Practices
• Consumer Lenders See Unexpected Bonanza as People Battle Inflation
• Consumer Lenders Set to Benefit from Student Loan Forgiveness
• Consumer Reports Will Give Financial Apps Same Scrutiny It Gives Appliances
• Consumer Sentiment Around Buying, Selling of Homes Declines for Sixth Straight Month
• Consumer Sentiment Over Future Hits Lowest Point Since Pandemic Began, New Survey Finds
• Consumers Believe Credit Unions Lag Digitally; But Do They?
• Consumers Could Soon See Which Plaid Apps Access Their Account
• Consumers Lost More Than $1 Billion to Crypto-Fraud in 2021, FTC Reports
• Contact Your State Lawmakers in Support of CU Legislation
• Corporate Check Fraud Reported
• Corporate Check Fraud Reported
• Corporate System Resolution Enters Final Phase
• Cortez Masto Wins in Nevada; Democrats Hold Onto Senate
• Cost-Conscious Consumers Moving to Digital Auto Refinancing
• Costs of Any Central Bank Digital Currency Outweigh Any Benefits, NAFCU Tells Commerce
• Could Credit Card Late Fees Drop to $10?
• Could Stablecoin Regulation Re-Risk the Banking System?
• Court Rules CFPB Funding Unconstitutional, CU Trades Applaud Ruling
• CRA Rules Should Do More to Help Minorities, Advocacy Groups Say
• Crash the GAC Returns with Its 14th Cohort in 2023!
• Crashers Return in Person to CUNA Governmental Affairs Conference
• Creation of U.S. CBDC Could Worsen Financial Services Ecosystem
• Credit Card Charge-Off, Delinquency Rates Muted Amid Slow Normalization
• Credit Card Competition Act, NCUA Third-Party Authority Absent from Senate NDAA Agreement
• Credit Card Delinquencies, Charge-Offs Stay Muted as Consumers Pay Down Balances
• Credit Card Interest Rates Hit Record High
• Credit Card Loans at US Banks Rise in Q4'21 Despite Slowed Consumer Spending
• Credit Card Rewards Would Be Collateral Damage in ‘Durbin 2.0’ Bill
• Credit Conditions Expected to Weaken This Year: Bank Economists
• Credit Quality at U.S. Credit Union, Small Banks Improves YOY in Q2
• Credit Quality Improves at US Credit Unions YOY in 4Q2021
• Credit Reporting Companies, Furnishers Have Obligations to Assure Accuracy in Consumer Reports
• Credit Score Prices to Rise as Much as 400% in 2023
• Credit Union 1 to Acquire Illinois-Based Peer Northside Community Bank
• Credit Union Advocates Volunteer On Primary Campaign for Sen. Dance
• Credit Union Auto Loan Market Share Jumps in Q1 2022
• Credit Union Champions Victorious in Tuesday’s Mid-Terms
• Credit Union Day 2023: CUs Meet with Lawmakers In Support of Legislation; Showcase 'Credit Union Difference'
• Credit Union Day at the General Assembly Jan. 19: Register Today!
• Credit Union Day at the General Assembly: 170 CU Advocates Joining Us at the Capitol on Thursday!
• Credit Union Demand for Analytics Strategy Skyrockets in 2021
• Credit Union Economists: More Big Rate Hikes Likely This Year
• Credit Union Expansion Bill Wrapped into House Package on Financial Inclusion
• Credit Union House Celebrates 20th Anniversary, Elects New Board
• Credit Union House Wall of Fame: Honor the Difference-Makers at Your CU
• Credit Union Leaders Make Virginia Business Magazine's Prestigious 'Power List'
• Credit Union Loans Increased 1% in June
• Credit Union Loans Increased 1.9% in August
• Credit Union Loans Increased 2.3% in May
• Credit Union Loans Increased 2.4% in June
• Credit Union Museum Gives Women Leaders a Long Overdue Spotlight
• Credit Union Profile 2Q2021 Now Available
• Credit Union Regulator Gives Preliminary Go-Ahead on Crypto Partnerships
• Credit Union Representatives Visit State Lawmakers In Support of Legislation
• Credit Union Service Company of Virginia Holds Annual Meeting; Announces Board Election Results
• Credit Union Subordinated Debt Levels Surge 162% Quarter-Over-Quarter Thanks to Treasury Program
• Credit Union System Digitization Group Releases 2021 End-of-Year Report
• Credit Union Trades Question FTC Effort to Regulate Data Privacy
• Credit Union Welcomes Belinda Tucker as Chief Operating Officer
• Credit Unions Aid Political Campaigns in Run-Up to Pivotal Election
• Credit Unions Announce Two Illinois Bank Deals in Three Days
• Credit Unions are Best Way for Small Business to Access Services
• Credit Unions Continue to Buy Banks Despite Bank Lobby, Regulator Pushback
• Credit Unions Continue to Set High-Water Marks with Bank Acquisitions
• Credit Unions Dip Toes in RTPs, Crypto
• Credit Unions Encouraged to Implement Cyber Measures to Protect Against Possible Threats
• Credit Unions Face Historic Pressure to Make Loans
• Credit Unions Focus on Service to Military, Not Profits
• Credit Unions Foster Financial Well-Being in Members, Survey Shows
• Credit Unions Fueling Growth with 106% Jump in Subordinated Debt YOY
• Credit Unions Gain Larger Share of Auto Loans as Banks Lose Momentum
• Credit Unions Getting More Strategic to Seek Out Bank Targets
• Credit Unions Grow Branch Count While Banks Slash Locations
• Credit Unions Hunting for Nonbank M&A to Diversify Revenue
• Credit Unions Increase Student Lending 12.8% YOY in Q2
• Credit Unions Kick-Start 2022 with 4 Bank Deals in 11 Days
• Credit Unions Meet with Aides to Sen. Tim Kaine
• Credit Unions Meet with Rep. Jennifer Wexton During 'Hike The Hill' Event
• Credit Unions Now Hold Record 12% of Total Household Savings; CU Merger Pace in 2022 Approaching Another Record
• Credit Unions Set Loan Growth Record, Deposits Decline in Q2
• Credit Unions Should Be Enabled to Provide Digital Asset Services
• Credit Unions Show Mixed Credit Quality Trends in Q1
• Credit Unions Step Up Efforts to Hire People of Color
• Credit Unions Support 49th Running of Cherry Blossom Ten Mile Run
• Credit Unions Support Approach of Bipartisan Data Security, Privacy Bill
• Credit Unions Support ‘Whole of Government’ Approach to Digital Assets, CUNA Tells Treasury
• Credit Unions Vote Relaunches to Increase Member Engagement in Primaries
• Credit Unions Wary Despite Record-Low Delinquencies
• Credit Unions ‘Fit Local Economic Terrain,’ CFPB Recognizes
• Credit Unions ‘Integral’ to FHFA’s Housing Mission, Goals
• Credit Unions, Banks Argue FOM Case at State Corporation Commission
• Credit Unions, League Meet with Rep. Don Beyer
• Credit Unions, Merchants Out in Force on Capitol Hill on Opposite Side of Bill
• Credit Unions: NCUA to Streamline Merger Process, Defer to States
• Credit-Card Debt Returns to Levels Before Covid-19 Pandemic
• Cross-Regulator No-Action Process Would Provide Oversight, Consistency
• Crossing $10B in Total Assets Still Rare for US Credit Unions
• Crypto Advocates Warn of New Digital Divide as Regulators Begin Inquiries
• Crypto Attack Swipes $100 Million from DeFi Service Mango
• Crypto Exchange Targets Treasury Sanctions in National Security Clash
• Crypto Firms Celsius, Binance Halt Withdrawals as Bitcoin Plummets
• Crypto Operations Consume As Much Energy as All Residential Lighting, Hurting Ability to Respond to Climate Change, Says White House Report
• Crypto, Other Digital Payments Could Threaten CU Deposits, According to CUNA Economic Update
• Crypto-Regulation Bill Unlikely to Get Senate Vote This Year, Lummis Says
• Crypto: A New Way To Drive Lending?
• Cryptocurrencies Offer Innovative Possibilities, But Also Pose Risks
• Cryptocurrency Demand Fuels Record Level of Private Equity Blockchain Investment
• CU 'Secondary Capital' Bill Passes Senate Committee
• CU at the Polls! Election Day is Nov. 2
• CU Champions Volunteer in Support of Political Campaigns
• CU Economists Respond to New Jobs Numbers
• CU Economists: Inflation Eases, but Fed Will Want to See More
• CU Leaders ‘Modestly’ More Optimistic on Future, New NAFCU Survey Finds
• CU Legislation Advances Through Senate, House
• CU Lending Continues to Soar, Notes CUNA Economist
• CU Lending Trends: First Mortgage, Used Car Lending Gains
• CU Loans Outstanding Again Up Robustly During September, New CUNA Data Show
• CU Overdraft Programs Designed with Members in Mind
• CU Parity Bill Passes House Subcommittee; Could Be Heard by Full Committee Next Week
• CU Parity Measures Reach Final Legislative Step; On Their Way to Governor's Desk and Becoming Law
• CU PolicyPro: Effectively Create, Manage Your CU's Policies
• CU Pride Leadership Conference Set for June 3
• CU Pride Leadership Conference Set for June 3; Registration Still Open
• CU System Sees Major victory as SCOTUS Denies ABA Appeal on FOM Rule
• CU Trades Argue Interchange Bill a Threat to Credit Access
• CU Trades to NCUA: Update Field of Membership Rules
• CU Trades, Consumer Groups Ask Congress to Regulate Fintech Competition
• CU's Digital Asset Custody Services Bill Passes House Committee in Unanimous Vote
• CU-Backed Candidates Win in Virginia Primaries
• CU-Supported Member Governance Bill Passes Committee
• CU4Kids Fundraiser Asks For CUs to Donate Portion of Foreign ATM Transaction Fees
• CUBroadcast: NCUA's Harper Addresses Consumer Financial Protection, Appraisal Bias
• CULAC Announces Standings for Top Fundraising Credit Unions
• CULAC Names 2023-24 Board of Trustees; 1st Advantage FCU's Paul Muse Represents Virginia
• CUNA Amicus Brief: FCRA Applies to Factual Inaccuracies, Not Legal Issues
• CUNA and Trades Write to Fed re: Resisting Re-Opening Debit Regulation
• CUNA Announces Robert Lewis as New EVP/Chief Advocacy Officer
• CUNA Backs Bipartisan Remote Online Notary Bill
• CUNA Backs SAFE Banking Amendment to FY23 NDAA
• CUNA Backs Section 1071 Reform Legislation
• CUNA Backs Senate Bill to Close ILC Loophole
• CUNA Backs TDR Changes for FIs That Have Adopted CECL
• CUNA Calls for FY23 CDFI, CDRLF, CDP Funding
• CUNA Cannabis & Hemp Financial Services eSchool Highlights Key CU Considerations
• CUNA Collections, Bankruptcy School Offers Introduction, Advanced Learning Options
• CUNA Digital Marketing School Will Be Held online May 10-12
• CUNA Economics: ‘Fed Signals More Increases for 2023’
• CUNA Experience Learning Live! Conference Set for Oct. 2-5; Entries for ELLy Awards Sought
• CUNA Files Brief Supporting Credit Union’s Use of Arbitration Agreement
• CUNA Files Brief with Appellate Court in FDCPA Lawsuit
• CUNA Files Comments with Treasury on Digital Assets
• CUNA Files FOIA Request with CFPB Over Section 1071 Implementation
• CUNA Finds CU Lending Still Strong in August
• CUNA GAC: Changes to D.C. Vaccination, Mask Requirements
• CUNA Hosting Post-Election Analysis Webinar Nov. 10
• CUNA HR & Organizational Development Council Conference Addresses Current Industry Issues and Challenges
• CUNA HR & Organizational Development Council Conference Planned for April
• CUNA IRA Advanced eSchool Provides Guidance on Complex Issues
• CUNA Meets with Congressional Leaders Over CDFI Application Concerns
• CUNA Mutual Group Fall 2021 Report
• CUNA Mutual Group Hosting Mortgage Lending Webinars
• CUNA Mutual Group Report - Spring 2022
• CUNA Mutual Group Risk Alert: ACH Debit Fraud Climbing
• CUNA Mutual Group Risk Alert: CFPB Ramps Up Attack on Junk Fees
• CUNA Mutual Group to Host Webinar on Employment Practice Trends Nov. 16
• CUNA Mutual Group Trends Report: CU Auto Loan Balances Expected To Finally Grow
• CUNA Mutual Group Virtual Event: Transactions and Fraud Webinar
• CUNA Mutual Group Webinar Set for Jan. 18: Emerging Risks
• CUNA Mutual Group Webinar: Fraud & Scams
• CUNA Mutual Group's Emerging Risks Outlook: August 2022
• CUNA Mutual Group: Corporate Check Fraud Alert - Oct. 20, 2022
• CUNA Mutual Group: Corporate Check Fraud Report
• CUNA Mutual Group: Incident Response Webinar
• CUNA Mutual Group: New Variations of Online Loan Application Fraud Target Credit Unions
• CUNA Mutual Group: Trusted Partner, Dedicated Champion & Fierce Advocate for Virginia's Credit Unions
• CUNA Mutual Group’s ‘What Matters Now™ Research Explores Multicultural, Multigenerational Consumer Insights
• CUNA Opens Registration for 'CUNA GAC On-Air'
• CUNA Provides Feedback on Enhanced Call-Blocking Notification Code
• CUNA Releases August Economic Update
• CUNA Releases May Economic Update
• CUNA Releases Post-Election Analysis, Resources
• CUNA Releases Talent Strategy Guide for Small Credit Unions
• CUNA Releases Update to the Credit Card MLA Fee Comparison Spreadsheet
• CUNA Research: 'Fed Putting Brakes on Economy'
• CUNA Research: Housing, Energy, Food Prices Led May Price Increases
• CUNA Research: Inflation Posts Slight Increase
• CUNA Research: Inflation Sets Another Record
• CUNA Shares Stance on FHFA’s Re-Proposed Eligibility
• CUNA Supports CRE Loan Accommodations, Workout Policy Statement
• CUNA Supports Efforts to Stop Unfair PPP Penalties
• CUNA Supports FHFA Efforts to Identify Fintech Challenges in Housing Finance
• CUNA Supports Long-Term Authorization of National Flood Insurance Program
• CUNA Supports SAFE Banking Inclusion in Final COMPETES Act
• CUNA Tech Council Releases Paper On Trends in Identity Authentication
• CUNA to Hold Elections for Board of Directors
• CUNA Writes HFSC Seeking Consumer Protections Related to Digital Currencies; Opportunities for CUs, FIs to Offer Digital Asset-Related Services
• CUNA, AACUL, Leagues Call for Congressional Assistance with CDFI Fund Issues
• CUNA, AACUL, Leagues Oppose Any Expansion of Durbin Amendment
• CUNA, League Leaders to Participate in NCUA DEI Summit
• CUNA, League-Supported FOM Modernization Bill Passes House Financial Services Committee
• CUNA, Leagues Support Bipartisan Senate Fair Hiring Bill
• CUNA, NAFCU Have Thoughts on Proposed NCUA Budget
• CUNA: CPI reaches 40-Year high, signaling increase in interest rates
• CUNA’s Gose Details Pushback on Interchange Bills
• CURRENT Newsletter | 26 August 2021
• CUs Allegedly Hit With Ransomware
• CUs Concerned with CFPB Position on Fees, Data Collection
• CUs Continue Strong Opposition to Expanded Reporting Requirements
• CUs Gear Up for Renewed Fight in Senate Over IRS Reporting Requirements
• CUs Host Roanoke Valley, Lynchburg Lawmakers at Aug. 17 Reception
• CUs Meet With Gov. Youngkin; Note CUs' Importance in Helping Members Manage Current Economic Conditions
• CUs Need to Pay Attention To Convenience Fees
• CUs Notch Another Win in Years-Long State-Level FOM Battle
• CUs Reminded of Libor Transition Deadline
• CUs See Important Win in FOM Case Before State Corporation Commission
• CUs Told to Prepare for Climate Change Regs
• CUs' Virtual Currency Custodian Bill Passes House Committee on Unanimous Vote
• CUs, Banks Argue Field-of-Membership Case Before State Corporation Commission
• CUs, Banks May Exit Zelle if Required to Reimburse Scammed Users, Trade Groups Say
• CUs, Banks Square Off in Second Hearing on Years-Long FOM Case
• CUs, League Celebrate After Governor Signs Parity Measures into Law
• CUs, League Highlight Legislative Priorities in Meetings With Reps. McEachin, Scott and Wexton
• CUs, League Host Greater Hampton Roads Lawmakers at Aug. 23 Reception
• CUs, League Host NCUA Chairman Todd Harper
• CUs, League Hosting Legislator Reception Oct. 11 in NoVA; You're Invited!
• CUs, League Make Case for ‘Credit Union Difference’ in Meeting with CFPB's Chopra; Note Impact of ‘One-Size-Fits-All’ Regulation, Ever-Evolving Regulatory Challenges
• CUs, League Meet with Congressman Cline
• CUs, League Meet with Congressman Good; Key State Lawmakers Sen. Newman, Del. Byron
• CUs, League Meet With Gov. Glenn Youngkin on CU Issues and Economic Challenges
• CUSO Final Rule, Cybersecurity Briefing on NCUA’s Oct. 21 Agenda
• Custodia Ruling Leaves Fed with No Good Options
• Cyber Incident Proposal Keeps Focus on Incidents Impacting Operations
• Cyberattacks Threaten Stability of Interconnected Financial Services
• Cybersecurity Advisory Warns of Chinese Cyberattacks
• Cybersecurity Resources Available as War in Ukraine Poses Enhanced Cyber Threats to Credit Unions
• Cybersecurity, Talent Recruitment Top 2022 Banking Concerns: CSI Survey
• DCCU Announces New Fishersville Location
• DCCU Credit Card Campaign Garners $20K Donation to Food Bank
• DCCU Opens New Fishersville Location
• DCCU Receives Recognition for 2020 Credit Card Campaign
• DCUC Continues Commitment to Financial Education
• DCUC Responds to Planned DoD Study of Financial Institutions on Military Bases
• Deadline Aug. 23 For CDFIs to Apply for Grants Under New Program
• Debit Card Fraud Wave Hits Small Ohio Credit Union
• Debra Scott Retiring After 47 Years With League
• Declining Mortgage Affordability Quantified in New Index
• Defense Credit Union Council: Pentagon Study is a Victory for Industry
• Delinquencies on Auto Loans Originated in ’21, ’22 Are Starting to Rise Relative to Earlier Loans, New Analysis Finds
• Delinquency Rate Reverses Course after Earlier Uptick
• Delivering Focused Financial Education
• Demand for Personal Loans Pressures CUs, Banks, Fintechs
• Democratic Group Says People of Color, Low-Income Communities Continue to be Financially Excluded; Backs Expansion of Postal Banking
• Democratic senators Take Aim at Zelle and Its Bank Owners Amid Growing Fraud Scrutiny
• Democratic State AGs Call on Four Big Banks to Eliminate Overdraft Fees
• Democrats Call for Stronger CRA, But Don’t Push Expanding It to CUs
• Democrats Circulate Bill to Rein in Stablecoins
• Dems Urge CFPB To Bolster Payment App Fraud Protections
• Deposit Outflows are Forcing Some Banks to Play Defense
• Deposit Runoff Among Large US Banks Persists in Q3
• Despite Guidance, Questions Remain for Credit Unions on President's Vaccine Mandate
• Despite Stellar Credit Quality, Small Lenders Expect Economic Headwinds
• Details Unveiled for Vaccine Mandate for Employers wIth 100 or More Employees
• DHS Launches $1B Cybersecurity Grant Program for Critical Infrastructure Systems
• Did the TerraUSD Crash Tarnish the Concept of Stablecoins?
• Digital Asset Marketplace Needs Appropriate Oversight
• Digital Assets and Crypto a Lot of ‘Nonsense,’ Says One Fed President
• Digital Assets, Ledger Technology Need 'Substantial Regulation'
• Dimon Says US Recession Likely by Mid-2023
• Divided Government to Benefit Credit Unions
• Do Banks and Fintechs Need to Rethink Their Partnerships?
• DOJ Amping Up Crypto Scrutiny; Names Head of New Enforcement Team
• DOJ Backs Democrats in FDIC Board Struggle
• DOJ Issues Guidance on ADA Web Accessibility; League Continues Push for 'Clearly Defined' Standard
• DOJ Launches Crackdown To Enforce Russia Sanctions; Powell Calls For 'Strong' Crypto Regs
• Dominion Energy Credit Union President/CEO Mike Swalley to Retire
• Draft Bill Lets Nonbanks Issue Stablecoins, Bans Algorithmic Coins for Two Years
• Durbin, Whitehouse, Sanders Join Effort to Revoke OCC Crypto Guidance
• During 9th Annual Chartway Norfolk Harbor Race Weekend, Chartway Promise Foundation Hosts Two Wish Reveals for Children with Critical Illnesses
• Economic Update Covers 'Eye-Popping' Loan Growth, Consumer Perceptions
• Economic Update Covers High-Interest Rate, High-Inflation Environment
• Economic Update Covers Housing Market Tends
• Economic Update Examines Fed's Updated Monetary Policy, Inflation
• Economic Update Examines Financial Well-Being for All Details
• Economic Update Examines Financial Well-Being Metrics
• Economic Update: Crypto Trends and Risks
• Economist Doesn’t Expect Omicron, Rate Increases to Put Much of a Dent in Booming Home Market
• Edward Jones Abandons Plan to Open Industrial Bank
• EEOC Updates COVID-19 Technical Assistance to Cover Retaliation
• EEOC Updates Employer COVID-19 Vaccination Guidance
• Efforts to Halt Credit Union-Bank Deals Squashed in Tennessee
• Efforts to Oppose IRS Reporting Requirements' Inclusion in Build Back Better Bill Must Continue, as Senate Looks to Pass Measure by Christmas
• Election Day Analysis
• Elections for CUNA Board Coming Soon
• Elizabeth Warren Unveils Bipartisan Bill to Crack Down on Crypto Money Laundering
• Eltropy Announces Acquisition of POPi/o
• EMERGE Leadership Certification Program - EPN Seminar: Overview of Credit Union System, Philosophy, Understanding Financials/Key Ratios, and Legislative Advocacy
• Emerging Risk Outlook: Keep Ahead of Trends & Issues
• Employee Collaboration Tools Can Pose Increased Legal and Data Risks
• Energage Names Chartway a 2022 Top Workplaces USA Winner
• Equifax Adding Buy Now, Pay Later Payments to Credit Reports
• European Network of Credit Union Members Urge Proportionality in EU
• Evacuation Plans: A Safe Alternative
• Ex-Obama Civil Rights Official Named Chief Enforcement Official for CFPB
• Excessive FCC Restrictions Could Block Important Calls to Consumers
• Expanded Anti-Discrimination Guidelines Create Compliance Challenge for US FIs
• Expanded IRS Reporting Could Lead to ‘Serious Negative Consequences’
• Expanding FOM Would Leverage Success of CU Model
• Experian Report Underscores Dealers' Need for Credit Union Partnerships
• Experian: Lower Rates Help Credit Unions Grab Q2 Auto Loans
• Fannie Mae Forecasts ‘Soft Landing Unlikely,’ Sees Recession in Latter 2023
• Fannie Mae Introduces New Refinance Application-Level Index
• FASB Board Reconsidering TDR Accounting for CECL Adopters
• FASB Clarification on Several CECL-Related Standards Updates
• FASB Eliminates TDR Requirements for CECL Adoptees
• FASB to Meet This Week With Items of Interest to CUs on the Agenda
• FASB Told of Concerns by NAFCU Over Lack of Guidance on TDRs, Other Disclosure Issues
• FBI, CISA Issue Ransomware Advisory Prior to Labor Day Weekend
• FCC’s Reassigned Numbers Database Live Nov. 1
• FDA Authorizes Second Booster Dose of Two COVID-19 Vaccines for Older and Immunocompromised Individuals
• FDCPA-Reg F: What You Need to Know Before Nov. 30, 2021
• FDIC Advances Bank Merger Proposal
• FDIC Calls Out Crypto Firms Over Insurance Claims
• FDIC Establishes Office to Support 'Mission-Driven' Banks
• FDIC Finalizes Rule Requiring Banks to Pay More for Deposit Insurance
• FDIC Threatens to Punish Banks that Impose Repeat NSF Fees
• FDIC, FinCEN Launch Tech Sprint for Digital Identity Proofing Solutions
• Fed Board Amends Rates in Regs A and D
• Fed Finalizes 'Master Accounts' Guidance
• Fed Finalizes Updates to Debit Card Transactions Rule
• Fed Gov Says FedNow Instant Payment Network Should be Ready Mid-2023
• Fed Governor Urges Focus on Credit Union Deposits in M&A Review
• Fed Governor: Include Credit Union Competition in Bank Merger Tests
• Fed Guidelines on Master Account Access Leave Lingering Question for Fintechs
• Fed Invites Public Comment on Proposal to Publish List of Depository Institutions with Access to Master Accounts
• Fed Proposes Permanent Extension of Real Estate Debt Leniency
• Fed Raises Rates by 75 Basis Points; More Hikes Coming, Says CU Economist
• Fed Raises Rates by Half a Percentage Point in Last 2022 Hike
• Fed Releases Latest Consumer Credit Outstanding Data, Industrial Production and Capacity Utilization Summary
• Fed Releases Summary of Commentary on Current Economic Conditions
• Fed Should Resist Re-Opening Debit Regulation, Durbin Changes
• Fed Starts Experiment of Letting $8.9 Trillion Portfolio Shrink
• Fed Takes Aggressive Action in Inflation Fight
• Fed to Host Series of Diversity, Inclusion Conferences in November
• Fed Warns Banks to Check Legality of Crypto-Related Activity
• Fed Warns That Custodia Suit Could Upend 'Careful Balance' of Authority
• Fed Watching Red-Hot Housing Market for Financial Stability Risks
• Fed's Barr Hints at Reforms in Capital, Merger and Climate Policies
• Fed's Barr Says Banks Should Be Cautious with Crypto Partners
• Fed's Brainard Says FedNow Launching in 2023 and FIs Need to Get Ready
• Fed's Efforts to Cool Job Market Starting to Show Results
• Fed's Rate Hikes are Tanking the Mortgage Market
• Fed's Waller 'Highly Skeptical' of Utility of a U.S. Digital Currency
• Federal Agencies Instructed to Minimize Effect of Medical Debt in Loan Considerations
• Federal Financial Institutions Examination Council Issues Statement of Principles on Examination Information Requests
• Federal Judges Dismiss Lawsuit Seeking New Virginia House Elections This Fall
• Federal Reserve Announces Second Tool to Help Community FIs Implement CECL
• Federal Reserve Banks to Launch FedNow Service in Mid-2023
• Federal Reserve Board Announces 2023 Pricing
• Federal Reserve Delivers Third-Straight Big Hike, Sees More Increases Ahead
• Federal Reserve Invites Comment on LIBOR Reference Rate Proposal
• Federal Reserve Issues Update to Payments Study
• Fed’s Expected Move on Rates This Week Not Being Welcomed by Consumers
• Fed’s Newly Released Minutes Indicate Another Rate Increase Coming in July
• Fed’s Top Banking Regulator Michael Barr Confirmed by Senate
• Fed’s Vice Chair Tells Banks: Digital Dollar Won’t Cut You Out
• FFELP Student Loan Borrowers: Take Full Advantage of Fixes to Income-Driven Repayment
• FFIEC Announces Update to Cybersecurity Resource Guide for FIs
• FFIEC Has Updated the 2022 A Guide to HMDA Reporting: Getting It Right!
• FFIEC Releases 2021 Mortgage Lending Data
• FFIEC's Recently Announced CRA Website Updates
• FHA Adds 40-Year Mortgage Modification Option
• FHA Announces Update to Home Equity Conversion Mortgage Program Requirements for Notice of Due and Payable Status
• FHA Implements Revised Appraisal Validity Period Guidance
• FHA Issues Technical Update to COVID-19 Extension of First Legal Action and Reasonable Diligence Time Frame Deadlines
• FHA Makes Change for Certain Post-Foreclosure Sales
• FHA Mortgage Eligibility Expanded For COVID-19 Affected Borrowers
• FHA Publishes 2022 Nationwide Home Equity Conversion Mortgage Limits
• FHA Publishes Updates to Single Family Housing Policy Handbook 4000.1
• FHFA and Ginnie Mae Announce Updated Minimum Financial Eligibility Requirements for Enterprise Seller/Servicers and Ginnie Mae Issuers
• FHFA Announces Mandatory Use of the Supplemental Consumer Information Form
• FHFA Announces Office of Financial Technology
• FHFA Announces Record Funding for Affordable Housing Programs
• FHFA Director Nomination Hearing Scheduled This Week
• FHFA Finalizes Public Disclosure Rules for Freddie Mac, Fannie Mae
• FHFA Looks to Loosen FICO’s Hold on Mortgage Approvals, Says Lenders Should Also Use Scores from VantageScore
• FHFA Will 'Reexamine' Role of Federal Home Loan Banks: Thompson
• FHFA, CFPB Urge Financial Firms to Offer Disclosures in Spanish
• FHLBank System at 100: Focusing on the Future; Your Voice is Important
• Filene Launches 2nd Annual Industry-Wide DEI Survey
• Filene Research: Updating Overdraft Protection to Meet Member Needs
• Filling Void Created by NCUA, CUCollaborate Offering to Prequalify Any CU for CDFI Certification
• Financial Action Task Force Identifies Jurisdictions with Anti-Money Laundering and Combating the Financing of Terrorism and Counter-Proliferation Deficiencies
• Financial Action Task Force Identifies Jurisdictions with Anti-Money Laundering and Combating the Financing of Terrorism and Counter-Proliferation Deficiencies
• Financial Action Task Force Identifies Jurisdictions with Anti-Money Laundering and Combating the Financing of Terrorism and Counter-Proliferation Deficiencies
• Financial Inclusion Bill Could Reignite Credit Union-Bank Conflict
• Financial Services Coalition Asks Congress to Help Block CDFI Proposal
• FinCEN Advisory on Elder Financial Exploitation
• FinCEN Alerts Credit Unions of Potential Russian Sanction Evasion Efforts
• FinCEN Announces $140 Million Civil Money Penalty against USAA Federal Savings Bank for Violations of the Bank Secrecy Act
• FinCEN Asks Credit Unions to Help Fight Kleptocracy
• FinCEN Extends Comment Period for Non-Financed Real Estate Transaction NPRM; Now Due Feb. 21
• FinCEN Further Extends FBAR Deadline for Certain Financial Professionals
• FinCEN Issues Advisory on Kleptocracy, Foreign Public Corruption
• FinCEN Issues NPRM Regarding Access to Beneficial Ownership Information and Related Safeguards
• FinCEN Issues Report on Ransomware Trends in BSA Data
• FinCEN Program Aids in Recovery of Over $1.1B in Losses
• FinCEN Publishes Final Rule Around Beneficial Ownership Reporting Requirement
• FinCEN Requests Comments on BSA Regulations Requiring Information Sharing
• FinCEN Requests Comments on Renewal of the OMB Control Number for Regulations
• FinCEN Requests Comments on Renewal of the OMB Control Number for Reports of Transactions with Foreign Financial Agencies
• FinCEN SAR Guidance Regarding Child Exploitation
• FinCEN Seeks Comments on Modernization of U.S. AML/CFT Regulatory Regime
• FinCEN to Host Innovation Hours Program Workshop on Digital Identity Services and Technologies
• FinCEN Urged to Modernize, Streamline SARS, Records in NAFCU Letter to House
• Fintech Debuts App That Combines Banking and Life Insurance
• Fintech Opens Up a Market for FIs: Lending Against Life Insurance
• Fintech Partner Banks Bucking Industry Deposit Trends
• Firm Timeline, Deadlines Needed for Blocked Call Codes
• Firms Vie To Lead Consolidated Equifax Glitch Fight in Georgia
• First Mortgage Portfolio Niche Lending: Current Trends and Opportunities
• First-Time Homebuyer Affordability at its Worst in 3 Years
• FIs Banks Grow More Optimistic on Credit Cards in Q2 as Consumer Spending Ramps Up
• FIs Hit Back at Merchants Over Inflation's Role in Swipe-Fee Debate
• FIs May Process Personal Remittances to Afghanistan, Says Treasury
• FIs Point to Law Enforcement for Solutions in Combating P2P Fraud
• Five Charts Explaining Why Inflation is So High
• Five CU Leaders Make Virginia Business Magazine's List for Most-Influential Leaders
• FOM Modernization Addresses ‘Unquestionable Need’ in Many Areas
• FOM Modernization Bill is Free-Market Solution to Address Financial Access
• FOM Modernization Bill Passes House Financial Services Committee
• FOM Modernization Markup Continues into Wednesday
• FOM Modernization, ILC Loophole Legislation Scheduled for Markup
• For 7th Year in a Row, Navy FCU Ranked No. 1 for Customer Experience
• For Big Banks, Headwinds for Loan Growth After Strong 2Q
• For Community Lenders, Net Interest Margin Pressure Looms Large
• For Third Month in a Row, Used Car Values See a Decline
• Foreclosure Filings Hit Pandemic Highs in January, but Delinquencies Keep Falling
• Fort Lee FCU Announces Upcoming Rebrand, New Name
• Four Formidable Forces Shaping the Credit Union Digital Landscape
• Four Va.-Based CUs Make American Banker's List of Best CUs to Work For
• Four Virginia Congressional Reps Sign On as Co-Patrons for Marijuana Decriminalization Bill
• Four Virginia-Based CUs Win CUNA Marketing Council Diamond Awards
• Four Ways Cannabis Banking Could Cross the Finish Line in 2022
• Four Winning Plays for Connecting with Members
• Fraud & Security: Are Credit Unions Protecting Their ACH Payments?
• Fraud Trend Update: Webinar Slated for Sept. 23
• Fraudsters Change Tactics in Zelle / P2P Fraud Scam
• Fraudulent Wire Transfers Impact Corporate Accounts
• Freddie Mac Expands Use of Bank Account Data for Verifications
• Friend to CUs Rep. Brad Sherman Also Congress’ Leading Crypto Skeptic
• FSOC Calls for Legislation on Crypto Spot Markets
• FTC Also Exploring a Crackdown on Junk Fees
• FTC Auto Dealer Proposal ‘Opaque,’ Reaches Too Far
• FTC Hosts Virtual Events to Celebrate National Consumer Protection Week 2022
• FTC Launches Rulemaking to Combat Sharp Spike in Impersonation Fraud
• FTC Proposes Changes to Telemarketing Sales Rule
• FTC Reminds Consumers, Employers: Health Insurance Covers At-Home COVID-19 Tests
• FTC to Convene First Meeting of Scams Against Older Adults Advisory Group on Sept. 29
• FTC to Explore Rulemaking to Combat Fake Reviews and Other Deceptive Endorsements
• FTC Warns Scammers are Sending Fake IRS Emails about Economic Impact Payments
• FTX Files for Chapter 11 Bankruptcy; CEO Steps Down – Bloomberg
• FTX’s Downfall Shows CFTC Needs More Crypto Sway, Chairman Says
• Funding Pressures Will Knock on US Community Banks doors in 2023
• Further Research Needed Before CFPB Overdraft Actions
• GAO Report Notes NCUA's Need to Strengthen Oversight
• GAO Study on FI Supervision: Lessons Learned from Remote Supervision during Pandemic Could Inform Future Disruptions
• GAO: Congress Should Consider Enhancing Protections Around Scores Used to Rank Consumers
• Gen Z’s Changing Financial Profile: Key Facts for FIs’ 2023 Planning
• General Assembly Adjourns; Lawmakers Create CDFI Fund
• General Assembly Legislative Summary for 2020
• General Assembly to reconvene Monday to Finalize Budget
• Get Recognized for Your Good Works in Community Involvement, Financial Education and Member Service
• Getting Real About Diversity, Equity and Inclusion
• Ginnie Mae Recognizes Credit Unions as Regulated Depositories
• Ginnie Mae Says Most Issuers are Compliant with Risk-Based Capital Rule
• Globally Recognized Fintech, Financial Inclusion Thought Leader Viola Llewellyn Joins Ignite 2022 Education Lineup
• Goldman Sachs Executes 1st OTC Cryptocurrency Transaction
• Goldman Sachs Makes Bid to Standardize Issues Around Digital Assets
• GOP Seeks to Subject CFPB to Appropriations Process Following Ruling
• Green Banking Groups Want New Federal Money to Create National Bank
• Gridlock, Dysfunction Hit Redistricting Commission
• Growth in Lending, Assets, Insured Shares Reported in First Quarter of 2022
• Growth of Total Consumer Credit Cooled in May
• Guidance From SEC Presses FIs Holding Crypto Assets for Members, Customers to Report Those Assets on Balance Sheets
• Hampton Roads Educators Credit Union Awards 5 Scholarships
• Hampton Roads Emerging Professionals Group Holds Networking Event
• Happy Holidays from Your League!
• Happy International Credit Union Day!
• Has Inflation Peaked? Here's What the Experts Are Saying
• Have Job Descriptions Become Even More Important?
• HB1727, CUs' Digital Asset Custody Services Bill, Passes the House
• HCFS Announces Updates to March Committee Schedule
• Hear What Janet Yellen Thinks of the US Economy Right Now
• Here's How the Fed Will Read Today's Jobs Report
• Here's What Fannie Mae Forecast Sees Ahead for Economy, Rates
• Here’s How Credit Unions Performed Overall to Kick Off 2022
• Here’s How the Court Will Draw Virginia’s New Political Districts
• Here’s the Inflation Forecast, Mortgage Rates Prediction from CUNA Mutual’s Chief Economist
• Here’s What New Forecast Predicts for Economy, Housing and Refi Volume
• HFS Committee to Mark Up Bipartisan Governance Modernization Bill Today
• HFSC Drops CU-Opposed Overdraft Protection Act from Markup
• Higher Interest, Rising Prices, Fewer Listings: A Bad Mix for Mortgages
• Higher Prices, Rates Putting Brakes on Car Sales
• HMDA Reminder – Use the 2020 Census Data Beginning January 1, 2022
• HMDA: Credit Unions Lend to Lower-Income Americans
• Holiday Closing Signs
• Holiday Closing Signs Available for CUs
• Home Equity Loans Back in Vogue as Cash-Out Refis Fade
• Home Equity, Personal and Auto Loans Led Growth in January
• Home Inventory Won’t Return Until at Least 2024: Zillow
• Home Prices Surge to Another High
• Home Sales Data Shows the Housing Market is Normalizing
• Home Sales Decline for Seventh Straight Month
• Home Sales Dropped 20% in August From a Year Ago
• Home Sales Rise in August, But the Numbers are an Anomaly, Says Economist
• Homebase Credit Union CEO Patsy Stuard to Retire
• Homebase Federal Credit Union Names President/CEO
• Homebuilders Say U.S. is in ‘Housing Recession’ as Sentiment Turns Negative
• Homebuyer Optimism Continues to Shrink
• Homeownership? A ‘Distant Dream’ for Most Millennials
• Hood: No Need to Raise NCUSIF Operating Level
• House Bill Introduced to Prohibit Increased IRS Reporting
• House Bill’s Latest Version Places Ban on Dollar-Pegged Digital Assets
• House Committee OKs CU Secondary Capital Bill
• House Committee Passes Remote Online Notary Legislation
• House Committee to Begin Markup of NDAA
• House Committee to Mark Up Field-of-Membership Modernization Bill
• House Democrats Elect Don Scott as Minority Leader
• House Financial Services Subcommittees Holding Three Hearings This Week
• House Passes Bill Decriminalizing Marijuana; Senate Fortunes Unclear
• House Passes Build Back Better Without IRS Reporting Language
• House Passes Credit Union Board Governance Modernization Act; Virginians Luria, Griffith Among Original Co-Sponsors
• House Passes CUNA-Backed Fair Hiring Bill
• House Passes NDAA with SAFE Banking Act Provisions; Longtime Champion Pledges to Keep Pushing for Senate Passage
• House Passes NDAA with SAFE Banking, CLF Extension
• House Passes NDAA, With Wins, Losses for Credit Unions
• House Passes Secondary Capital Bill; Updates on Other CU Legislation
• House Republicans Challenge Fed's Ability to Create CBDC Without Congress
• House Republicans to CFPB’s Chopra: Watch Out
• House Republicans Want Answers From Fed on Digital Dollar
• House to Vote on Board Modernization Bill This Week
• House Version of NDAA Gives NCUA Third-Party Oversight Authority; League Opposes Expansion of NCUA Authority
• House Votes to Ease FIs' Hiring of Ex-Convicts
• House ‘Minibus’ Vote, FHFA Oversight Hearing This Week
• Housing Market has 'Further to Fall,' According to New Goldman Sachs Forecast
• Housing Slowdown: New Home Sales Fell 10.9% in September
• How Credit Unions Can Build Successful Fintech Partnerships
• How Credit Unions Can Use Data to Reach the Underserved
• How CUs are Addressing Diversity at the Board Level
• How Data Analytics Helps Peoples Advantage Fulfill Its CDFI Mandate
• How Does Your Credit Union Stack Up to Growing BNPL Competition?
• How Many People Own Crypto? Here’s What One New Survey Found
• How Much Fraud is on Zelle? Depends Who You Ask
• How to Apply for American Banker's 'Most Powerful Women in Credit Unions'
• How to Establish Credit in the Hispanic and Latino Community
• HUD Issues Proposal for 40-Year Modifications
• Hurricane Ian Update From LSCU: 'Could Have Been a Lot Worse'
• I Know it's Today ... We Won't Repeat the Mistakes of 2008
• ICBA Urges FDIC to Reject Ford Credit Bank's Deposit Insurance Application
• If the Supreme Court Strikes Down Student-Loan Forgiveness, It Could Have 'Startling Implications,' Biden Says
• IG Reports Three New Challenges Facing NCUA
• IGNITE 2023 | League Annual Meeting Registration Now Open
• Ignite2021 Keynoter Brandon Farbstein on 'Stepping Into Your Own Truth'
• Ihrig Outlines NCUA Supervisory Priorities
• ILC Loophole Bill Scheduled for Markup This Week
• Importance of DEI in the Governance of Credit Unions
• Important Notice About CUNA's Governmental Affairs Conference: DC Mask, Vaccine Requirements
• In a Positive Development for CUs, White House Framework Omits IRS Reporting Proposal
• In Address at Tidewater Chapter, League President Urges Advocates' Action on IRS Reporting Proposal
• In Comment Letter to NCUA, League Notes Regulatory Relief Needed Well Beyond Simply Rules on the Books
• In Parting Swipe at the CFPB, Toomey Proposes Appropriations Process for Agency's Funding
• In Win for CUs, House Committee Doesn’t Include Bank-Sought Base Access Provision in NDAA
• Inclusiv Racial Equity Grant Fund RFP Available for CUs, Cooperativas Serving Communities of Color
• Incomplete Data Breach Records Up as US Debates Cybersecurity Authority
• Increased IRS Reporting ‘Risky and Unnecessary’ for Consumers
• Industry Growth Leads Credit Union Regulator to Raise Key Supervision Threshold
• InFirst, Apple FCUs Recognized as 'Best CUs to Work For'
• Inflation Falls in July, But Housing Prices Keep Rising
• InfoSight Provides Access to Law Summaries for All 50 States; Resources Impacting Credit Unions
• Initial Donations to Ukrainian Credit Union Displacement Fund to go Primarily Toward Humanitarian Aid
• Insurers Revisit Cyber Coverage as Demand, Premiums Spike
• Interagency Statements Regarding Hurricane Ida and CA Wildfires
• Interchange Battle Heats Up with Move to Add Bill's Language as Amendment to NDAA
• Interchange Bill Means Fewer Options, Increased Data Security Threats
• Interchange Bill Prioritizes Large Retailers Over Consumers
• Interchange Bill Would ‘Over-Regulate’ Working System
• Interchange Bills Would Increase Costs, Decrease Financial Access
• Interchange Fees May Come to a Head in Lame-Duck Congress
• Interchange Survey: How Could Changes Impact Your Credit Union Operations?
• Interest Rate Increases to Cost Consumers $3B in Extra Card Interest; Plus, What Worries Cardholders
• Interest Rate Upswings Cooling Regional Housing Markets
• Interest Rates on Credit Cards Hit 26-Year High
• International Credit Union Day Coming Oct. 21! Are You ready to Celebrate!
• International Credit Union Day Set for Oct. 20; Resources Available
• Investment Banks Capitalize on Surge in Credit Union-Bank M&A Deals
• IRS Announces Interest Rate Increases for Fourth Quarter 2022 Starting October 1
• IRS Delays Reporting Thresholds Around Third-Party Settlements
• IRS Expands Crypto Question on Draft Version of 1040
• IRS Increases Mileage Rate for Remainder of 2022
• IRS Interest Rates Increase for the Third Quarter of 2022
• IRS Reminds Employers of Penalty Relief Related to Claims for the Employee Retention Credit
• IRS Reminds Tax-Exempt Organizations of May 16 Filing Deadline
• IRS Reporting Provisions Not Included in Reconciliation Legislation
• IRS Reporting Requirements: Measure Dropped From Budget Reconciliation Package, But CUs Should Continue Messages to Congress
• IRS Reporting Requirements: Talking Points and Background
• IRS Reporting Requirements: We Urgently Need You to Keep Up Contacts to Congress
• IRS Reports Record Number of Scams Related to Stimulus Payments; Remind Members to Be Vigilant in Safeguarding Personal Information
• IRS Revises FAQs for Tax Year 2021 Earned Income Tax Credit
• IRS Updates FAQs on Tax Credits for Paid Leave Under the Families First Coronavirus Response Act for Leave Prior to April 1, 2021
• IRS Will Tax Improperly Forgiven PPP Loans
• Is the 30-Year Mortgage on Its Way to Being the 40?
• J.P. Morgan, Mastercard Launch Open Banking Payment Tool
• Jan. 24 Deadline to Submit Comments on NCUA’s Draft Strategic Plan
• Join CDFI Program, NACA Program Pre-Application Webinar on Jan. 10
• Joint Trades Express Views About NDAA Provisions
• JUST ADDED: Ignite 2022 Adds Board-Focused Session on Best Practices
• Just How Much is Inflation Costing Depositors? Here’s What 1 Analysis Shows
• Justice Dept. Making Big Investment in Crypto Oversight; DeFi to Get More Scrutiny
• Kabbage Files for Bankruptcy Protection
• Kebede: January CPI Increases Household Expenses
• Kelly Lay Named Director of the Office of Examination and Insurance
• Key Issues Intact in Custodia-Fed Lawsuit Over Master Accounts
• Kiggans Ousts Luria, but Democrats Keep Virginia Losses to a Minimum
• Kiggans to Challenge Luria in Expected Close 2nd District Race
• Labor Shortage Leads To Currency Shipment Delays
• Langley for Families Foundation Raises Record-Breaking $520,000 at Charity Golf Classic
• Langley Members Help Other Homebuyers
• Langley Voted Excellence in Retail at the Retailer of the Year Awards
• Large US Bank Revenue Keeps Climbing as Investors Brace for Recession
• Largest Credit Union Deal for a Bank Delayed a Third Time
• Late Night ACH File Delivery for Many Begins Sept. 12
• Latest ECU Monitor Details What CUs Need to Know about Payments Fraud
• Latest Fed Beige Book Now Available
• Lawmakers Appear Unlikely to Limit Stablecoin Issuance to Banks
• Lawmakers Back Fintechs Making SBA Loans
• Lawmakers Clash Over Government's Role in Preserving Cash
• Lawsuit Says Equifax Error Made Loan Pricier
• League Advocacy Team Visits Lawmakers as General Assembly Convenes
• League Amps Up Advocacy Initiatives on Interchange
• League Announces 2023 Events, Education Calendar
• League Announces Board Election Results; New Officers
• League Announces Winners of State-Level Social Responsibility Awards
• League Announces Winners of State-Level Social Responsibility Awards
• League Calls on Congress to Preserve CUs' Special Access on Military Bases
• League Celebrating the Commonwealth's Credit Unions at CUNA Governmental Affairs Conference
• League Closely Watching NCUA Board's Discussion on Interest Rate Ceiling; Urges Agency to 'Modernize' Approach to Interest Cap
• League Co-Hosts CDFI Awareness Event for Lawmakers
• League Comments on Bank Regulators' Interagency Guidance on Third-Party Relationships
• League Comments on CFPB's Small Biz Data Collection Proposal
• League Compliance Newsletter (08/30/2021) Available
• League Compliance Newsletter (09/13/2021)
• League Compliance Newsletter (09/27/2021)
• League Compliance Newsletter (09/8/2021)
• League Compliance Newsletter (10/12/2021)
• League Compliance Newsletter (10/26/2021) Available
• League Compliance Roundtable Set for June 29
• League Compliance Update - Video and PowerPoint Resources
• League Congratulates Newly Elected General Assembly Members
• League Congratulates State Sen. McClellan on Winning Democratic Primary in 4th Congressional District Race
• League Continues Outreach to Federal Lawmakers on Interchange, Overdraft & More
• League Continues to Monitor Key Bills As General Assembly Approaches Crossover Day
• League Engaged on Vaccine Mandate; Resources Available to Aid CUs
• League Engages With Senators on Interchange, Overdraft; Urges Lawmakers to Leave Current Systems in Place
• League Fights Bank Effort to Win New Branch Lease Rights on Military Bases
• League Files Comment Letter on Complex Credit Union Leverage Ratio; Risk-Based Capital
• League Files Comment Letter on NCUA Proposal Governing Member Expulsion Process
• League Filing Written Comments on NCUA Budget
• League Hosting Legislative Receptions in Richmond, Roanoke, Waynesboro, Hampton Roads in August; Register Now
• League Hosting Virtual Hike The Hill Event March 2-4
• League Hosting Virtual Meeting Sept. 9 with CFPB Staff
• League Hosts Meeting With CFPB
• League Hosts Meetings with Rep. Wittman, Office of Rep. Spanberger
• League Hosts Virtual Hike-The-Hill Meetings
• League InfoSight Features Required Training Checklist
• League Meets with Candidate Running for House Seat in 62nd District
• League Meets with Key Lawmakers, Newest Members of the House as General Assembly Convenes
• League Notes Member Demand, Benefits of CUs' Overdraft Protection Programs
• League Offers Comments On NCUA's Draft Strategic Plan
• League Offices Closed July 4
• League Outlines Priorities as General Assembly Readies for Special Session
• League President Carrie Hunt Participates in Swearing-In Ceremony for NCUA's Harper
• League President Carrie Hunt Preparing to Testify Wednesday on NCUA Budget
• League President Carrie Hunt Testifies at NCUA's Public Hearing on Budget Proposal
• League President Meets with Senate Republican Caucus
• League President/CEO Carrie Hunt Asks NCUA to Reconsider Budget Increases, Consider New Strategies in Supporting CUs
• League President/CEO Carrie Hunt Hosting July 27 Virtual Meeting for Members CUs
• League President/CEO Carrie Hunt Offers Perspective on Top Federal Legislative, Regulatory Issues
• League President/CEO Carrie Hunt Spotlighted in Virginia Business Magazine
• League Readies for Next Fight in State-Level Field-of-Membership Case
• League Receives Reply from DOLI on Vaccine Mandate Question
• League Represents CUs on Two General Assembly Study Groups
• League Reps Meet with State Lawmakers
• League Seeks Delegation's Support for Bipartisan Credit Union Board Modernization Act
• League Seeks Nominations for Credit Union House Wall of Fame; Credit Union House Brick Sponsorships
• League Seeks Participants for 2022 Credit Union Day at the General Assembly
• League Seeks Prospective Members for New Policy Committee, Existing Committees
• League Seminar: Overview of Credit Union System, Philosophy, Understanding Financials/Key Ratios, and Legislative Advocacy
• League Sends New Round of Letters to Congress on Interchange
• League Showcases Advocacy Efforts, Most-Pressing Issues at Ignite 2022
• League Staff Attend Event for State Sen. Mamie Locke; Speak with Rep. Bobby Scott
• League Statement on the Passing of Del. Ronnie Campbell
• League Statement on the Passing of Rep. Donald McEachin
• League Submits HMDA Comment Letter Opposing Any Changes That Represent Added Compliance Burden for CUs
• League Supports CCULR Proposal from NCUA, But Notes Tight Deadline Between Comment Period, Board Consideration and RBC Effective Date
• League Supports Marijuana Banking Provisions' Inclusion in NDAA
• League Urges CUs, Members to Contact Lawmakers on Interchange Bill
• League Urges NCUA to Return NOL to 1.3%
• League Urges Policy Change for CUs With Regard to Ginnie Mae Eligibility Requirements for Single-Family MBS Issuers
• League Watching Debt Ceiling Fight with Keen Interest Given Threat to Economy
• League Writes Lawmakers in Opposition to Expanded 1099s
• League Writes Sens. Warner, Kaine on Interchange Fee Hearing
• League Writes State Agency Over Costs Associated With COVID Testing
• League Writes Treasury on Issues with Expanded IRS Reporting Requirements
• League's Blau Interviewed for Virginia Business Article
• League's Blau Testifies on Bill That Sought to Prohibit Many Companies From Pulling Credit Reports on Prospective Hires
• League's Carrie Hunt Featured on Financial Minds Podcast
• League's CeJae Vtipilson Promoted to Grassroots Programs and Political Fundraising Director
• League's Comment Letter to CFPB on Fees: CUs' Fees Represent Cost of Doing Business, Some Fees Already Regulated
• League's Compliance Roundtable Covers CFPB's Focus on Consumer Fees, Consumer Report Disputes
• League's Emerging Professionals Network Draws 30 at Richmond Event
• League's Hunt to Serve as CUNA Examination & Supervision Subcommittee Vice Chair; Named to Board of Statewide Financial Education Organization
• League's NoVA-Area Legislative Reception Draws 12 Federal, State Lawmakers
• League's Partner Attorneys Assume New Leadership Roles for Virginia Bar Association
• League, African-American Credit Union Coalition Offering Scholarship to Attend AACUC Annual Conference; Submit Scholarship Application by Aug. 2
• League, Credit Unions Host Virtual Meeting with Sen. Tim Kaine
• League, Credit Unions Push Secondary Capital, 'Parity Powers' Bills in General Assembly
• League, Credit Unions Recognize Patsy Smith for Her Leadership, Contributions to System
• League, CU Representatives Meet with Rep. Luria on IRS Reporting Requirements, Interchange Issues
• League, CU Reps Attend Events in Washington as 118th Congress Begins
• League, CUNA Oppose House Interchange Bill
• League, CUs Engage With Lawmakers During Busy Week on Capitol Hill
• League, CUs Host Federal, State Regulators at CEO Forum
• League, CUs Meet with Congresswoman Elaine Luria
• League, CUs Ready to Work with Congressional Delegation as Coming Session Brings Republican-Led House, Democrat-Controlled Senate
• League, CUs Wrap Up Busy Week of Advocacy
• League, Greater Hampton Roads CUs Hosting Dec. 1 Legislator Reception
• League-Driven Credit Union Bill Introduced in General Assembly
• Leagues, CUNA Write Banking Committees in Advance of Hearings with CFPB's Chopra
• League’s Advocacy Work Hits High Gear as We Ready for New Congress, General Assembly
• League’s Blau Testifies Before State Senate Committee in Support of CDFI Measure
• Legislation Seeks to Clarify Digital Asset Reporting Requirements
• Legislation Would Help CUs Close Economic Disparities
• Legislative Summary of New Virginia Laws Effective July 1, 2021
• Leigh Ann Graham Recognized with Virginia League's Farley Award of Excellence
• Lenders Face Uncertain Legal Risks Amid PPP Fraud Investigations
• Lenders Warned They Risk Irrelevance If They're Not Inclusive
• Lending Likely to Slow in ’23, Recession Possible in '24 or '25, Suggests New CUNA Mutual Forecast
• Lending, Assets, Insured Shares Growth Reported in First Quarter of 2022
• Letter Supporting SAFE Banking Act Sent to House Conferees of COMPETES Act
• Letter to Credit Unions (22-CU-03) Special Purpose Credit Programs
• Letter to Credit Unions (22-CU-06) NCUA to Begin Phase 2 of Resuming Onsite Operations
• Letter to Credit Unions (22-CU-09) Updates to Interest Rate Risk Supervisory Framework
• Letter to Credit Unions (22-CU-11) NCUA to Begin Phase 3 of Resuming Onsite Operations
• Letter to Federal Credit Unions (22-FCU-01) Operating Fee Schedule Adjusted for 2022
• Levels of Subordinated Debt Surge in Credit Unions, Analysis Finds
• Liability for Wire Fraud Schemes Targeting Real Estate Closings
• Libor Transition Progresses, But Hurdles Remain for Legacy Loans
• LIMITED SPACE REMAINING: Join Us July 14 for the Hampton Roads Emerging Professional Network CEO Panel
• Limiting Overdraft Programs Could Harm Access to Responsible Services
• Litigation Leaves CFPB’s Payday Rule in Limbo
• Litigation Update: Substitute Opinion Issued in Hunstein Case
• Loan Growth Ramping Up at US Credit Unions
• Loan Growth Shows Dramatic Rise
• Loan, Deposit Growth Slows YOY for US Community Banks in Q1
• Loans Should Grow 9% in 2022, Notes Latest Trends Report
• Loitering, Vagrancy Reportedly On the Rise
• Lookout for Scams Targeting Ukraine Relief Efforts
• Luetkemeyer Introduces Federal Data Breach Notification Bill
• Majority of Consumers Say Bias, Racism Exist in Financial, Credit Scoring Systems
• Many Young People Prefer ‘Buy Now, Pay Later’ to Credit Cards—Here’s Why
• Margin Expansion Driving Increases in US Bank Profitability
• Marketing Workshop Features Sessions on Advertising Compliance, Digital Marketing
• Marry Now, Pay Later: BNPL Financing Model Expands to Weddings
• Mastercard to Bring Crypto Trading Capabilities to FIs
• May 18 Virtual Event: Lending Landscape
• Mayor Cuts Ribbon on Carytown Branch
• MBA Lobbies for Mortgage Insurance Premium Cut
• MBA Trims Mortgage Forecasts as Recession Chances Are Now a 'Coin Flip'
• McHenry Says He's Confident in 'Ugly Baby' Bipartisan Stablecoin Bill
• McPike, Torian, Carroll Foy out of race for 7th Congressional District
• MCUEs: Credit Union Loans Increased 1% in October
• Measures Risk Understating Housing Costs
• Member One FCU's Alan Wade Among Nominees for CFO Award
• Merchant Code for Firearms Sales Gets a Green Light
• Merchants Are Now Consumers? FTC Settles Action Against Payment Processor After Alleging Its Merchants Are 'Consumers'
• Merchants Payments Coalition Using UK Settlement to Demand Changes on U.S. Interchange Fees
• Mergers Help Drive Another Gain in Large Regionals' Deposit Share
• Midterm Elections Unlikely to Slow Momentum for Bipartisan Privacy Bill
• Miles, Martin Departing League This Month
• Minnesota Regulator Rejects Credit Union-Bank Deal; Seventh State to Stifle Such Deals
• Minority Borrowers Still Trail in Purchase Mortgages; Nonbanks Dominate Top 2021 Mortgage Lender List
• Minority Depository Institution Credit Unions Continue to Serve Members and Communities
• MLA Database Update
• MLA Database Users Must Keep Accounts Active
• Money 20/20 Coverage: Just Hours After CFPB Announcement, Panel Talks Open Banking, What Could Lie Ahead
• More Americans Buying Everyday Items, Especially Food, Using BNPL; Delinquencies Rise
• More COVID-19 Legal Developments
• More Credit Unions Opt into Streamlined Leverage Ratio Reporting Framework
• More Rules on Fees in the Works
• More Than 150 Banks, CUs Hit by ‘Brand Impersonation Attacks’ in Q1, Analysis Finds
• Mortgage Boom Is Over, MBA Drops Originations Forecasts Again
• Mortgage Credit Availability Falls to Lowest Point since 2013
• Mortgage Delinquencies May Surge as Budgets Stretch
• Mortgage Loan Modifications Rose 40% in 4Q: OCC
• Mortgage Originations Could Sink More Than Expected
• Mortgage Payments Keep Rising by Around $100 Per Month
• Mortgage Production Will Fall 9% in 2023: MBA Forecast
• Mortgage Rates Actually Decline, But Application Volumes Remain Down
• Mortgage Rates at Credit Unions, Community Banks Rise in H1
• Mortgage Rates Climb Again, Jumping to More Than 5.5%
• Mortgage Rates Hit 5% for the First Time in Over a Decade
• Mortgage Rates Reach Highest Level Since 2008
• Mortgage Rates Rise by Just 2 Basis Points, But Troubles Remain for Housing Market
• Mortgage Rates Top 7% for the First Time Since 2002
• Mortgages Hit New Peaks for Credit Unions in South, Northeast
• Mortgages Slip, New Car Sales Slide in August
• Nacha's Payments Innovation Alliance Releases Guide Addressing Contractual Considerations of Voice Payments
• NAFCU Calls Attention to CU Priorities Ahead of Hearing with NCUA’s Harper
• NAFCU Caucus Coverage: NCUSIF Looks Good, Premium Assessment Unlikely
• NAFCU Compliance Blog - A CFPB Roundup
• NAFCU Compliance Blog: A Refresher on the Statutory Lien
• NAFCU Compliance Blog: Address Confidentiality Programs and Customer Identification
• NAFCU Compliance Blog: Algorithmic Action - UDAAPs and a Fine for Hello Digit
• NAFCU Compliance Blog: All the Acronyms, and a Simplified CECL Tool from NCUA
• NAFCU Compliance Blog: Another Large Bank Fined Millions for Sham Accounts
• NAFCU Compliance Blog: Are Rates Required to Be Posted on Credit Union Websites?
• NAFCU Compliance Blog: Board of Directors and Reasonable Health Insurance
• NAFCU Compliance Blog: Breaking Down NCUA’s CUGMA Proposal
• NAFCU Compliance Blog: CFPB Issues Advisory Opinion on FCRA and Permissible Purpose
• NAFCU Compliance Blog: CFPB Issues Interpretative Rule on Digital Marketing Providers
• NAFCU Compliance Blog: CFPB Releases Report Highlighting Military Complaints
• NAFCU Compliance Blog: CFPB Reports Market Research of BNPL Fintech
• NAFCU Compliance Blog: Check Signatures According to the Model UCC
• NAFCU Compliance Blog: Credit Unions and the Automatic Stay
• NAFCU Compliance Blog: Data Security - It’s Also a UDAAP Issue
• NAFCU Compliance Blog: Dry Eyes, Fatigue, and the Limiting of Term Increases
• NAFCU Compliance Blog: Error Notices from the Incarcerated Member
• NAFCU Compliance Blog: Fall 2022 Supervisory Highlights Part I: Auto Servicing, Consumer Reporting, Credit Card Account Management, and Debt Collection
• NAFCU Compliance Blog: Federal Regulators Issue Revised Interagency Flood Insurance Q&As
• NAFCU Compliance Blog: FFIEC Publishes HMDA Data and List of Underserved Communities
• NAFCU Compliance Blog: FinCEN Adopts the First of Three CTA Rules
• NAFCU Compliance Blog: Lessons in Account Opening ID Requirements - Youth Edition
• NAFCU Compliance Blog: Litigation Roundup
• NAFCU Compliance Blog: MLA Refresher to Avoid Predatory Plottin’
• NAFCU Compliance Blog: Mortgage Servicing Transfer Notices
• NAFCU Compliance Blog: NCUA Follows Banking Regulators, Proposes Cyber Incident Notification Rule
• NAFCU Compliance Blog: NCUA Responds to Rising Rates by Revising Interest Rate Risk Framework
• NAFCU Compliance Blog: Periodic Mortgage Statements and the Automatic Stay
• NAFCU Compliance Blog: PMI/MIP Refresher
• NAFCU Compliance Blog: Revised Closing Disclosures
• NAFCU Compliance Blog: Risky Business - Every 'Customer' is Different
• NAFCU Compliance Blog: Spooky CFPB Enforcement Actions on Remittance Transfers and Overdraft Fees
• NAFCU Compliance Blog: Spring 2022 Supervisory Highlights Part II: Mortgage Origination, Prepaid Accounts, Remittances, and Student Loan Servicing
• NAFCU Compliance Blog: The Fifth Circuit and the CFPB
• NAFCU Credit Union Policy Podcast: Exploring the Risks and Benefits of BNPL Products
• NAFCU Offers 14 Recommendations for NCUA When it Comes to Improving Regs
• NAFCU Offers Suggestions on FinCEN Plan to Pilot New Rules Around SARs
• NAFCU, CUNA Support Cannabis, Remote Notarization Amendments to House Bill
• NAFCU, DCUC, CUNA Mutual Group Join VFW in Making Request of NCUA
• NAFCU: NCUA Should Update Guidance on New CECL Tool
• Nation's CUs Reach $2 Trillion in Assets, 128.6 Million Memberships
• National Credit Union Foundation Announces New Financial Well-Being Grants
• National Credit Union Foundation Announces New FinHealth Director
• National Credit Union Foundation Announces New Position, Strategic Reorganization to Support Financial Well-being for All
• National Credit Union Foundation Commits $225K to Hurricane Ian Relief
• National Credit Union Foundation Commits $250K to Hurricane Fiona Relief
• National Illicit Finance Strategy For 2022
• Navigating State Marijuana Laws Can Be a Hazy Issue
• Navy Federal CISO Sees No Trade-Off Between Security, Ease of Use
• Navy, PenFed Leaders Among American Banker's 'Most Powerful Women in CUs'
• NCUA Adjusts ONES Supervision Threshold; Issues Cyber Incident Proposal
• NCUA Allows for CUNA-Requested Flexibility in IRR Framework
• NCUA Already Has All the Third-Party Oversight Tools it Needs, NAFCU Tells Committee
• NCUA and CDFI Fund Hosting Webinar on Community Development Resources for Credit Unions
• NCUA Approves CUNA/League Requested Extension of PCA Relief
• NCUA Approves Q2 Charter Expansion Applications
• NCUA Approves Strategic, Performance Plans, Gives Corporate Resolution Update
• NCUA Awards More Than $1.5 Million in CDRLF Grants; 3 Va.-Based CUs Among Grant Recipients
• NCUA Board Announces 2023 Meeting Schedule
• NCUA Board Announces Meeting Schedule for 2022
• NCUA Board Approves Proposed Rule on Succession Planning
• NCUA Board Approves Proposed Rule to Recognize Electronic Pleadings and Communications
• NCUA Board Approves Risk Appetite Statement; Briefed on Central Liquidity Facility and Cybersecurity
• NCUA Board Briefed on Cybersecurity Threats and Diversity, Equity, and Inclusion Program
• NCUA Board Finalizes CAMELS Rule; OKs CUSO Lending Rule
• NCUA Board Meeting Coverage: Risk Appetite Statement Approved
• NCUA Board Meeting Coverage: With New Cyber Exam Procedures Coming Before Year-End, Cyber-Update Provided
• NCUA Board Meeting Dec. 16, With Budget, NOL, Final Rules on Agenda
• NCUA Board Meeting Thursday Has Light Agenda
• NCUA Board Meeting: Good News for CUs with Changes to NOL, Budget; Agency OKs CCULR
• NCUA Board Meeting: No Premium Assessment Needed at Present; Final Rules to Get a Vote Later this Year
• NCUA Board Meets Feb. 17
• NCUA Board Member Rodney Hood Discusses Personal, NCUA Priorities at Tidewater Chapter Meeting
• NCUA Board Proposes Increasing Threshold for ONES Supervision
• NCUA Board to Congress: Extend CLF Changes
• NCUA Board to Consider Interest Rate Ceiling at Jan. 26 Meeting
• NCUA Board to Consider Shared Facility Rule at Nov. 18 Meeting
• NCUA Board to Hear Cybersecurity, CLF Briefings Oct. 20
• NCUA Board to Vote March 17 on Strategic, Annual Performance Plans
• NCUA Board's Jan. 27 Meeting to Include Briefing on COVID Relief Legislation
• NCUA Budget Briefing: What 4 People Told Agency About Spending
• NCUA Chairman Harper Testifies Before the U.S. House Committee on Financial Services
• NCUA Chairman Harper Testifies on State of the Credit Union Industry at Senate Hearing
• NCUA Chairman Todd M. Harper Message to the NCUA’s Employees on the Agency’s Accomplishments in 2021
• NCUA Chairman Todd M. Harper Remarks at Inclusiv’s 2022 Annual Conference
• NCUA Details Its AI Programs, Asks Congress for Third-Party Vendor Authority
• NCUA Extends COVID-19 Regulatory Relief
• NCUA extends Credit Union Diversity Self-Assessment deadline to Jan. 31
• NCUA Extends Federal Credit Union Meeting Flexibility Through 2022 Due to the COVID-19 Pandemic
• NCUA Extends MDI Mentoring Grants Application Deadline to Nov. 14
• NCUA Final Rule on 'Service Facility' Definition
• NCUA Hosts 2nd Call Report Changes Webinar Tomorrow
• NCUA Introduces Several Process Improvements to Enhance the CU Diversity Self-Assessment Experience
• NCUA Invites MDIs to Apply for Mentor Grants
• NCUA Issues CDRLF Report to Congress
• NCUA Issues Guidance, Announces Upcoming ECIP Action
• NCUA Issues Guidance, Announces Upcoming ECIP Action
• NCUA Issues Letter on Voluntary Credit Union Diversity Self-Assessment
• NCUA Issues Letter to CUs Risk-Based Approach to Assessing Customer Relationships, Conducting Customer Due Diligence
• NCUA Issues Risk Alert on Cloud-Based Business Email Compromise
• NCUA Issues Succession Planning Proposal
• NCUA Leaves NOL Unchanged; Approves 2023-2024 Budget
• NCUA Letter to CUs Offers Info on End of Pandemic Homeowner Protection Programs
• NCUA Notes End of Emergency Exemption for Certain In-Person Meeting Requirements, But League Pleased to See Some Flexibility Measures Remain
• NCUA Notes NCUSIF Performing Well, But Agency Will Remain Vigilant
• NCUA Opens Door to Crypto for Credit Unions
• NCUA Outlines Supervisory Priorities for 2022
• NCUA Plans Overdraft Scrutiny with a Close Eye on Financial Inclusion
• NCUA Posts 2023–2024 Proposed Budget, Sets October 19 Public Briefing
• NCUA Preparing to Issue Guidance on Fintech Partnerships
• NCUA Provides Updates on Annual Asset-Size Exemption Thresholds Under TILA
• NCUA Provides Updates on Examination Program
• NCUA Releases 2021 Annual Report
• NCUA Releases 2021 Fourth Quarter Credit Union System Performance Data
• NCUA Releases 3Q 2022 State-Level Data Report
• NCUA Releases Community Development Revolving Loan Fund Report to Congress
• NCUA Releases OMWI Annual Report to Congress
• NCUA Releases Q2 2022 State-Level Credit Union Data Report
• NCUA Releases Q3 2021 State-Level Data Report
• NCUA Releases Simplified CECL Tool for Small Credit Unions
• NCUA Releases Updates to its Automated Cybersecurity Evaluation Toolbox
• NCUA Resource: Sign Up to Receive Call Report, Cybersecurity Information
• NCUA Revises Call Report Beginning with the March 2022 Reporting Cycle
• NCUA Says CUs Can Partner with Crypto Firms
• NCUA Says It Could Meet Just One-Third of Requests from Smaller CUs
• NCUA Schedules Jan. 5 Credit Union Diversity Self-Assessment Webinar
• NCUA Seeks Comments on Proposed Budget; League Will Seek to Testify
• NCUA Should Be ‘Laser-Focused’ on Budget Discipline
• NCUA Should Conduct Broader Evaluation of Amendments to Subordinated Debt Rule, CUNA, NAFCU and Inclusive Tell Agency
• NCUA should Ensure FHLBank ‘Negative Tangible Equity’ Issues are Resolved
• NCUA Should Issue Succession Planning Proposal as Guidance
• NCUA Should Provide Additional PCA Relief
• NCUA Spotlights Cybersecurity Resources
• NCUA Statement on Committee Passage of Vendor Authority and Underserved Areas Bills
• NCUA Streamlines Part of Underserved Area Application Process
• NCUA to Distribute $395 Million Under Corporate System Resolution Program
• NCUA to Distribute $569 Million Under Corporate System Resolution Program
• NCUA to Host Appraisal Bias, Racial Homeowner Gap Webinar
• NCUA to Host DEI and Access Summit Nov. 2-4
• NCUA Transfers Publications Ordering to Government Publishing Office
• NCUA Updates LID Area Workbook, Results in Decline of LID Population
• NCUA Updates Simplified CECL Tool for Loan, Lease Losses as of Sept. 30
• NCUA Warns Current Geopolitical Events Increase Likelihood of Cyberattacks
• NCUA Webinar on Overdraft Programs
• NCUA's Harper Urges Congress to Extend Emergency Liquidity Facility
• NCUA, CFPB Rescind COVID Flexibilities in Mortgage Servicing Disclosures
• NCUA, FDIC to Co-Host Webinar on Fin Ed
• NCUA’s Advertising Statement and Websites
• NCUA’s Annual Voluntary Credit Union Diversity Evaluation, Self-Assessment Tools
• NCUA’s Hood Outlines Areas Where Fintechs, CUs Can Partner to Build Inclusion, Improve Bottom Line
• NCUA’s New Guide Simplifies, Clarifies Federal Credit Union Charter Application Process
• NCUF Announces $100K Grant to Support CU Diversity, Financial Health
• NDAA Passes House With Two CU-Supported Measures Included
• Net Neutrality Concerns Raised in House FCC Hearing as Agency Remains Deadlocked
• New Bank, Credit Union Diversity Leaders Share Their Top Ideas
• New Bill Aims To Give Big Tech Its Own Regulator
• New CFPB Leadership Can Recalibrate Approach to Credit Unions
• New Crypto Hires Insufficient to Overcome SEC's Resource Constraints
• New CUNA Council Members Join for 2022, Get Remainder of 2021 Included
• New Data Show Americans Trillions of Dollars Behind in Retirement Planning
• New Data Shows FTC Received 2.8 Million Fraud Reports from Consumers in 2021
• New Data Standard Could Expose FIs' Authentication Gaps
• New Director Rohit Chopra Says CFPB Looking Out for Families, Workers and Communities
• New Fed Banking Chief Michael Barr Lays Out Vision on Digital Currency; Keeping Banks Safe
• New Filene Research Reiterates DEI’s Impact on ROA, Net Income
• New Ginnie Mae Director Should Examine Treatment of CUs
• New InfoSight Content
• New On-Demand Recording re: Overdraft, NSF Fee Litigation for Credit Unions
• New Report Finds Half of All Credit Union Industry Assets at Risk from Climate Change
• New Rules for Regional Banks Eyed
• New Topic Added to 'Tax Issues' InfoSight Channel
• New U.S. Crackdown Has Crypto Users Worried About Their Privacy
• New UDAAP Exam Parameters: Beyond Fair Lending
• New VA Rule Relieves Financial Distress for Thousands of Veterans with Medical Bills
• Next Ginnie Mae Leader must recognize CU mission, structure
• NextMark CU CEO Joe Thomas Re-Elected to CUNA Board
• NIST Cybersecurity Framework Webinar Scheduled for Sept. 12
• No End in Sight for US banks' Record-Breaking Branch Closure Spree
• Nomination of NCUA Chairman Harper Advances Out of Banking Committee
• Nominations Open for 2022 Credit Union Hero Award
• Northwest FCU Helps Make STEM Education Fun
• Northwest Federal Credit Union Foundation’s Drive for the Driven Golf Tournament Raises More Than $136K for Scholarship Program
• Northwest Federal Credit Union Wins 2022 Commuter Connections Employer Recognition Award for Telework Category
• Northwest Federal Wins an Energage 'Top Workplace' Award for the Third Year in Row
• Not Just 757: 948 Area Code Added for Hampton Roads
• Number of CUs Opting into Streamlined Framework Increased in Q3
• Nussle to Congress: Marshall-Durbin Bill Will Hurt Consumers
• Nussle to Congress: Open Capitol Hill
• Nussle: Notary Modernization Would Benefit Consumers
• NYDIG Allows Members to Buy, Sell Bitcoin But CUs Should Recognize Risk
• OCC's Hsu Says Bank-Fintech Relationships May Be Systemic Risk
• OCC's Hsu Warns Against Commingling Banks and Crypto
• OCC's Hsu Zeroes in On Large Regional Banks as Source of Systemic Risk
• Odds Drop for Cannabis Banking Bill in 2022
• OFAC Issues Sanctions Compliance Guidance for Virtual Currency Industry
• OFAC Publishes Russia-Related FAQs
• OFAC Releases Advisory on Ransomware Payments
• OIG Releases Audit Statement on NCUA’s ‘Four Funds’
• Omnibus Bill Funds CU Priorities, Addresses CDFI Concerns
• Omnibus Spending Package Includes 'Adjustable Interest Rate (LIBOR) Act'
• On Compliance: What the Supreme Court’s ‘Administrative State’ Decision Means for Credit Unions
• Once Confirmed, League Ready to Work With New CFPB Director
• One-in-Five Adults Unbanked, Underbanked, With Many Low-Income or People of Color, Congressional Report States
• One-in-Five Home Sellers Dropping Asking Price as Housing Market Cools
• Ongoing Rate Increases Have Not Only Not Slowed Member Borrowing (Yet), Pace Has Picked Up
• Opportunities and Challenges in Federal Community Investment Programs
• Originations Hit a Record $4.4 Trillion in 2021
• Overdraft / NSF Fee Lawsuits Target Reg E’s Model Opt-in Form
• Overdraft Fees, NCUA Oversight of Vendors Comes Up During Another Senate Hearing
• Overdraft Fees: Holding the Moral High Ground
• Overdraft Overhaul to Drive More Credit Union M&A in 2022
• Overdraft, NSF Fee Class Action Litigation Not Slowing Down for CUs
• Oversight Needed for Digital Assets Marketplace
• Oversight or Overreach? NCUA Plan to Examine Vendors Sparks Dissent
• PAC That Takes Strong Anti-Credit Union Stance is Backing 4 Congressional Candidates
• Pace of Cryptocurrency Fraud Losses Accelerates in Q1
• Pages From of the Diary of Mrs. C. Hunt - Oct. 13, 2021
• Pages From of the Diary of Mrs. C. Hunt - Oct. 26, 2021
• Pages From of the Diary of Mrs. C. Hunt - Oct. 5, 2021
• Pages From the Diary of Mrs. C. Hunt - A Little Bit Dirrrty
• Pages From the Diary of Mrs. C. Hunt - Aug. 31, 2021
• Pages From the Diary of Mrs. C. Hunt - Nov. 17, 2021
• Pages From the Diary of Mrs. C. Hunt - Sept. 22, 2021
• Pain to Follow GDP Gain, CUNA Predicting 'Growth Will Not Last'
• Park View FCU Aids Local Fundraising Effort
• PAVE Action Plan Includes Reconsideration of Value Steps
• PayPal Suit Poses Broad Threat to CFPB Authority
• Pelosi Raises Flag On Data Privacy Bill's State Law Override
• Pelosi Says Expanded IRS Reporting Will Be in Final House Bill
• Pelosi Steps Down as House Democratic Leader
• Pentagon FCU Closes Inaugural Prime Auto Loan Securitization
• Percentage of Unbanked Households Hits New Low in Survey
• Phase Out of 3G Cellular Networks Sets Off Alarm for Potential Updates
• Phishing Attacks and Business Email Compromise On The Rise
• Political Divide Snags the Digital Update to CRA
• Positive News for CUs on NCUSIF; NCUA Board OKs Proposed Rules on Member Expulsion, Subordinated Debt Changes
• Post-Examination Survey Briefing on NCUA’s June 16 Agenda
• Potential for FHFA to Purchase More Nonconforming Loans from CDFIs is Addressed by Director
• Powell: Stablecoin Regulation Belongs to the Fed
• Premium Credit Union Marketing Imagery Available in CUNA Creative Hub Pro
• President Biden Cites Bank 'Junk Fees' as Weighing Down Families
• Proposed CDFI Fund Application Would Exclude ‘Significant Swaths’ of CUs
• Proposed FDIC Rule May Discourage Largest Banks from Offering Loan Modifications
• Proposed Legislation Would Allow Furnishing Utility, Phone Bills to Credit Reporting Agencies
• QCash Financial CUSO: No Credit Check Loans for Your Members; 6 Clicks in 60 Seconds
• Raising Zelle: Furious P2P Users Take FIs to Court
• Rampant Check Fraud Pits FIs Against Other FIs
• Ransomware Risks Drive the Need for Critical Cyber Loss Controls
• Ransomware: A Checklist of Things to Know
• Ransomware: What to Know to Create an Incident Response Plan
• Rate Hikes, Recession are Still in the Cards
• Rate Increases Creating a ‘Liquidity Premium,’ New Fed Bank of St. Louis Research Finds
• Rates Rose, But So Did Mortgage Apps for First Time in 6 Weeks
• Recession Fears Hit Risky Mortgage Debt Amid Default Concerns
• Recession Fears Receded this Earnings Season
• Recession Will Begin Earlier Than Expected, Says Fannie Mae Forecast
• Record Number of Credit Union-Bank Deals Expected in 2022
• Record Pace of Bank Branch Closings May Finally Be Slowing
• Recording Available: League President's Update for Member Credit Unions
• Redirecting the Focus of Ransomware in Our Credit Unions
• Reg Comment Call: NCUA Call Report
• Reg E and New Version of the Zelle, P2P Fraud Scam
• Register Now for Call Report, CAMELS Webinars on March 8, 10
• Register Now for NCUA’s Call Report Webinar on June 23
• Register Now for NCUA’s Capital Adequacy Framework Webinar
• Register Now for NCUA’s Feb. 10 Call Report Changes Webinar
• Register Now for NCUA’s How Credit Unions Empower Hispanic Consumers and Communities Virtual Roundtable
• Register Now for Sept. 15 Webinar on Climate-Related Preparedness
• Register Now for Simplified CECL Tool Webinar
• Registration for League's CEO Forum Now Open
• Registration Open for CUNA Mutual Group’s 13th Annual Discovery Conference
• Registration Open for March 23 NCUA Overdraft Protection Programs Webinar
• Registration Open for NCUA Consumer Compliance Webinar
• Registration Open for NCUA Consumer Compliance Webinar Dec. 1
• Registration Open for NCUA Webinar on Defending Against Ransomware Attacks
• Registration Open for NCUA’s Webinar on Challenges Faced by Small Credit Unions
• Registration Open, Schedule Released for 2022 Inclusiv Annual Conference
• Registration Opens for 2022 Inclusiv Annual Conference
• Registration Opens for NCUA DEI and ACCESS Summit Nov. 2-4
• Regulators Expect to Release CRA Revamp as Soon as This Month
• Regulators Issue Statement On Risk-based Approach To Due Diligence
• Regulators Look to Tame the New Financial ‘Wild West’
• Regulators propose Large-Bank Resolution Reforms, Approve U.S. Bank Acquisition
• Regulators Take Tough Look at Small Banks' Partnerships with Fintechs
• Regulators update BSA/AML Examination Manual
• Regulatory Agencies Release Rulemaking Agendas
• Regulatory Alert (22-RA-01) Home Mortgage Disclosure Act Data Collection Requirements for Calendar Year 2022
• Regulatory Alert (22-RA-02) Submission of 2021 Home Mortgage Disclosure Act Data
• Regulatory Alert (22-RA-03) 2022 Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold
• REMINDER - Live Risk Forum Aug. 16 on Workplace Safety & Security
• Reminder: 2022 CDRLF Grant Round Closes June 24
• Reminder: CISA Issues Alerts Relating to Russian Cyberthreats, Ukraine Cyber Incidents
• Reminder: Comments Due Jan. 6 on CFPB Small Business Lending Data Collection Proposal
• Reminder: Lending Risks Webinar Oct. 12
• Reminder: March 23 NCUA Overdraft Protection Programs Webinar
• Reminder: NCUA Call Report Due April 30
• REMINDER: Nominate a 2022 Credit Union Rock Star By June 10
• Remote Notarization Becoming a Must-Have Offering?
• Remote Work Sticks, Signaling Doom for US Commercial Real Estate Sector
• Rep. Morgan Griffith Signs on as Co-Sponsor of CU Board Modernization Bill
• Rep. Perlmutter Announces Not Seeking Re-Election; Championed Cannabis Banking, CU Bills
• Rep. Stephen Lynch Introduces Bill to Create Treasury-Issued Digital Currency
• Rep. Waters Introduces Legislation to Combat Appraisal Bias
• Repeat Offenders Beware…the CFPB is Looking at You
• Report IDs 5 Trends Driving Digital Banking Landscape
• Report Shows Focusing on Financial Well-Being Lowers Risk, Increases Brand Loyalty
• Report: CFPB Unlikely to Undertake Consumer Arbitration Rulemaking in Near Future
• Reps Introduce Bipartisan FCU Act Update
• Reps. Cline, Wittman Sign Onto Letter Expressing Concerns Over IRS Reporting Proposal
• Republicans Again Nominate Leon Benjamin in 4th Congressional District
• Republicans Preview Harsh Oversight of CFPB's Chopra in Next Congress
• Request for Information Regarding Mortgage Refinances, Forbearances
• Request for Information Regarding Relationship Banking and Customer Service
• Requiring Employee Vaccinations?
• Resources Available for ICU Day
• Resources for NCUA's MERIT Exam System Now Available
• Retailer Group Urges Congress to Call Off April Interchange Fee Hike
• Retired NCUA Examiner David Nichols Passed Away March 22
• Revised Fannie, Freddie Uniform Legal Instruments
• Richmond-Area Credit Unions Hit the Links in Support of VACUPAC
• Richmond-Area Credit Unions Raise $17,226 for VACUPAC
• Right of Rescission for Open-End Credit
• Rise in Credit Card Balances is the Largest in More Than 20 Years
• Rise in Wire Fraud Partially Attributed to Exhausted Homebuyers
• Rising Rates Demand NCUA Raise Permissible Interest Rate Ceiling, NAFCU Tells Agency
• Risk Alert (22-RISK-01) Heightened Risk of Social Engineering and Phishing Attacks
• Risk Alert: Account Takeovers Stemming From Credit Card Management Systems
• Risk Alert: ACH Transfer Fee Class Action Lawsuit
• Risk Alert: Awareness Investigations of Member Incidents, Accidents Important to Credit Union Defense
• Risk Alert: CFPB Focus on Credit Card Late Fees as Harmful to Low-Income Consumers
• Risk Alert: Corporate Check Fraud Reported
• Risk Alert: Corporate Check Fraud Reported
• Risk Alert: Examining Vendor Management Risks
• Risk Alert: Fraudsters Use BEC to Target Lack of Protection or Loose Controls
• Risk Alert: Implementing Trusted Contacts in the Fight Against Fraud
• Risk Alert: Mail Theft Uptick Leads to Check Fraud
• Risk Alert: Member Transaction Controls Can Assist in Card Fraud Battle
• Risk Alert: Phishing Scam Spoofs Zix Secure Emails
• RISK ALERT: Protect Your CU in Lease Agreements
• Risk Alert: Remote Online Notarization Grows
• Risk Alert: SIM Swapping and Port-Out Fraud Leads to Account Takeovers
• Risk Forum Slated for April 19: How to Navigate Emerging Risks
• Risk, Reward Ahead for Banks in Run-Up to Midterms
• Risky Business: Protecting Your CU in the Payments Space
• Rumored Regulation E, EFTA Expansion from CFPB is ‘Unwise, Unlawful’
• RVA Financial, MUNA Federal Credit Union and Pinnacle Credit Union Announce Planned Merger
• SAFE Act’s Future Now in Hands of Conference Committee
• SAFE Banking Act Added to America COMPETES Act
• SAFE Banking Act Successfully Added to House NDAA; Would Address Banking Needs of Legitimate Marijuana Businesses
• Sara DePauw Hired as SVP Lending for Northwest Federal Credit Union
• SBA Wants to Add Fintechs to its Biggest Lending Program
• Scam Seeking to Sell Insurance to CUs In the Name of Tidewater Chapter
• Scams Can Cost Seniors $42K on Average: How Advisors Seek To Curb the Issue
• Scams Involving Redemption of Fraudulent Savings Bonds Hit Credit Unions
• Scams Target Older Americans at an Alarming Rate
• SCC Hearing Next Week for Hugely Significant CU Field-of-Membership Case
• SCC Issues Short-Term Loan Regs; League’s Efforts Kept CUs Out of Original Legislation
• Schenk: Expect Healthy Economic Growth
• Schumer's Long-Awaited Cannabis Legislation Introduced
• Scott, Colleagues Introduce Bill to Block IRS Snooping Proposal
• Seeking Market Stability, Some Crypto Firms Implying Deposits Federally Insured
• Sen. Mark Warner Joins Inclusiv Virtual Conference Lineup
• Sen. Tim Kaine Signs On as Co-Sponsor of CU Legislation
• Senate Banking Chairman Says ‘Maybe’ to Cryptocurrency Ban
• Senate Banking Committee Chair Urges Fed, OCC to Review Big Bank M&A Oversight
• Senate Banking Committee Outlines Priorities for 2023
• Senate Banking Panel to Hold Powell, Brainard Hearings Next Week
• Senate Bill on COVID Vaccinations, Discrimination Fails in Committee
• Senate Build Back Better Act Omits IRS Reporting Provision
• Senate COMPETES Consideration, Other Hearings This Week
• Senate Confirms Harper to Full Term on the NCUA Board
• Senate Confirms Jerome Powell to Second Term as Federal Reserve Chair
• Senate Confirms Thompson to Full-Term as FHFA Director
• Senate Moves Ahead on Short-Term Spending Bill
• Senate Panel Proposes Study of One Key Youngkin Income Tax Proposal, But Supports One-Time Refunds
• Senate Passes $1.7 Trillion Government Funding Bill to Avert Shutdown
• Senators Introduce Bipartisan CU Board Governance Update
• Senators Write to FDIC Seeking Support for Industrial Loan Charters
• Sens. Gillibrand, Lummis Introduce Major Cryptocurrency Bill
• Share With Members: 5 Things to Do to Protect Yourself Online
• Sign Up Now to Receive NCUA’s New Financial Literacy, Outreach Newsletter
• Simplified CECL Tool Updated for December 31, 2022
• Small Banks Turn Corner on Loan Growth
• Small Business Data Collection: Share Your Concerns With CFPB
• Smart Sourcing and Procurement by Bankable Fintech
• Some Analysts Say US in Housing Recession
• Some Large Banks Said to Reimburse Less than 50% of Consumer Fraud Claims on Zelle
• Some Optimistic About Cannabis Banking Legislation's Odds in Lame Duck
• Some See Banks Parlay Fintech Investments into Community Reinvestment Act Credit
• Some Student Loan Forgiveness Will Benefit Mortgages
• Southeast CUNA Management School - Early Bird Registration Rate
• Spectra FCU's Kristin Shultz Recognized as 2022 Credit Union Rock Star
• Spring 2022 Supervisory Highlights Part I: Auto Servicing, Consumer Reporting, Credit Card Account Management, Debt Collection, and Deposits
• Stablecoin Report Recommends Congressional Action on Currency
• Stablecoins Could ‘Fundamentally Alter Landscape of Banking,’ Says FDIC Chief
• State Attorneys General Subpoena 6 Top Banks as ESG Standoff Escalates
• State Corporation Commission Denies Addition of Virginia Medical Society to Virginia Credit Union’s Field-of-Membership
• State Senate Passes CUs' 'Secondary Capital' Bill
• State Supreme Court Finalizes Legislative Districts
• State-Level FOM Case Gets October Hearing Date
• State-Level FOM Case Remanded to Hearing Examiner
• Statement by Chairman Harper on CDRLF Funding, CLF, and Vendor Authority
• Statement of CFPB Director Chopra on Stablecoin Report
• Statement of CFPB Director Rohit Chopra, Member, FDIC Board of Directors, on Proposals to Prevent Bailout Risk and Guard Against Increased Concentration in Banking
• States Work to Stifle Credit Union Acquisitions of Banks
• Still Time to Register for Ignite 2022 | League Annual Meeting!
• Strong Data Security Standard with ‘Clear, Robust Mechanisms’ Needed
• Strong Loan Growth, Margin Expansion Cannot Save US Bank Earnings in 2022
• Study Looks at Benefits of the CU Federal Tax Exemption
• Stverak to Congress: Interchange Bill 'Wholly Inappropriate' for NDAA
• Submission for 2021 Voluntary Credit Union Diversity Self-Assessment Extended to Jan. 31, 2022
• Subordinated Debt Rule Would Help Lending to Underserved Communities
• Subordinated Debt, Member Expulsion Proposal on NCUA’s Sept. 22 Agenda
• Supersized Rate Hikes are Fed’s New Normal
• Support for Building Credit Access for Veterans Act Expressed by NAFCU
• Support Spanish-Speaking Members with Spanish-Language Disclosures
• Supreme Court Blocks Biden’s Workplace Vaccine Rules
• Supreme Court Likely to Rule that Biden Student Loan Plan is Illegal, Experts Say
• Supreme Court Ruling Means CFPB Must Start Over on Payday Loan Rules, Attorney Argues
• Supreme Court Ruling on Evictions Likely to Put Pressure on Some Members Over Housing; DOJ Weighs In With Plea to Legal Community
• Supreme Court Seems Skeptical of Biden’s Vaccine Rules for Businesses
• Surprise: Borrowers May Face Up to $1,100 in State Taxes on Forgiven Student Loans
• Susan M. Gruber Named President/CEO of UVA Community Credit Union
• System Urges NEV Test Change
• Take Action: Tell Congress to Oppose New IRS Reporting Provisions
• Targeted Fee Changes for Certain Borrowers Announced by FHFA
• TCPA News: What Isn't An Autodialer?
• Technology and Children’s Privacy: Understanding COPPA
• Ted Cruz Intro’s Bill to Prohibit Federal Reserve from Issuing Central Bank Digital Currency
• Tenth Circuit Adopts 'Reasonable Consumer' Standard to Determine Materiality Under FDCPA
• The 2023 Risk Landscape
• The Big Question in Auto Loans: Why Aren’t Repossessions Increasing?
• The Department of Justice Combats Exploitation, Offers Resources to Protect Older Adults
• The Fed Wants FIs to Prepare for FedNow, But Many Are In No Rush
• The Future of Auto Lending
• The Hidden Dangers in the Fed's Balance-Sheet Reduction
• The Lummis-Gillibrand Crypto Bill Provision That Has FIs on Edge
• The Next Frontier for Buy Now, Pay Later is Plastic
• The Rapid Demise of NSF Fees for Nation's Largest Banks
• This Week: Lawmakers Discuss DEI Package, NAFCU-Sought FOM Bill, Overdraft Fees, More
• Thomas, Williams Re-Elected to New Terms on League Board; Board Names Officers
• Three CU-Related Bills Head to Markup in House Today, Including Bill Giving NCUA Oversight of Third Parties
• Three Impacts of a Cooling Housing Market
• Three Marketing Messages to Help Your Members Fight Inflation
• Three Rs of a Successful Consumer-Focused Overdraft Strategy
• Three Virginia-Based CUs Among CDRLF Grant Recipients
• Tidewater Chapter Awards Scholarships Totaling $19,000
• Tidewater Chapter Donates $10,318 to CHKD
• Tidewater Chapter Holds Charity Golf Tournament to Support Local Children's Hospital
• Tidewater Chapter Launches LinkedIn Page
• Tidewater Chapter Plans Sept. 8 Meeting
• Tidewater Chapter Recognizes Retiring Leader, Volunteer Leigh Ann Graham
• Tidewater Chapter's April 14 Meeting Features Overview of Overdraft Services, Issues
• Time Running Out for Student Loan Servicers to Help Servicemembers with Student Loans Get Debt Relief
• Too Many Americans Caught in a Financial Vortex
• Toomey Questions FDIC Over 'Choke Point'-esque Crackdown of Banks and Crypto
• Toomey Unveils Stablecoin Bill Granting OCC Authority for Payments Charter
• Top 5 Reasons to Crash the GAC in 2023; Apply Now!
• Top Bank Regulator Outlines Plans for Oversight of Stablecoins, Climate Change Regulations
• Top Republican Knocks CFPB, Credit Bureaus on Exclusion of Medical Debt
• Total Consumer Credit Rises Again in August, But ‘Dramatic Downshift’ is Forecast
• Total Consumer Credit Rises, as CUs Grab Larger Share
• TR Group Women’s Leadership Conference Set for Oct. 5-7
• Trade Associations Say CFPB's Overdraft Research Reports Lacked Important Facts
• Trades, Business Groups Ask Biden to Drop Proposal to Expand IRS Reporting Requirements
• TransUnion Fights CFPB in 'Groundhog Day' Lawsuit
• TransUnion Reports Inflation’s Rise Hitting Non-Prime Borrowers Hardest; Offers Forecast for What’s Ahead
• Treasury Announces Over $2 Billion in ECIP to 84 CUs
• Treasury Program Sets Up Minority Depository Institutions to Outperform Industry
• Treasury Proposes Amendments to Its ACH Rules
• Treasury RFC Seeks Input on Digital Assets
• Treasury Yield Curve Points to Recession with End of Fed Hikes Uncertain
• Treasury’s Liang Says Reining in Stablecoins Harder Without Federal Payments Regulator
• Trends Report: CU Loan Growth Slows; Inflation May Be Around Longer Than Expected
• Trends, Challenges in Protecting CUs From Cyber Attacks in 2022 and Beyond
• TRGroup Hosting First-Ever Compliance Conference
• TRGroup Offering Demos of Business Partners' Products, Services
• Two CUs Receive Grant Funds to Aid Small Businesses
• Two Different Camps of State AGs Want SCOTUS Review of CFPB Constitutionality, But for Different Reasons
• Two Key Banking Policymakers Win Elections
• Two Virginians Appointed to CFPB's Credit Union Advisory Council
• Two Ways to Help Break Down Barriers to Buying Life Insurance
• Two-Thirds of Economists at Big Banks Expect Recession in 2023
• U.S. Banks Cut Giving to Federal Candidates, Up Democrats' Share Ahead of Mid-Terms
• U.S. Begins ‘Extraordinary’ Steps to Avoid Debt Ceiling
• U.S. Consumers Stand to Save Billions from Banks' Overdraft Reforms
• U.S. Economy Grows in Third Quarter, Reversing a Six-Month Slump
• U.S. Economy Likely Grew a Lot Last Quarter; Most People Didn’t Notice
• U.S. Job Growth Cools but Remains Solid
• U.S. Pending Home Sales Drop for a Sixth Month in Worst Skid Since 2018
• U.S. Senate Democrats Press Banks to Scrap Overdraft Fees
• U.S. State Department Establishes a Bureau of Cyberspace and Digital Policy
• Ukraine-Related Sanctions Regs Amended, Renamed and Reissued
• Understanding the Retail Bank that Apple Quietly Built
• Unregulated Crypto Could Pose Risk to U.S. Financial System, Treasury Warns
• Upcoming Comment Deadlines Include NCUA Budget, Digital Assets
• Updates on Russian Sanctions
• URGENT REMINDER: Host Hotel Discount Ends Sept. 2 for League's GROWTH Conference
• URGENT RISK ALERT: Vizo Financial Reports Phishing Scam Using Its Name
• US Bank Branch Closings Outpace Openings in July
• US Bank Branch Closures Increase 38% to New Record High in '21
• US Bank Branch Closures Slow from Pandemic-Era Record Highs
• US Bank Margins Jump in Q2 at Quickest Pace in a Decade
• US Banks Close 180 Branches, Open 69 in September
• US Banks See 188 Net Branch Closings in February
• US Banks' Q1 Auto Loans Show Steady Sequential Growth
• US Banks'Loan-to-Deposit Ratio Jumps as Loan Growth Soars, Deposit Growth Slows
• US Credit Union Auto Loans Top $400B in Q3
• US Credit Unions Add 1.4 Million Members in 1Q22
• US Credit Unions Add 5.2 Million Members in 2021
• US Credit Unions Close Net 10 Branches in Q3
• US Credit unions Working Off Excess Liquidity
• US Credit Unions' 2021 Mortgage Origination Growth Lags Other Lenders
• US FIs Fear Slowdown in Mortgage Activity as Rates Skyrocket
• US House Lawmakers Seek Info on Energy Impacts of Cryptocurrency Mining
• US Housing Market: 2022 Opens With 19.2% House Price Surge
• US Housing Market: House Price Growth Decelerates in June
• US Housing Market: House Prices Surge Over 20% YOY in March
• US Housing Market: New, Existing Home Sales Rise Month-Over-Month in September
• US Senator: 'Digital Assets Will Be as Big as the Internet'
• US Small Banks Post Stronger Loan Growth, Wider Net Interest Margins in Q2
• US Threatens Crypto Exchanges, Financial Institutions Aiding Russia
• US Treasury Proposes 4 Digital Asset-Related Tax Reporting Requirements
• USAA Scores Mobile Deposit Capture Patent Win Against PNC
• UVA Community Credit Union Announces New Talent in Mortgage Division
• UVA Community Credit Union Awards $34,500 to Area High School Seniors
• UVA Community Credit Union Members Approve Slate of Candidates to the Board of Directors
• UVA Community Credit Union Welcomes Carolyn Burnett, VP of Business Banking/Senior Commercial Loan Officer
• VA Amends Regs on Fiduciary Activities
• Vaccine Mandate: Courts Put Mandate on Hold, But CUs Should Map Out Plan to Comply
• Vaccine Mandate: Credit Unions Not 'Federal Contractors' Simply Based On NCUSIF Coverage
• ValleyStar Announces New Executive Team Members
• ValleyStar Credit Union Announces Chief Financial Officer
• ValleyStar Credit Union Announces New Executive Director for Its RISE Foundation
• ValleyStar Credit Union Announces New SVP of Credit Administration
• ValleyStar Credit Union Announces VP Promotions
• ValleyStar Credit Union Brings Home Gold ADDY Award
• ValleyStar Credit Union Opens Doors to New Location
• ValleyStar Credit Union Sponsors Virginia Tech Data Analytics Graduate Students
• ValleyStar RISE Foundation Charity Golf Tournament Raises $50,000 to Support Children’s Miracle Network Hospitals
• ValleyStar RISE Foundation Exceeds Expectations to Raise Life-Saving Funds for Children’s Miracle Network Hospitals
• Value of Digital Wallets to Exceed $12 Trillion by 2026, New Study Forecasts
• Vehicle Sales Rise in April, But Still Down More Than 20% YoY
• Virginia Budget Compromise Gives Gov. Glenn Youngkin Partial Win
• Virginia Budget Deal Includes $4 Billion in Tax Cuts
• Virginia Budget Negotiators Signal They Are Close to a Deal
• Virginia Could Kill Its First-in-U.S. Workplace Covid-19 Measure
• Virginia Credit Union League Builds Out Its Team
• Virginia Credit Union League Endorses Sen. Mark Warner for Re-Election to Senate Seat
• Virginia Credit Union Moves Investment Program to Ameriprise Financial
• Virginia Credit Union Talks 'Business Intelligence'
• Virginia Credit Union to Open Carytown, Scott’s Addition Branches in Richmond
• Virginia Credit Union: Delivering Focused Financial Education
• Virginia CU's Chris Saneda Shares Robotic Strategies for Credit Unions
• Virginia CUs Win National Social Responsibility Awards
• Virginia House Control in Limbo; Recounts Sought in 2 Races
• Virginia House GOP Picks Todd Gilbert as Speaker, Terry Kilgore as Majority Leader
• Virginia Lawmaker Wants to Add COVID Vaccine Requirement to List of Workplace Discrimination Protections
• Virginia League Introduces Bankable Fintech Partnership, Connects CUs to Fintech Solutions in Minutes
• Virginia League Joins System Partners in Calling for Relief from PCA Challenges
• Virginia Moves to Loosen COVID Workplace Safety Rules
• Virginia Reps Among 200-Plus Members of Congress Opposing Expanded IRS Reporting Requirements
• Virginia Rolls Out Digital Proof of Vaccinations
• Virginia Sending Millions of Tax Rebates; Eligibility Tool Available
• Virginia Workplace Safety Regulators Agree to Let Businesses Follow CDC Pandemic Guidelines
• Virginia's Consumer Data Privacy Act Takes Effect January 2023
• Virginia's Credit Union Advocates to Gather in Washington at 2023 CUNA GAC
• Virginia's Credit Unions, League Honor DeTuncq, Gull with Induction into Wall of Fame
• Virginia's Luria Among Candidates Garnering Support from CUNA, CULAC's $2.5M Spend on Campaign Ads
• Virginia's Redistricting Commission May Fail to Redraw Congressional District Map
• Virginia, US Credit Unions Keep Growing Membership
• Virginia-Based LICUs Among NCUA Grant Recipients
• Virginian Among 30 ‘Up & Coming’ CU Leaders Selected for CUES Emerge
• Virginians Among Credit Union Innovators Selected for Filene's i3 Program
• Virginia’s COVID-19 Enforcement Efforts: An Inside Look
• Visa, Mastercard Draw New Government Scrutiny Over Debit-Card Routing
• Vizo Financial Raises $62,525 for Ukrainian Credit Union Displacement Fund
• Voice Service Providers File Ex Parte Letter with FCC
• Voluntary Credit Union Diversity Self-Assessment Due Jan. 15
• VyStar CU Strikes Largest-Ever CU Capital Raise
• Wall Street Tests Crypto Dollars with Fed, Defying FTX Gloom
• Want to Run in the Cherry Blossom 10-Miler? Contact League for Guaranteed Race Entries
• Want to Serve on CFPB's Credit Union Advisory Council? Application Deadline Fast Approaching
• Warren to Target Bank Crypto Offerings in US Regulator Query
• Waters Announces Financial Services Committee Schedule for September
• Waters Announces September House Financial Services Committee Schedule
• We've Lost a Member of Our Extended Credit Union Family - Joe DeCesare
• Webinar Aug. 30: FedNow & the Implications of New Amendments to Regulation J
• Webinar Jan. 19: Wire Transfer Fraud & Compliance
• Webinar: Building Opportunity with Construction and Renovation Lending
• Webinar: Vendor Due Diligence
• Wells Fargo Failing to Protect Customers as Zelle Scams Soar, Sen. Warren Charges in Letter
• What Buy Now/Pay Later Fintechs Can Expect Next from the CFPB
• What Ethereum's 'Merge’ Means for You, the Market, and the Climate
• What the End of ‘Chevron Deference’ Could Mean for Banks
• What the Exit of Facebook's Diem Means for Bank Stablecoins
• What the FHFA Credit Score Change Could Mean for the Industry
• What the Update to NCUA’s LID Workbook Could Mean for Your CU
• What the White House's Blueprint for an AI Bill of Rights Means for FIs
• What's Still Missing from Crypto Payments?
• What’s in a Name? A Credit Union's LGBTQ Program Finds a Wider Audience
• What’s Next for Cryptocurrency, Blockchain?
• Where Credit Unions Beat Banks in 'Customer' Experience
• Which Parent, if Anyone, is Teaching Kids About Finance? Here’s What New Survey Found
• White House Announces New Round of Federal Student Loan Relief
• White House Must Go Further on New Pandemic Response, Say Former Biden Advisers, Other Expertsperts
• White House Releases 'Digital Asset Framework' Outlining Vision for Crypto Regulation, Digital Assets
• White House Unveils Technical Standards Guidance in 'AI Bill of Rights'
• White House Urges Regulators to 'Redouble' Crypto Oversight Efforts; Notes Study of Central Bank Digital Currency
• White Paper: The State of Small Credit Unions Today
• Who Deserves to Know About Bank Cyber Threats?
• Why ALTA Fears Title Insurance Alternative Use Could Go Too Far
• Why Credit Unions Are Giving ITIN Lending Another Look
• Why Crypto Users are Coming to Credit Unions
• Why Regulators Can't Go as Far as They'd Like to Stop Zelle Scams
• Will New Merchant Code for Gun Sales Turn Issuers into 'Morality Police?'
• Will Regulators’ Warnings Chill Lenders’ Use of AI?
• Will Regulatory Scrutiny Chill Bank M&A This Year — or Hasten It?
• Will SAFE Banking Be Back? Bet on It
• Will Tumult in the Housing Market Change the Fed's Trajectory?
• Wish Granted for Suffolk Pre-Teen Who Endured Cancer
• With Banking Regulators on the Sidelines, Congress Eyes Crypto Legislation after FTX Implosion
• With Big Banks Leading the Way, J.D. Power Found Payment Processors Have ‘Stepped Up Their Games’
• With Billions in Potential PPP Loan ‘Errors,’ Members of Congress Want Review of ‘Good Faith’ Rule
• With Bills in Markup, Trades Press Congress to Take Action
• Women Credit Union CEOs Debut Mentorship Program
• Woods Rogers: COVID-19 Legal Round Up and Looming 2022 Deadlines
• Woods Rogers: Cybersecurity Case Holds Lessons for CUs
• World Council 2023 Distinguished Service Award Nominations Open
• Would a Proposed Credit Card Law Be as Costly as CUs Claim?
• Yellen Calls for 'Comprehensive' Crypto Regulations
• Yellen Calls for Stablecoin Regulation
• Yellen Tells White House She'll Stay as Treasury Chief Past Midterms
• Young Members Save Over $4.7M During National Youth Saving Challenge
• Younger Consumers Show a Preference for National Banks Over Credit Unions, Survey Finds; But Also Some Good News
• Youngkin, Miyares Say They Plan to Challenge Biden’s Coronavirus Mandates
• Zelle Scams Incorporate Utility Bill Payments
• Zest AI Loves Credit Unions ... and They're Ready to Prove It By Helping You With Community Projects!
• Zest AI Partners with WithClutch to Expand Inclusive Financing, Refinancing Options for Credit Union Members
• ‘Archaic’ Restrictions Prevent CUs from Empowering Rural Communities
• ‘Borrowers Are Feeling the Squeeze’ as Interest Rates Climb While Inflation Remains High, Financial Analyst Says
• ‘Buy Now, Pay Later’ Products Need Further Examination
• ‘Limit Or Eliminate’—Biden Executive Order Triggers Shock U.S. Bitcoin Ban Proposal After Radical Ethereum Upgrade And Wild Crypto Price Swings
• ‘Protect My Card’ Campaign Pushes Back Against Interchange Bill
• ‘Significant Risks’ Remain for Many Homeowners in Making Mortgage Payments, CFPB Report Finds