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Job Openings: Mortgage Specialist I (Yorktown)

Announcement Number:2021-73
Announcement Date:December 13, 2021
Location of Position:Yorktown
Salary:Based on experience
Days:Based on need
Hours:Based on need


1st Advantage Federal Credit Union is currently accepting applications for a on-site Mortgage Specialist I. To prepare all second mortgage and home equity lines of credit request for underwriting processes. Prepare all approved loans for closing and collect and scan all final closing documents.

Essential Functions & Responsibilities:

  • Retrieve mortgage data from software program and branches. Request all documents necessary for underwriting decision. Following loan decision, mail preliminary disclosures to members within required time frames.
  • Prepare closing documents for all approved second mortgages and home equity lines of credit and send to branches for closing.
  • Following the loan closing, ensure that all signed loan documentation is collected and verified.
  • Scan completed mortgage files into the optical system ensuring that all scanned files are readable and accessible.
  • Records data on status of loans, including number of new applications, loans approved, cancelled or denied.
  • Retain mortgage file until all final documents are received (i.e. recorded deed of trust, insurance information and title paperwork).
  • Post all closed loans following regulatory requirements.
  • Performs other job related duties as assigned.
  • Prepare approved or denied letters and forward to originating branch for distribution to the members.

Performance Measurements:

  • Retrieve mortgage data and request any additional information needed within 24-hours of loan
  • input.
  • Prepare files for underwriting within 1 day following the receipt of all required documents.
  • Notify branch personnel of loan status following receipt of underwriters decision within the
  • same business day of decision.
  • To maintain a working knowledge of all second mortgage products.
  • To provide informed, professional and accurate service and support to all members and
  • colleagues.
  • Produce loan documents and reports within a timely fashion with zero errors.
  • Scan loan files within 30-days of receipt of final documents.
  • Ensure that credit union-s professional reputation is maintained and conveyed when interacting with internal or external contacts.


Knowledge and Skills:

  • 1 to 3 years of similar or related experience.
  • A minimum education of either a 2-year college degree or completion of a specialized course of study at a business or trade school or (3) Completion of a specialized and extensive in-house training or apprenticeship program.
  • Interpersonal Skills Courtesy, tact, and diplomacy are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation.
  • Must have good verbal and written communication skills.
  • Good working knowledge of MS Office products to include Outlook, Excel, Word.
  • Knowledge of mortgage software products preferred.
  • Knowledge of Lending Regulations required.

Misc Comments:

Please visit our career page to apply: https://www.1stadvantage.org/about/careers

How to Apply

Upload Your Resume for Mortgage Specialist I (Yorktown)

Carefully read the above posting for specific information on how to apply for this position. If the credit union requests you apply through their website or directly through email to one of their staff members, please use that method to ensure timely consideration for the position you seek.

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