Blog Entries by Lewis Wood

• Banks to Cut Overdraft, Non-Sufficient Fund Fees in Response to Market Pressures
• CFPB Identifies Consumer Reporting Companies the Public Can Hold Accountable
• CFPB, DOJ and OCC Take Action Against Trustmark National Bank for Deliberate Discrimination Against Black and Hispanic Families
• Fannie Mae Cuts 2022 Origination Forecast
• Stablecoins Face Industry-Defining Regulatory Guidance
• 1st Advantage Colleagues Give Back to Local Non-Profits
• 2021 SAR Filing Trend Data Now Available on FinCEN’s Website
• 2021 HMDA Data on Mortgage Lending Now Available
• 2022 Auto Lending: New Consumer Survey on Electric Vehicles Should Put Charge in Credit Unions’ Need to Respond
• 2022 Bill Dawson VACUPAC Golf Tournament
• 2022 Cybersecurity: Analysis Finds Several Factors Driving Ongoing Growth in Ransomware Attacks
• 2022 Inclusiv Annual Conference Scholarships: Apply Now
• 2022 Tax Season Has Started - Tips to Help You File an Accurate Return
• 2022 Threshold Adjustments Under the Truth in Lending Act (Regulation Z), the Consumer Leasing Act (Regulation M), and the Fair Credit Reporting Act (Regulation V)
• 3 Reasons CUNA Mutual Joined the FinHealth Fund (and Why Your CU Should, Too)
• 41 Credit Union Mergers Approved by NCUA First Quarter 2022
• 4Q2021 Credit Union Profile Now Available
• 60 Participate in Virtual Marketing Workshop
• A Crypto Breakthrough? Western States Consider Taking Digital Currency
• ABA Seeks Supreme Court Intervention in Field-of-Membership Case
• ABNB Federal Credit Union Holds 62nd Annual Meeting; Re-Elects Board Members
• ABNB Hires Elaine Cuevas as Director of Training
• Action Alert: Write Lawmakers on Interchange; Talking Points, Issue Overview Now Available
• Administration Turning Attention to Banks in PPP Fraud Probe
• Advocacy Alert: Write Your Lawmakers and Help Fight New IRS Reporting Provisions
• African American CU Coalition to Host Commitment to Change Webinar on Feb. 18
• Agencies Announce Dollar Thresholds in Regulations Z and M for Exempt Consumer Credit and Lease Transactions
• Agencies Issue Guide to Help Community Banks Evaluate Fintech Relationships
• Agencies Release Revised Interagency Questions and Answers Regarding Flood Insurance
• Aggressive Fed Throws Wrench into FIs' Deposit-Cost Plans
• Alanna McCargo Confirmed as Ginnie Mae President
• Americans Pay $120 Billion in Credit Card Interest, Fees Each Year
• Another State Bars Credit Union Acquisitions of Banks
• Anticipation Rates Will Rise Soon Drives Big Jump in January Home Sales
• Appeals Court Reinstates Biden’s Vaccine Policy for Businesses; Supreme Court Showdown on Policy Likely
• As CUs Continue to Nibble Away at MBL Cap, What About the Cap Itself?
• As Election Day Nears, League Hosting Lawmakers at CU House
• As SOFR Gains Favor, Other Benchmark Rates Face Uncertain Future
• As the Secondary Market Rethinks Risks, So Too Must Lenders
• ATM Shimming, Fallback Transactions Back On The Rise
• Auto Loans Cruising at U.S. Credit Unions in Q2
• Bank Groups Ask Justice Department to Limit Merger Guidance; Say CU Competition Should Be Factored In
• Bank-Fintech Partnerships Win Key Battle, But War is Far From Over
• Bank/BNPL Lender Divide Dominates Comments to CFPB
• Bankers Fear CFPB Will Lower Cap on Credit Card Late Fees
• Banks Are Reporting More Sophisticated Cyber Attacks, According to FDIC
• Banks' Pandemic Help Offer Rang Hollow, Cardholders Say
• BayPort Credit Union Opens Fourth Virginia Beach Branch
• BayPort Donates $10,000 to The Ukrainian Credit Union Displacement Fund
• BayPort Foundation Announces Official Crawlin’ Crab Race Weekend Sponsors
• BayPort Foundation Charity Golf Classic Raises More Than $110,000 Toward its Mission
• BayPort Foundation Raises Nearly $160,000 in First Year
• Become a Better Lender: ULEND Academy Set for Feb. 8-10; Registration Closes Jan. 21
• Beneficial Ownership Database Could Provide Significant Relief
• Beneficial Ownership Regulatory Relief Far From Assured
• Biden Administration Issues Vaccine Mandates 
• Biden Budget Has Increased CDFI, CDRLF Funding Amounts
• Biden Budget Would Boost Funding for SBA Loans, Fighting Financial Crime
• Biden Extends Student Loan Payment Pause Through May 1
• Biden Nominates Thompson as FHFA Director
• Biden Signs Omnibus Bill with Banking Provisions
• Biden to Sign Crypto Order as Industry Faces Sanctions Pressure
• Biden Warns Private Sector: ‘Harden Your Cyber Defenses Immediately’ and Prepare for Cyberattacks from Russian Government
• Biden’s CFTC Nominees Call for More Powers to Police Crypto
• Biden’s Covid-19 Vaccine Mandate Moves Closer to Approval
• Biden’s IRS Reporting Proposal for FIs Still in Play; Critical CUs Continue Outreach to Lawmakers
• Big Changes for Credit Union Financial Reporting in 1Q2022
• Big US Banks to Contend with Recession Fears in 1Q2022 Earnings Reports
• Bill Debuts in Senate That Would Create $2B Emergency Fund for CDFIs
• Bill to Freeze Virginia’s Minimum Wage Increase Passes House of Delegates
• Bill Would Block Fed From Issuing Central Bank Digital Currency Directly to Consumers
• Bipartisan Bill Would Require Firms to Report Cyberhacks Within 72 Hours
• Bipartisan Crypto Plan Would Create Oversight Body for Fintech
• Blowing the Whistle: 2 Reforms to AML Included in New Bill
• Breaking Barriers in 2022: Roadmap to Growing Your Credit Union’s Financial Advisor Team in the Age of the Great Resignation
• Breaking News! Overdraft, NSF Fees Scrutiny Enhanced by CFPB
• BREAKING NEWS: First Step Taken to Revoke Virginia's COVID-19 Workplace Standard
• BREAKING NEWS: Landmark FOM bill introduced in wake of CUNA GAC
• BREAKING NEWS: Parity Measure Passes State Senate; On Fast Track to Passage in House
• BREAKING NEWS: Parity Powers Bill Unanimously Passes House Commerce and Energy Committee
• BREAKING NEWS: Parity Powers Bill Unanimously Passes Senate Commerce and Labor Committee
• BREAKING NEWS: Virginia's COVID Workplace Safety Standard Revoked
• Brian Knight Selected as NASCUS President and CEO
• Call Report Modernization
• CAMELS Rating System Changes Effective April 1
• Cannabis Banking Bill Likely to Pass Senate in 2022 as Democrats Align
• Cautiously Returning to Special Events
• CDC Cuts Isolation Time Recommended for People with Asymptomatic Coronavirus Infections
• CDC’s Latest Guidance On Isolation, Quarantine
• CDFI Refresher and Helpful Resources
• CEO FORUM Set for Oct. 20; Registration Open!
• CFPB Allows Debt Collectors to Use Social Media
• CFPB Announces Settlement Regarding the 2019 Taskforce on Federal Consumer Financial Law
• CFPB Bans BrightSpeed Solutions and Its Former CEO for Supporting Telemarketing Scammers Targeting Older Americans
• CFPB Beats Suit Challenging Payday Lending Regs
• CFPB Director Chopra Addresses Community Bank, Credit Union Advisory Councils
• CFPB Director Chopra Statement on Appraisal Task Force Report
• CFPB Expands its Authority to Punish FIs for Discrimination
• CFPB Expands UDAAP Reach to Include Discrimination
• CFPB Extends Opportunity for Public to Provide Input on 'Junk Fees' to April 11 
• CFPB Fall 2021 Rulemaking Agenda
• CFPB Finds Credit Card Late Fees Fell Slightly in 2020
• CFPB Finds Credit Report Disputes More Common in Majority Black, Hispanic Aeas
• CFPB Interpretation of Convenience Fees Under FCDPA is Improper
• CFPB Invokes Dormant Authority to Examine Nonbank Companies Posing Risks to Consumers
• CFPB Issued Annual Adjustment to Maximum Fee Credit Bureaus May Charge Consumers for File Disclosure
• CFPB Issued Final Rule to Effect Annual Adjustments to TILA Thresholds for 2022
• CFPB Issues Advisory Opinion on Fair-Lending Laws
• CFPB Issues Bulletin to Prevent Unlawful Medical Debt Collection and Credit Reporting
• CFPB Issues Final Rule to Facilitate Transition from LIBOR
• CFPB Issues Proposal to Collect Small Business Data; League Seeks Member Feedback
• CFPB Joins Other Financial Regulatory Agencies in Issuing Statement on Discontinuation of LIBOR
• CFPB Launches Initiative Aimed at Curbing ‘Junk Fees’ Charged by FIs; CUNA, NAFCU Join Groups in Calling it ‘Misguided Effort’
• CFPB Launches Initiative on Excessive Junk Fees
• CFPB Likely to Punt Data-Sharing Rule into 2023
• CFPB Making Changes to Credit Card Data Submission Process
• CFPB Mischaracterizes Many Financial Services Fees in RFI
• CFPB Moves to Thwart Illegal Auto Repossessions
• CFPB Names New Chiefs for Supervision and Enforcement Positions
• CFPB Opens Inquiry Into ‘Buy Now, Pay Later’ Credit
• CFPB Partners with Department of Justice, Fed, and FTC to Stand up for Civil Rights Protections
• CFPB Plans to Revisit the CARD Act, Older Regulations: Chopra
• CFPB Posts Lists of Rural or Underserved Counties
• CFPB Proposing Reg V Human Trafficking Amendment
• CFPB Provides Spanish Translations for Certain Prepaid Rule, Regulation B Model, Sample Forms
• CFPB Providing Guidance to Other Agencies on Enforcing Federal Consumer Financial Law
• CFPB Releases Annual Report to Congress on Fair Debt Collection Practices Act
• CFPB Releases Debt Collection Rule FAQs
• CFPB Releases Report Documenting Rural Banking Issues
• CFPB Releases Report on Diversity and Inclusion within Financial Services
• CFPB Report Finds Declines in Credit Card Debt, New Applications and Increases in Digital Engagement in 2020
• CFPB Report Shows Criminal Justice Financial Ecosystem Exploits Families at Every Stage
• CFPB Report: Renters at Risk as COVID-19 Safety Net Ends
• CFPB Says Consumers Getting Runaround from NCRAs
• CFPB Seeking Comments on 'Junk Fees' by March 31
• CFPB Seeks Comments on Buy Now Pay Later Products, Business Practices
• CFPB Seeks Information on HMDA Regulations
• CFPB Seeks Input on Detecting Discrimination in Mortgage Lending
• CFPB Shares Guidance to Safely Send Money to Loved Ones in Conflict Areas
• CFPB Shares Recent Trends in SARs Involving Elder Financial Exploitation
• CFPB Should Study, Appropriately Regulate 'Buy Now, Pay Later' Products
• CFPB Shutters Lending by VC-Backed Fintech for Violating Agency Order
• CFPB Sues Pawn Lenders for Cheating Military Families
• CFPB Sues Software Company That Helps Credit-Repair Businesses Charge Illegal Fees
• CFPB Takes Action Against Bank of America
• CFPB Takes Action Against Firm Offering Alternative Financing for College; Some CUs Had Explored Similar Product Offering
• CFPB Takes Action to Halt Prepaid Card Providers Siphoning Government Benefits
• CFPB Takes Aim at Overdraft Fees
• CFPB Targets Amazon, Facebook, Others In Payments Probe
• CFPB to Accept Public Petitions for Rulemaking
• CFPB Uses Homeowner Assistance Fund Program to Help Borrowers Avoid Foreclosure
• CFPB Warns Against Trying To Manipulate Customer Reviews
• CFPB Withdraws Proposal to Delay Debt Collection Rules
• CFPB, FTC and North Carolina Department of Justice File Amicus Brief in Henderson v The Source for Public Data
• CFPB: Help Available to Homeowners Struggling to Make Housing-Related Payments Due to the Pandemic
• CFPB: HMDA Filing Period Has Begun
• CFPB: Overdraft Fees Can Price People Out of Banking
• CFPB’s Fair Lending Annual Report to Congress Focuses on Racial and Economic Equity Issues and COVID-19 Recovery
• CFPB’s Housing Portal Offers Help for Servicemembers, Veteran Homeowners, and Renters
• CFPB’s Report on Credit Card Late Fees
• Chartway Holds 63rd Annual Meeting; Announces 2022–2023 Board of Directors
• Chartway Promise Foundation Grants $62,500 to Roc Solid Foundation
• Chartway Proudly Congratulates Two Leaders
• Chartway’s Refreshed Brand Identity Conveys Its Promise to Help Individuals, Families Thrive
• Child Tax Credit Update: New Tool From IRS to Aid Families Receiving Paper Checks
• Chopra's Expansive Vision for CFPB Authority is Facing Industry Pushback
• CISA Issues Alerts Relating to Russian Cyberthreats, Ukraine Cyber Incidents
• Cold, Winter Conditions Deliver Potential Office Safety Issues
• Comments Due April 4 on NCUA's Proposed Rule on Succession Planning
• Comments Due on PCA Relief Extension, Digital Currencies
• Comments Filed; FinCEN States It May Reopen BOI Reporting Rule
• Comments on NCUA Digital Assets, Fair Lending Due in September
• Comments Submitted to CFPB in Response to RFI on Fees
• CommonWealth One Federal Credit Union Appoints Frank Wasson As President/CEO
• Commonwealth's Credit Union Recognize UVA Community Credit Union's Alison DeTuncq with Lifetime Achivement Award
• Community Banks Juggle Anti-Overdraft Pressures with Preserving Fee Income
• Compliance: 2021 Year in Review; Checklist Now Available
• Compliance: MLA Card Fee Spreadsheet Updated for 4Q 2021
• Confirmed for the Inclusiv CDFI CU Roundtable at GAC: Senator Mark Warner
• CONNECT Conference Draws 50 CU Attendees
• Consumer Financial Protection Bureau to Examine Colleges’ In-House Lending Practices
• Consumer Reports Will Give Financial Apps Same Scrutiny It Gives Appliances
• Consumer Sentiment Over Future Hits Lowest Point Since Pandemic Began, New Survey Finds
• Consumers Believe Credit Unions Lag Digitally; But Do They?
• Contact Your State Lawmakers in Support of CU Legislation
• Corporate Check Fraud Reported
• Corporate Check Fraud Reported
• Corporate System Resolution Enters Final Phase
• Cost-Conscious Consumers Moving to Digital Auto Refinancing
• Crashers Return in Person to CUNA Governmental Affairs Conference
• Credit Card Loans at US Banks Rise in Q4'21 Despite Slowed Consumer Spending
• Credit Quality at U.S. Credit Union, Small Banks Improves YOY in Q2
• Credit Quality Improves at US Credit Unions YOY in 4Q2021
• Credit Reporting Companies, Furnishers Have Obligations to Assure Accuracy in Consumer Reports
• Credit Union Advocates Volunteer On Primary Campaign for Sen. Dance
• Credit Union Demand for Analytics Strategy Skyrockets in 2021
• Credit Union House Celebrates 20th Anniversary, Elects New Board
• Credit Union House Wall of Fame: Honor the Difference-Makers at Your CU
• Credit Union Leaders Make Virginia Business Magazine's Prestigious 'Power List'
• Credit Union Loans Increased 1% in June
• Credit Union Profile 2Q2021 Now Available
• Credit Union Regulator Gives Preliminary Go-Ahead on Crypto Partnerships
• Credit Union Representatives Visit State Lawmakers In Support of Legislation
• Credit Union Service Company of Virginia Holds Annual Meeting; Announces Board Election Results
• Credit Union System Digitization Group Releases 2021 End-of-Year Report
• Credit Unions Aid Political Campaigns in Run-Up to Pivotal Election
• Credit Unions are Best Way for Small Business to Access Services
• Credit Unions Continue to Buy Banks Despite Bank Lobby, Regulator Pushback
• Credit Unions Dip Toes in RTPs, Crypto
• Credit Unions Encouraged to Implement Cyber Measures to Protect Against Possible Threats
• Credit Unions Face Historic Pressure to Make Loans
• Credit Unions Foster Financial Well-Being in Members, Survey Shows
• Credit Unions Fueling Growth with 106% Jump in Subordinated Debt YOY
• Credit Unions Grow Branch Count While Banks Slash Locations
• Credit Unions Hunting for Nonbank M&A to Diversify Revenue
• Credit Unions Kick-Start 2022 with 4 Bank Deals in 11 Days
• Credit Unions Meet with Aides to Sen. Tim Kaine
• Credit Unions Meet with Rep. Jennifer Wexton During 'Hike The Hill' Event
• Credit Unions Should Be Enabled to Provide Digital Asset Services
• Credit Unions Step Up Efforts to Hire People of Color
• Credit Unions Support 49th Running of Cherry Blossom Ten Mile Run
• Credit Unions Vote Relaunches to Increase Member Engagement in Primaries
• Credit Unions ‘Fit Local Economic Terrain,’ CFPB Recognizes
• Credit Unions, Banks Argue FOM Case at State Corporation Commission
• Crossing $10B in Total Assets Still Rare for US Credit Unions
• Crypto Advocates Warn of New Digital Divide as Regulators Begin Inquiries
• Cryptocurrencies Offer Innovative Possibilities, But Also Pose Risks
• Cryptocurrency Demand Fuels Record Level of Private Equity Blockchain Investment
• CU 'Secondary Capital' Bill Passes Senate Committee
• CU at the Polls! Election Day is Nov. 2
• CU Champions Volunteer in Support of Political Campaigns
• CU Legislation Advances Through Senate, House
• CU Lending Trends: First Mortgage, Used Car Lending Gains
• CU Overdraft Programs Designed with Members in Mind
• CU Parity Bill Passes House Subcommittee; Could Be Heard by Full Committee Next Week
• CU Parity Measures Reach Final Legislative Step; On Their Way to Governor's Desk and Becoming Law
• CU PolicyPro: Effectively Create, Manage Your CU's Policies
• CU Pride Leadership Conference Set for June 3
• CU System Sees Major victory as SCOTUS Denies ABA Appeal on FOM Rule
• CU Trades, Consumer Groups Ask Congress to Regulate Fintech Competition
• CU-Backed Candidates Win in Virginia Primaries
• CU-Supported Member Governance Bill Passes Committee
• CU4Kids Fundraiser Asks For CUs to Donate Portion of Foreign ATM Transaction Fees
• CUBroadcast: NCUA's Harper Addresses Consumer Financial Protection, Appraisal Bias
• CULAC Announces Standings for Top Fundraising Credit Unions
• CUNA and Trades Write to Fed re: Resisting Re-Opening Debit Regulation
• CUNA Backs Section 1071 Reform Legislation
• CUNA Backs TDR Changes for FIs That Have Adopted CECL
• CUNA Calls for FY23 CDFI, CDRLF, CDP Funding
• CUNA Cannabis & Hemp Financial Services eSchool Highlights Key CU Considerations
• CUNA Digital Marketing School Will Be Held online May 10-12
• CUNA Files Brief with Appellate Court in FDCPA Lawsuit
• CUNA GAC: Changes to D.C. Vaccination, Mask Requirements
• CUNA HR & Organizational Development Council Conference Addresses Current Industry Issues and Challenges
• CUNA HR & Organizational Development Council Conference Planned for April
• CUNA IRA Advanced eSchool Provides Guidance on Complex Issues
• CUNA Mutual Group Fall 2021 Report
• CUNA Mutual Group Hosting Mortgage Lending Webinars
• CUNA Mutual Group Report - Spring 2022
• CUNA Mutual Group Trends Report: CU Auto Loan Balances Expected To Finally Grow
• CUNA Mutual Group: Corporate Check Fraud Report
• CUNA Opens Registration for 'CUNA GAC On-Air'
• CUNA Releases Talent Strategy Guide for Small Credit Unions
• CUNA Releases Update to the Credit Card MLA Fee Comparison Spreadsheet
• CUNA Shares Stance on FHFA’s Re-Proposed Eligibility
• CUNA Supports SAFE Banking Inclusion in Final COMPETES Act
• CUNA Tech Council Releases Paper On Trends in Identity Authentication
• CUNA Trends into Action eSchool Provides Strategic Planning Guidance
• CUNA Writes HFSC Seeking Consumer Protections Related to Digital Currencies; Opportunities for CUs, FIs to Offer Digital Asset-Related Services
• CUNA, AACUL, Leagues Oppose Any Expansion of Durbin Amendment
• CUNA: CPI reaches 40-Year high, signaling increase in interest rates
• CURRENT Newsletter | 26 August 2021
• CUs Allegedly Hit With Ransomware
• CUs Continue Strong Opposition to Expanded Reporting Requirements
• CUs Gear Up for Renewed Fight in Senate Over IRS Reporting Requirements
• CUs Notch Another Win in Years-Long State-Level FOM Battle
• CUs Reminded of Libor Transition Deadline
• CUs See Important Win in FOM Case Before State Corporation Commission
• CUs, Banks Argue Field-of-Membership Case Before State Corporation Commission
• CUs, Banks Square Off in Second Hearing on Years-Long FOM Case
• CUs, League Celebrate After Governor Signs Parity Measures into Law
• CUSO Final Rule, Cybersecurity Briefing on NCUA’s Oct. 21 Agenda
• Cyberattacks Threaten Stability of Interconnected Financial Services
• Cybersecurity Resources Available as War in Ukraine Poses Enhanced Cyber Threats to Credit Unions
• Cybersecurity, Talent Recruitment Top 2022 Banking Concerns: CSI Survey
• DCCU Receives Recognition for 2020 Credit Card Campaign
• DCUC Continues Commitment to Financial Education
• DCUC Responds to Planned DoD Study of Financial Institutions on Military Bases
• Debra Scott Retiring After 47 Years With League
• Declining Mortgage Affordability Quantified in New Index
• Delivering Focused Financial Education
• Democratic senators Take Aim at Zelle and Its Bank Owners Amid Growing Fraud Scrutiny
• Democratic State AGs Call on Four Big Banks to Eliminate Overdraft Fees
• Democrats Circulate Bill to Rein in Stablecoins
• Despite Guidance, Questions Remain for Credit Unions on President's Vaccine Mandate
• Despite Stellar Credit Quality, Small Lenders Expect Economic Headwinds
• Details Unveiled for Vaccine Mandate for Employers wIth 100 or More Employees
• Did the TerraUSD Crash Tarnish the Concept of Stablecoins?
• Digital Assets, Ledger Technology Need 'Substantial Regulation'
• DOJ Amping Up Crypto Scrutiny; Names Head of New Enforcement Team
• DOJ Issues Guidance on ADA Web Accessibility; League Continues Push for 'Clearly Defined' Standard
• DOJ Launches Crackdown To Enforce Russia Sanctions; Powell Calls For 'Strong' Crypto Regs
• Economic Update Examines Fed's Updated Monetary Policy, Inflation
• Economic Update Examines Financial Well-Being for All Details
• Economic Update Examines Financial Well-Being Metrics
• Economist Doesn’t Expect Omicron, Rate Increases to Put Much of a Dent in Booming Home Market
• EEOC Updates COVID-19 Technical Assistance to Cover Retaliation
• EEOC Updates Employer COVID-19 Vaccination Guidance
• Efforts to Oppose IRS Reporting Requirements' Inclusion in Build Back Better Bill Must Continue, as Senate Looks to Pass Measure by Christmas
• Election Day Analysis
• Elections for CUNA Board Coming Soon
• Emerging Risk Outlook: Keep Ahead of Trends & Issues
• Energage Names Chartway a 2022 Top Workplaces USA Winner
• Equifax Adding Buy Now, Pay Later Payments to Credit Reports
• European Network of Credit Union Members Urge Proportionality in EU
• Evacuation Plans: A Safe Alternative
• Ex-Obama Civil Rights Official Named Chief Enforcement Official for CFPB
• Expanded Anti-Discrimination Guidelines Create Compliance Challenge for US FIs
• Expanded IRS Reporting Could Lead to ‘Serious Negative Consequences’
• Expanding FOM Would Leverage Success of CU Model
• FASB Board Reconsidering TDR Accounting for CECL Adopters
• FASB Clarification on Several CECL-Related Standards Updates
• FASB Eliminates TDR Requirements for CECL Adoptees
• FASB to Meet This Week With Items of Interest to CUs on the Agenda
• FASB Told of Concerns by NAFCU Over Lack of Guidance on TDRs, Other Disclosure Issues
• FBI, CISA Issue Ransomware Advisory Prior to Labor Day Weekend
• FCC’s Reassigned Numbers Database Live Nov. 1
• FDA Authorizes Second Booster Dose of Two COVID-19 Vaccines for Older and Immunocompromised Individuals
• FDCPA-Reg F: What You Need to Know Before Nov. 30, 2021
• FDIC Advances Bank Merger Proposal
• FDIC Establishes Office to Support 'Mission-Driven' Banks
• FDIC, FinCEN Launch Tech Sprint for Digital Identity Proofing Solutions
• Fed Board Amends Rates in Regs A and D
• Fed Releases Summary of Commentary on Current Economic Conditions
• Fed Should Resist Re-Opening Debit Regulation, Durbin Changes
• Fed to Host Series of Diversity, Inclusion Conferences in November
• Fed Watching Red-Hot Housing Market for Financial Stability Risks
• Federal Financial Institutions Examination Council Issues Statement of Principles on Examination Information Requests
• Federal Reserve Issues Update to Payments Study
• FFIEC Has Updated the 2022 A Guide to HMDA Reporting: Getting It Right!
• FHA Adds 40-Year Mortgage Modification Option
• FHA Issues Technical Update to COVID-19 Extension of First Legal Action and Reasonable Diligence Time Frame Deadlines
• FHA Makes Change for Certain Post-Foreclosure Sales
• FHA Publishes 2022 Nationwide Home Equity Conversion Mortgage Limits
• FHFA Announces Mandatory Use of the Supplemental Consumer Information Form
• FHFA Announces Record Funding for Affordable Housing Programs
• FHFA Director Nomination Hearing Scheduled This Week
• Filene Launches 2nd Annual Industry-Wide DEI Survey
• Filling Void Created by NCUA, CUCollaborate Offering to Prequalify Any CU for CDFI Certification
• Financial Action Task Force Identifies Jurisdictions with Anti-Money Laundering and Combating the Financing of Terrorism and Counter-Proliferation Deficiencies
• FinCEN Alerts Credit Unions of Potential Russian Sanction Evasion Efforts
• FinCEN Announces $140 Million Civil Money Penalty against USAA Federal Savings Bank for Violations of the Bank Secrecy Act
• FinCEN Asks Credit Unions to Help Fight Kleptocracy
• FinCEN Extends Comment Period for Non-Financed Real Estate Transaction NPRM; Now Due Feb. 21
• FinCEN Further Extends FBAR Deadline for Certain Financial Professionals
• FinCEN Issues Advisory on Kleptocracy, Foreign Public Corruption
• FinCEN Issues Report on Ransomware Trends in BSA Data
• FinCEN Program Aids in Recovery of Over $1.1B in Losses
• FinCEN Requests Comments on Renewal of the OMB Control Number for Regulations
• FinCEN Requests Comments on Renewal of the OMB Control Number for Reports of Transactions with Foreign Financial Agencies
• FinCEN SAR Guidance Regarding Child Exploitation
• FinCEN Seeks Comments on Modernization of U.S. AML/CFT Regulatory Regime
• FinCEN to Host Innovation Hours Program Workshop on Digital Identity Services and Technologies
• FinCEN Urged to Modernize, Streamline SARS, Records in NAFCU Letter to House
• Firm Timeline, Deadlines Needed for Blocked Call Codes
• First Mortgage Portfolio Niche Lending: Current Trends and Opportunities
• First-Time Homebuyer Affordability at its Worst in 3 Years
• FIs Banks Grow More Optimistic on Credit Cards in Q2 as Consumer Spending Ramps Up
• FIs May Process Personal Remittances to Afghanistan, Says Treasury
• FOM Modernization Bill is Free-Market Solution to Address Financial Access
• FOM Modernization Markup Continues into Wednesday
• FOM Modernization, ILC Loophole Legislation Scheduled for Markup
• Foreclosure Filings Hit Pandemic Highs in January, but Delinquencies Keep Falling
• Fort Lee FCU Announces Upcoming Rebrand, New Name
• Four Formidable Forces Shaping the Credit Union Digital Landscape
• Four Virginia Congressional Reps Sign On as Co-Patrons for Marijuana Decriminalization Bill
• Four Virginia-Based CUs Win CUNA Marketing Council Diamond Awards
• Four Ways Cannabis Banking Could Cross the Finish Line in 2022
• Fraud & Security: Are Credit Unions Protecting Their ACH Payments?
• Fraud Trend Update: Webinar Slated for Sept. 23
• Fraudsters Change Tactics in Zelle / P2P Fraud Scam
• Fraudulent Wire Transfers Impact Corporate Accounts
• FTC Hosts Virtual Events to Celebrate National Consumer Protection Week 2022
• FTC Launches Rulemaking to Combat Sharp Spike in Impersonation Fraud
• FTC Warns Scammers are Sending Fake IRS Emails about Economic Impact Payments
• Further Research Needed Before CFPB Overdraft Actions
• GAO Report Notes NCUA's Need to Strengthen Oversight
• General Assembly Adjourns; Lawmakers Create CDFI Fund
• General Assembly Legislative Summary for 2020
• General Assembly to reconvene Monday to Finalize Budget
• Getting Real About Diversity, Equity and Inclusion
• Globally Recognized Fintech, Financial Inclusion Thought Leader Viola Llewellyn Joins Ignite 2022 Education Lineup
• Goldman Sachs Executes 1st OTC Cryptocurrency Transaction
• Gridlock, Dysfunction Hit Redistricting Commission
• Guidance From SEC Presses FIs Holding Crypto Assets for Members, Customers to Report Those Assets on Balance Sheets
• Hampton Roads Educators Credit Union Awards 5 Scholarships
• Hampton Roads Emerging Professionals Group Holds Networking Event
• HCFS Announces Updates to March Committee Schedule
• Here’s How Credit Unions Performed Overall to Kick Off 2022
• Here’s How the Court Will Draw Virginia’s New Political Districts
• Here’s What New Forecast Predicts for Economy, Housing and Refi Volume
• HFS Committee to Mark Up Bipartisan Governance Modernization Bill Today
• Higher Interest, Rising Prices, Fewer Listings: A Bad Mix for Mortgages
• HMDA Reminder – Use the 2020 Census Data Beginning January 1, 2022
• Holiday Closing Signs Available for CUs
• Home Equity, Personal and Auto Loans Led Growth in January
• Home Inventory Won’t Return Until at Least 2024: Zillow
• Home Prices Surge to Another High
• Homeownership? A ‘Distant Dream’ for Most Millennials
• House Bill Introduced to Prohibit Increased IRS Reporting
• House Committee OKs CU Secondary Capital Bill
• House Committee to Begin Markup of NDAA
• House Committee to Mark Up Field-of-Membership Modernization Bill
• House Financial Services Subcommittees Holding Three Hearings This Week
• House Passes Bill Decriminalizing Marijuana; Senate Fortunes Unclear
• House Passes Build Back Better Without IRS Reporting Language
• House Passes CUNA-Backed Fair Hiring Bill
• House Passes NDAA, With Wins, Losses for Credit Unions
• House Passes Secondary Capital Bill; Updates on Other CU Legislation
• How Credit Unions Can Build Successful Fintech Partnerships
• How Many People Own Crypto? Here’s What One New Survey Found
• HUD Issues Proposal for 40-Year Modifications
• IG Reports Three New Challenges Facing NCUA
• Ignite2021 Keynoter Brandon Farbstein on 'Stepping Into Your Own Truth'
• Important Notice About CUNA's Governmental Affairs Conference: DC Mask, Vaccine Requirements
• In a Positive Development for CUs, White House Framework Omits IRS Reporting Proposal
• In Address at Tidewater Chapter, League President Urges Advocates' Action on IRS Reporting Proposal
• In Win for CUs, House Committee Doesn’t Include Bank-Sought Base Access Provision in NDAA
• Inclusiv Racial Equity Grant Fund RFP Available for CUs, Cooperativas Serving Communities of Color
• Increased IRS Reporting ‘Risky and Unnecessary’ for Consumers
• InFirst, Apple FCUs Recognized as 'Best CUs to Work For'
• InfoSight Provides Access to Law Summaries for All 50 States; Resources Impacting Credit Unions
• Initial Donations to Ukrainian Credit Union Displacement Fund to go Primarily Toward Humanitarian Aid
• Interagency Statements Regarding Hurricane Ida and CA Wildfires
• Interest Rate Increases to Cost Consumers $3B in Extra Card Interest; Plus, What Worries Cardholders
• International Credit Union Day Coming Oct. 21! Are You ready to Celebrate!
• Investment Banks Capitalize on Surge in Credit Union-Bank M&A Deals
• IRS Reminds Employers of Penalty Relief Related to Claims for the Employee Retention Credit
• IRS Reminds Tax-Exempt Organizations of May 16 Filing Deadline
• IRS Reporting Provisions Not Included in Reconciliation Legislation
• IRS Reporting Requirements: Measure Dropped From Budget Reconciliation Package, But CUs Should Continue Messages to Congress
• IRS Reporting Requirements: Talking Points and Background
• IRS Reporting Requirements: We Urgently Need You to Keep Up Contacts to Congress
• IRS Reports Record Number of Scams Related to Stimulus Payments; Remind Members to Be Vigilant in Safeguarding Personal Information
• IRS Updates FAQs on Tax Credits for Paid Leave Under the Families First Coronavirus Response Act for Leave Prior to April 1, 2021
• Jan. 24 Deadline to Submit Comments on NCUA’s Draft Strategic Plan
• Join CDFI Program, NACA Program Pre-Application Webinar on Jan. 10
• JUST ADDED: Ignite 2022 Adds Board-Focused Session on Best Practices
• Kebede: January CPI Increases Household Expenses
• Kelly Lay Named Director of the Office of Examination and Insurance
• Labor Shortage Leads To Currency Shipment Delays
• Langley Members Help Other Homebuyers
• Largest Credit Union Deal for a Bank Delayed a Third Time
• Lawmakers Appear Unlikely to Limit Stablecoin Issuance to Banks
• Lawmakers Clash Over Government's Role in Preserving Cash
• League Announces Board Election Results; New Officers
• League Calls on Congress to Preserve CUs' Special Access on Military Bases
• League Celebrating the Commonwealth's Credit Unions at CUNA Governmental Affairs Conference
• League Co-Hosts CDFI Awareness Event for Lawmakers
• League Comments on Bank Regulators' Interagency Guidance on Third-Party Relationships
• League Comments on CFPB's Small Biz Data Collection Proposal
• League Compliance Newsletter (08/30/2021) Available
• League Compliance Newsletter (09/13/2021)
• League Compliance Newsletter (09/27/2021)
• League Compliance Newsletter (09/8/2021)
• League Compliance Newsletter (10/12/2021)
• League Compliance Newsletter (10/26/2021) Available
• League Continues to Monitor Key Bills As General Assembly Approaches Crossover Day
• League Engaged on Vaccine Mandate; Resources Available to Aid CUs
• League Engages With Senators on Interchange, Overdraft; Urges Lawmakers to Leave Current Systems in Place
• League Fights Bank Effort to Win New Branch Lease Rights on Military Bases
• League Files Comment Letter on Complex Credit Union Leverage Ratio; Risk-Based Capital
• League Hosting Virtual Hike The Hill Event March 2-4
• League Hosting Virtual Meeting Sept. 9 with CFPB Staff
• League Hosts Meeting With CFPB
• League Hosts Virtual Hike-The-Hill Meetings
• League InfoSight Features Required Training Checklist
• League Meets with Candidate Running for House Seat in 62nd District
• League Meets with Key Lawmakers, Newest Members of the House as General Assembly Convenes
• League Notes Member Demand, Benefits of CUs' Overdraft Protection Programs
• League Offers Comments On NCUA's Draft Strategic Plan
• League Outlines Priorities as General Assembly Readies for Special Session
• League President Meets with Senate Republican Caucus
• League President/CEO Carrie Hunt Asks NCUA to Reconsider Budget Increases, Consider New Strategies in Supporting CUs
• League President/CEO Carrie Hunt Offers Perspective on Top Federal Legislative, Regulatory Issues
• League President/CEO Carrie Hunt Spotlighted in Virginia Business Magazine
• League Readies for Next Fight in State-Level Field-of-Membership Case
• League Receives Reply from DOLI on Vaccine Mandate Question
• League Represents CUs on Two General Assembly Study Groups
• League Reps Meet with State Lawmakers
• League Seeks Participants for 2022 Credit Union Day at the General Assembly
• League Seeks Prospective Members for New Policy Committee, Existing Committees
• League Showcases Advocacy Efforts, Most-Pressing Issues at Ignite 2022
• League Submits HMDA Comment Letter Opposing Any Changes That Represent Added Compliance Burden for CUs
• League Supports CCULR Proposal from NCUA, But Notes Tight Deadline Between Comment Period, Board Consideration and RBC Effective Date
• League Supports Marijuana Banking Provisions' Inclusion in NDAA
• League Urges NCUA to Return NOL to 1.3%
• League Urges Policy Change for CUs With Regard to Ginnie Mae Eligibility Requirements for Single-Family MBS Issuers
• League Watching Debt Ceiling Fight with Keen Interest Given Threat to Economy
• League Writes Lawmakers in Opposition to Expanded 1099s
• League Writes Sens. Warner, Kaine on Interchange Fee Hearing
• League Writes State Agency Over Costs Associated With COVID Testing
• League Writes Treasury on Issues with Expanded IRS Reporting Requirements
• League's CeJae Vtipilson Promoted to Grassroots Programs and Political Fundraising Director
• League's Comment Letter to CFPB on Fees: CUs' Fees Represent Cost of Doing Business, Some Fees Already Regulated
• League's Emerging Professionals Network Draws 30 at Richmond Event
• League's Partner Attorneys Assume New Leadership Roles for Virginia Bar Association
• League, Credit Unions Push Secondary Capital, 'Parity Powers' Bills in General Assembly
• League, Credit Unions Recognize Patsy Smith for Her Leadership, Contributions to System
• League, CU Representatives Meet with Rep. Luria on IRS Reporting Requirements, Interchange Issues
• League, CUs Wrap Up Busy Week of Advocacy
• League, Greater Hampton Roads CUs Hosting Dec. 1 Legislator Reception
• Leagues, CUNA Write Banking Committees in Advance of Hearings with CFPB's Chopra
• Legislation Would Help CUs Close Economic Disparities
• Legislative Summary of New Virginia Laws Effective July 1, 2021
• Leigh Ann Graham Recognized with Virginia League's Farley Award of Excellence
• Lenders Warned They Risk Irrelevance If They're Not Inclusive
• Lending Likely to Slow in ’23, Recession Possible in '24 or '25, Suggests New CUNA Mutual Forecast
• Letter Supporting SAFE Banking Act Sent to House Conferees of COMPETES Act
• Letter to Credit Unions (22-CU-03) Special Purpose Credit Programs
• Letter to Credit Unions (22-CU-06) NCUA to Begin Phase 2 of Resuming Onsite Operations
• Letter to Federal Credit Unions (22-FCU-01) Operating Fee Schedule Adjusted for 2022
• Liability for Wire Fraud Schemes Targeting Real Estate Closings
• Libor Transition Progresses, But Hurdles Remain for Legacy Loans
• Limiting Overdraft Programs Could Harm Access to Responsible Services
• Litigation Update: Substitute Opinion Issued in Hunstein Case
• Loan, Deposit Growth Slows YOY for US Community Banks in Q1
• Loans Should Grow 9% in 2022, Notes Latest Trends Report
• Loitering, Vagrancy Reportedly On the Rise
• Lookout for Scams Targeting Ukraine Relief Efforts
• Majority of Consumers Say Bias, Racism Exist in Financial, Credit Scoring Systems
• Marketing Workshop Features Sessions on Advertising Compliance, Digital Marketing
• May 18 Virtual Event: Lending Landscape
• McPike, Torian, Carroll Foy out of race for 7th Congressional District
• MCUEs: Credit Union Loans Increased 1% in October
• Measures Risk Understating Housing Costs
• Merchants Payments Coalition Using UK Settlement to Demand Changes on U.S. Interchange Fees
• Miles, Martin Departing League This Month
• Minnesota Regulator Rejects Credit Union-Bank Deal; Seventh State to Stifle Such Deals
• Minority Borrowers Still Trail in Purchase Mortgages; Nonbanks Dominate Top 2021 Mortgage Lender List
• MLA Database Update
• MLA Database Users Must Keep Accounts Active
• More COVID-19 Legal Developments
• Mortgage Boom Is Over, MBA Drops Originations Forecasts Again
• Mortgage Loan Modifications Rose 40% in 4Q: OCC
• Mortgage Rates Hit 5% for the First Time in Over a Decade
• Mortgages Hit New Peaks for Credit Unions in South, Northeast
• Nacha's Payments Innovation Alliance Releases Guide Addressing Contractual Considerations of Voice Payments
• NAFCU Compliance Blog: Federal Regulators Issue Revised Interagency Flood Insurance Q&As
• NAFCU Compliance Blog: Litigation Roundup
• NAFCU Compliance Blog: Spring 2022 Supervisory Highlights Part II: Mortgage Origination, Prepaid Accounts, Remittances, and Student Loan Servicing
• NAFCU Offers Suggestions on FinCEN Plan to Pilot New Rules Around SARs
• Nation's CUs Reach $2 Trillion in Assets, 128.6 Million Memberships
• National Illicit Finance Strategy For 2022
• Navigating State Marijuana Laws Can Be a Hazy Issue
• NCUA Already Has All the Third-Party Oversight Tools it Needs, NAFCU Tells Committee
• NCUA and CDFI Fund Hosting Webinar on Community Development Resources for Credit Unions
• NCUA Approves CUNA/League Requested Extension of PCA Relief
• NCUA Approves Strategic, Performance Plans, Gives Corporate Resolution Update
• NCUA Board Announces Meeting Schedule for 2022
• NCUA Board Approves Proposed Rule on Succession Planning
• NCUA Board Approves Proposed Rule to Recognize Electronic Pleadings and Communications
• NCUA Board Briefed on Cybersecurity Threats and Diversity, Equity, and Inclusion Program
• NCUA Board Finalizes CAMELS Rule; OKs CUSO Lending Rule
• NCUA Board Meeting Dec. 16, With Budget, NOL, Final Rules on Agenda
• NCUA Board Meeting: Good News for CUs with Changes to NOL, Budget; Agency OKs CCULR
• NCUA Board Meeting: No Premium Assessment Needed at Present; Final Rules to Get a Vote Later this Year
• NCUA Board Meets Feb. 17
• NCUA Board Member Rodney Hood Discusses Personal, NCUA Priorities at Tidewater Chapter Meeting
• NCUA Board Proposes Increasing Threshold for ONES Supervision
• NCUA Board to Consider Shared Facility Rule at Nov. 18 Meeting
• NCUA Board to Vote March 17 on Strategic, Annual Performance Plans
• NCUA Board's Jan. 27 Meeting to Include Briefing on COVID Relief Legislation
• NCUA Chairman Todd M. Harper Message to the NCUA’s Employees on the Agency’s Accomplishments in 2021
• NCUA Chairman Todd M. Harper Remarks at Inclusiv’s 2022 Annual Conference
• NCUA Details Its AI Programs, Asks Congress for Third-Party Vendor Authority
• NCUA Extends COVID-19 Regulatory Relief
• NCUA extends Credit Union Diversity Self-Assessment deadline to Jan. 31
• NCUA Extends Federal Credit Union Meeting Flexibility Through 2022 Due to the COVID-19 Pandemic
• NCUA Extends MDI Mentoring Grants Application Deadline to Nov. 14
• NCUA Final Rule on 'Service Facility' Definition
• NCUA Hosts 2nd Call Report Changes Webinar Tomorrow
• NCUA Invites MDIs to Apply for Mentor Grants
• NCUA Issues CDRLF Report to Congress
• NCUA Issues Guidance, Announces Upcoming ECIP Action
• NCUA Issues Guidance, Announces Upcoming ECIP Action
• NCUA Issues Letter on Voluntary Credit Union Diversity Self-Assessment
• NCUA Issues Risk Alert on Cloud-Based Business Email Compromise
• NCUA Issues Succession Planning Proposal
• NCUA Letter to CUs Offers Info on End of Pandemic Homeowner Protection Programs
• NCUA Opens Community Development Revolving Loan Fund Grant Round May 2
• NCUA Outlines Supervisory Priorities for 2022
• NCUA Plans Overdraft Scrutiny with a Close Eye on Financial Inclusion
• NCUA Provides Updates on Annual Asset-Size Exemption Thresholds Under TILA
• NCUA Provides Updates on Examination Program
• NCUA Releases 2021 Annual Report
• NCUA Releases 2021 Fourth Quarter Credit Union System Performance Data
• NCUA Releases Community Development Revolving Loan Fund Report to Congress
• NCUA Releases OMWI Annual Report to Congress
• NCUA Releases Q3 2021 State-Level Data Report
• NCUA Revises Call Report Beginning with the March 2022 Reporting Cycle
• NCUA Says CUs Can Partner with Crypto Firms
• NCUA Says It Could Meet Just One-Third of Requests from Smaller CUs
• NCUA Should Conduct Broader Evaluation of Amendments to Subordinated Debt Rule, CUNA, NAFCU and Inclusive Tell Agency
• NCUA Should Issue Succession Planning Proposal as Guidance
• NCUA Should Provide Additional PCA Relief
• NCUA Spotlights Cybersecurity Resources
• NCUA to Distribute $569 Million Under Corporate System Resolution Program
• NCUA to Host Appraisal Bias, Racial Homeowner Gap Webinar
• NCUA Transfers Publications Ordering to Government Publishing Office
• NCUA Warns Current Geopolitical Events Increase Likelihood of Cyberattacks
• NCUA Webinar on Overdraft Programs
• NCUA, CFPB Rescind COVID Flexibilities in Mortgage Servicing Disclosures
• NCUA, FDIC to Co-Host Webinar on Fin Ed
• NCUA’s Advertising Statement and Websites
• NCUA’s Annual Voluntary Credit Union Diversity Evaluation, Self-Assessment Tools
• NCUA’s New Guide Simplifies, Clarifies Federal Credit Union Charter Application Process
• NCUF Announces $100K Grant to Support CU Diversity, Financial Health
• NDAA Passes House With Two CU-Supported Measures Included
• Net Neutrality Concerns Raised in House FCC Hearing as Agency Remains Deadlocked
• New CFPB Leadership Can Recalibrate Approach to Credit Unions
• New Crypto Hires Insufficient to Overcome SEC's Resource Constraints
• New CUNA Council Members Join for 2022, Get Remainder of 2021 Included
• New Data Shows FTC Received 2.8 Million Fraud Reports from Consumers in 2021
• New Director Rohit Chopra Says CFPB Looking Out for Families, Workers and Communities
• New Ginnie Mae Director Should Examine Treatment of CUs
• New InfoSight Content
• New Report Finds Half of All Credit Union Industry Assets at Risk from Climate Change
• New Topic Added to 'Tax Issues' InfoSight Channel
• New VA Rule Relieves Financial Distress for Thousands of Veterans with Medical Bills
• Next Ginnie Mae Leader must recognize CU mission, structure
• NextMark CU CEO Joe Thomas Re-Elected to CUNA Board
• No End in Sight for US banks' Record-Breaking Branch Closure Spree
• Nomination of NCUA Chairman Harper Advances Out of Banking Committee
• Nominations Open for 2022 Credit Union Hero Award
• Northwest Federal Credit Union Foundation’s Drive for the Driven Golf Tournament Raises More Than $136K for Scholarship Program
• Northwest Federal Wins an Energage 'Top Workplace' Award for the Third Year in Row
• Not Just 757: 948 Area Code Added for Hampton Roads
• Nussle to Congress: Open Capitol Hill
• NWFCU Foundation Donates $20K to Northern Virginia Community College’s Student Support Programs
• NYDIG Allows Members to Buy, Sell Bitcoin But CUs Should Recognize Risk
• OCC's Hsu Zeroes in On Large Regional Banks as Source of Systemic Risk
• OFAC Issues Sanctions Compliance Guidance for Virtual Currency Industry
• OFAC Releases Advisory on Ransomware Payments
• OIG Releases Audit Statement on NCUA’s ‘Four Funds’
• Omnibus Spending Package Includes 'Adjustable Interest Rate (LIBOR) Act'
• Once Confirmed, League Ready to Work With New CFPB Director
• Originations Hit a Record $4.4 Trillion in 2021
• Overdraft / NSF Fee Lawsuits Target Reg E’s Model Opt-in Form
• Overdraft Fees, NCUA Oversight of Vendors Comes Up During Another Senate Hearing
• Overdraft Fees: Holding the Moral High Ground
• Overdraft Overhaul to Drive More Credit Union M&A in 2022
• Overdraft, NSF Fee Class Action Litigation Not Slowing Down for CUs
• Pages From of the Diary of Mrs. C. Hunt - Oct. 13, 2021
• Pages From of the Diary of Mrs. C. Hunt - Oct. 26, 2021
• Pages From of the Diary of Mrs. C. Hunt - Oct. 5, 2021
• Pages From the Diary of Mrs. C. Hunt - A Little Bit Dirrrty
• Pages From the Diary of Mrs. C. Hunt - Aug. 31, 2021
• Pages From the Diary of Mrs. C. Hunt - Nov. 17, 2021
• Pages From the Diary of Mrs. C. Hunt - Sept. 22, 2021
• Park View FCU Aids Local Fundraising Effort
• PAVE Action Plan Includes Reconsideration of Value Steps
• PayPal Suit Poses Broad Threat to CFPB Authority
• Pelosi Says Expanded IRS Reporting Will Be in Final House Bill
• Phase Out of 3G Cellular Networks Sets Off Alarm for Potential Updates
• Phishing Attacks and Business Email Compromise On The Rise
• Premium Credit Union Marketing Imagery Available in CUNA Creative Hub Pro
• Ransomware Risks Drive the Need for Critical Cyber Loss Controls
• Ransomware: A Checklist of Things to Know
• Ransomware: What to Know to Create an Incident Response Plan
• Record Number of Credit Union-Bank Deals Expected in 2022
• Redirecting the Focus of Ransomware in Our Credit Unions
• Reg Comment Call: NCUA Call Report
• Reg E and New Version of the Zelle, P2P Fraud Scam
• Register Now for Call Report, CAMELS Webinars on March 8, 10
• Register Now for NCUA’s Capital Adequacy Framework Webinar
• Register Now for NCUA’s Feb. 10 Call Report Changes Webinar
• Registration Now Open for 2022 Southeast CUNA Management School
• Registration Open for March 23 NCUA Overdraft Protection Programs Webinar
• Registration Open for NCUA Consumer Compliance Webinar
• Registration Open for NCUA Consumer Compliance Webinar Dec. 1
• Registration Open, Schedule Released for 2022 Inclusiv Annual Conference
• Registration Opens for 2022 Inclusiv Annual Conference
• Registration Opens for Southeast Regional Directors Conference
• Regulators Expect to Release CRA Revamp as Soon as This Month
• Regulators Look to Tame the New Financial ‘Wild West’
• Regulators update BSA/AML Examination Manual
• Regulatory Alert (22-RA-01) Home Mortgage Disclosure Act Data Collection Requirements for Calendar Year 2022
• Regulatory Alert (22-RA-02) Submission of 2021 Home Mortgage Disclosure Act Data
• Regulatory Alert (22-RA-03) 2022 Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold
• Reminder: CISA Issues Alerts Relating to Russian Cyberthreats, Ukraine Cyber Incidents
• Reminder: Comments Due Jan. 6 on CFPB Small Business Lending Data Collection Proposal
• Reminder: March 23 NCUA Overdraft Protection Programs Webinar
• Reminder: May 19 Webinar Covers Protecting Older Members
• Reminder: NCUA Call Report Due April 30
• Reminder: Social Responsibility Awards Deadline June 30: Get Recognized for Your Good Works!
• Remote Notarization Becoming a Must-Have Offering?
• Rep. Perlmutter Announces Not Seeking Re-Election; Championed Cannabis Banking, CU Bills
• Rep. Stephen Lynch Introduces Bill to Create Treasury-Issued Digital Currency
• Rep. Waters Introduces Legislation to Combat Appraisal Bias
• Repeat Offenders Beware…the CFPB is Looking at You
• Report Shows Focusing on Financial Well-Being Lowers Risk, Increases Brand Loyalty
• Reps Introduce Bipartisan FCU Act Update
• Reps. Cline, Wittman Sign Onto Letter Expressing Concerns Over IRS Reporting Proposal
• Requiring Employee Vaccinations?
• Resources for NCUA's MERIT Exam System Now Available
• Retailer Group Urges Congress to Call Off April Interchange Fee Hike
• Retired NCUA Examiner David Nichols Passed Away March 22
• Revised Fannie, Freddie Uniform Legal Instruments
• Right of Rescission for Open-End Credit
• Rise in Wire Fraud Partially Attributed to Exhausted Homebuyers
• Rising Rates Demand NCUA Raise Permissible Interest Rate Ceiling, NAFCU Tells Agency
• Risk Alert (22-RISK-01) Heightened Risk of Social Engineering and Phishing Attacks
• Risk Alert: Account Takeovers Stemming From Credit Card Management Systems
• Risk Alert: ACH Transfer Fee Class Action Lawsuit
• Risk Alert: Awareness Investigations of Member Incidents, Accidents Important to Credit Union Defense
• Risk Alert: Examining Vendor Management Risks
• RISK ALERT: Protect Your CU in Lease Agreements
• Risk Alert: SIM Swapping and Port-Out Fraud Leads to Account Takeovers
• Risk Forum Slated for April 19: How to Navigate Emerging Risks
• SAFE Act’s Future Now in Hands of Conference Committee
• SAFE Banking Act Added to America COMPETES Act
• SAFE Banking Act Successfully Added to House NDAA; Would Address Banking Needs of Legitimate Marijuana Businesses
• Sara DePauw Hired as SVP Lending for Northwest Federal Credit Union
• Scam Seeking to Sell Insurance to CUs In the Name of Tidewater Chapter
• Scams Target Older Americans at an Alarming Rate
• SCC Hearing Next Week for Hugely Significant CU Field-of-Membership Case
• SCC Issues Short-Term Loan Regs; League’s Efforts Kept CUs Out of Original Legislation
• Schenk: Expect Healthy Economic Growth
• Scott, Colleagues Introduce Bill to Block IRS Snooping Proposal
• Sen. Mark Warner Joins Inclusiv Virtual Conference Lineup
• Senate Banking Committee Chair Urges Fed, OCC to Review Big Bank M&A Oversight
• Senate Banking Panel to Hold Powell, Brainard Hearings Next Week
• Senate Bill on COVID Vaccinations, Discrimination Fails in Committee
• Senate Build Back Better Act Omits IRS Reporting Provision
• Senate COMPETES Consideration, Other Hearings This Week
• Senate Confirms Jerome Powell to Second Term as Federal Reserve Chair
• Senate Panel Proposes Study of One Key Youngkin Income Tax Proposal, But Supports One-Time Refunds
• Small Banks Turn Corner on Loan Growth
• Small Business Data Collection: Share Your Concerns With CFPB
• Southeast CUNA Management School - Early Bird Registration Rate
• Spring 2022 Supervisory Highlights Part I: Auto Servicing, Consumer Reporting, Credit Card Account Management, Debt Collection, and Deposits
• Stablecoin Report Recommends Congressional Action on Currency
• State Senate Passes CUs' 'Secondary Capital' Bill
• State Supreme Court Finalizes Legislative Districts
• State-Level FOM Case Gets October Hearing Date
• State-Level FOM Case Remanded to Hearing Examiner
• Statement of CFPB Director Chopra on Stablecoin Report
• States Work to Stifle Credit Union Acquisitions of Banks
• Still Time to Register for Ignite 2022 | League Annual Meeting!
• Strong Loan Growth, Margin Expansion Cannot Save US Bank Earnings in 2022
• Study Looks at Benefits of the CU Federal Tax Exemption
• Submission for 2021 Voluntary Credit Union Diversity Self-Assessment Extended to Jan. 31, 2022
• Support Spanish-Speaking Members with Spanish-Language Disclosures
• Supreme Court Blocks Biden’s Workplace Vaccine Rules
• Supreme Court Ruling Means CFPB Must Start Over on Payday Loan Rules, Attorney Argues
• Supreme Court Ruling on Evictions Likely to Put Pressure on Some Members Over Housing; DOJ Weighs In With Plea to Legal Community
• Supreme Court Seems Skeptical of Biden’s Vaccine Rules for Businesses
• Susan M. Gruber Named President/CEO of UVA Community Credit Union
• Take Action: Tell Congress to Oppose New IRS Reporting Provisions
• TCPA News: What Isn't An Autodialer?
• Ted Cruz Intro’s Bill to Prohibit Federal Reserve from Issuing Central Bank Digital Currency
• The Future of Auto Lending
• Thomas, Williams Re-Elected to New Terms on League Board; Board Names Officers
• Three CU-Related Bills Head to Markup in House Today, Including Bill Giving NCUA Oversight of Third Parties
• Three Rs of a Successful Consumer-Focused Overdraft Strategy
• Three Virginia-Based CUs Among CDRLF Grant Recipients
• Tidewater Chapter Launches LinkedIn Page
• Tidewater Chapter's April 14 Meeting Features Overview of Overdraft Services, Issues
• Toomey Unveils Stablecoin Bill Granting OCC Authority for Payments Charter
• Top Republican Knocks CFPB, Credit Bureaus on Exclusion of Medical Debt
• Trade Associations Say CFPB's Overdraft Research Reports Lacked Important Facts
• Trades, Business Groups Ask Biden to Drop Proposal to Expand IRS Reporting Requirements
• TransUnion Reports Inflation’s Rise Hitting Non-Prime Borrowers Hardest; Offers Forecast for What’s Ahead
• Treasury Announces Over $2 Billion in ECIP to 84 CUs
• Treasury Proposes Amendments to Its ACH Rules
• Trends Report: CU Loan Growth Slows; Inflation May Be Around Longer Than Expected
• TRGroup Offering Demos of Business Partners' Products, Services
• Two CUs Receive Grant Funds to Aid Small Businesses
• Two Virginians Appointed to CFPB's Credit Union Advisory Council
• Two Ways to Help Break Down Barriers to Buying Life Insurance
• U.S. Consumers Stand to Save Billions from Banks' Overdraft Reforms
• U.S. Senate Democrats Press Banks to Scrap Overdraft Fees
• U.S. State Department Establishes a Bureau of Cyberspace and Digital Policy
• Ukraine-Related Sanctions Regs Amended, Renamed and Reissued
• Updates on Russian Sanctions
• URGENT RISK ALERT: Vizo Financial Reports Phishing Scam Using Its Name
• US Bank Branch Closures Increase 38% to New Record High in '21
• US Banks Close 180 Branches, Open 69 in September
• US Banks See 188 Net Branch Closings in February
• US Credit Union Auto Loans Top $400B in Q3
• US Credit Unions Add 5.2 Million Members in 2021
• US Credit Unions Close Net 10 Branches in Q3
• US Credit unions Working Off Excess Liquidity
• US Housing Market: 2022 Opens With 19.2% House Price Surge
• US Housing Market: New, Existing Home Sales Rise Month-Over-Month in September
• US Threatens Crypto Exchanges, Financial Institutions Aiding Russia
• US Treasury Proposes 4 Digital Asset-Related Tax Reporting Requirements
• USAA Scores Mobile Deposit Capture Patent Win Against PNC
• UVA Community Credit Union Announces New Talent in Mortgage Division
• UVA Community Credit Union President/CEO Alison DeTuncq to Retire
• VA Amends Regs on Fiduciary Activities
• Vaccine Mandate: Courts Put Mandate on Hold, But CUs Should Map Out Plan to Comply
• Vaccine Mandate: Credit Unions Not 'Federal Contractors' Simply Based On NCUSIF Coverage
• ValleyStar Announces New Executive Team Members
• ValleyStar Credit Union Announces New Executive Director for Its RISE Foundation
• ValleyStar Credit Union Announces New Vice President of Brand
• ValleyStar Credit Union Announces New Vice President of Mortgage Lending
• ValleyStar Credit Union Announces VP Promotions
• ValleyStar Credit Union Brings Home Gold ADDY Award
• ValleyStar Credit Union Opens Doors to New Location
• ValleyStar RISE Foundation Exceeds Expectations to Raise Life-Saving Funds for Children’s Miracle Network Hospitals
• Value of Digital Wallets to Exceed $12 Trillion by 2026, New Study Forecasts
• Vehicle Sales Rise in April, But Still Down More Than 20% YoY
• Virginia Could Kill Its First-in-U.S. Workplace Covid-19 Measure
• Virginia Credit Union League Endorses Sen. Mark Warner for Re-Election to Senate Seat
• Virginia Credit Union Talks 'Business Intelligence'
• Virginia Credit Union to Open New Location in Carytown
• Virginia Credit Union: Delivering Focused Financial Education
• Virginia CUs Win National Social Responsibility Awards
• Virginia House Control in Limbo; Recounts Sought in 2 Races
• Virginia House GOP Picks Todd Gilbert as Speaker, Terry Kilgore as Majority Leader
• Virginia Lawmaker Wants to Add COVID Vaccine Requirement to List of Workplace Discrimination Protections
• Virginia League Joins System Partners in Calling for Relief from PCA Challenges
• Virginia Moves to Loosen COVID Workplace Safety Rules
• Virginia Reps Among 200-Plus Members of Congress Opposing Expanded IRS Reporting Requirements
• Virginia Rolls Out Digital Proof of Vaccinations
• Virginia Workplace Safety Regulators Agree to Let Businesses Follow CDC Pandemic Guidelines
• Virginia's Consumer Data Privacy Act Takes Effect January 2023
• Virginia's Redistricting Commission May Fail to Redraw Congressional District Map
• Virginia, US Credit Unions Keep Growing Membership
• Virginian Among 30 ‘Up & Coming’ CU Leaders Selected for CUES Emerge
• Virginians Among Credit Union Innovators Selected for Filene's i3 Program
• Virginia’s COVID-19 Enforcement Efforts: An Inside Look
• Vizo Financial Raises $62,525 for Ukrainian Credit Union Displacement Fund
• Voluntary Credit Union Diversity Self-Assessment Due Jan. 15
• Want to Run in the Cherry Blossom 10-Miler? Contact League for Guaranteed Race Entries
• Waters Announces September House Financial Services Committee Schedule
• We've Lost a Member of Our Extended Credit Union Family - Joe DeCesare
• Webinar Jan. 19: Wire Transfer Fraud & Compliance
• Webinar: Building Opportunity with Construction and Renovation Lending
• Webinar: Trends in Payments for 2022 and Beyond
• Webinar: Vendor Due Diligence
• What the Exit of Facebook's Diem Means for Bank Stablecoins
• White House Must Go Further on New Pandemic Response, Say Former Biden Advisers, Other Expertsperts
• White Paper: The State of Small Credit Unions Today
• Who Deserves to Know About Bank Cyber Threats?
• Will Regulatory Scrutiny Chill Bank M&A This Year — or Hasten It?
• With Big Banks Leading the Way, J.D. Power Found Payment Processors Have ‘Stepped Up Their Games’
• With Bills in Markup, Trades Press Congress to Take Action
• Woods Rogers: COVID-19 Legal Round Up and Looming 2022 Deadlines
• Woods Rogers: Cybersecurity Case Holds Lessons for CUs
• Yellen Calls for 'Comprehensive' Crypto Regulations
• Yellen Calls for Stablecoin Regulation
• Younger Consumers Show a Preference for National Banks Over Credit Unions, Survey Finds; But Also Some Good News
• Youngkin, Miyares Say They Plan to Challenge Biden’s Coronavirus Mandates
• ‘Archaic’ Restrictions Prevent CUs from Empowering Rural Communities
• ‘Significant Risks’ Remain for Many Homeowners in Making Mortgage Payments, CFPB Report Finds